We travel a bit and sometimes bill paying falls when we are not home and I have to pay the bils as I always do online BUT I have to use a hotel wifi which we all know is definately NOT secure. Before I got NORDVPN, I ran into a couple of problems paying bills online through our bank. Those problems scared the devil out of me! Thankfully, those problems turned out to be easy to fix but I wanted security! So I went looking for NORDVPN and immediately downloaded it. I have even taught my nontechnical husband NOT to do anything online or over wifi without checking to see if NORD is active. We have on our iphones, ipad, laptop and desktop. I absolutely love the program. The only problem I have had with it has been when there are major updates. After downloading those updates, sometimes NORD doesn't want to open. Thankfully, I have been able to get it workiung but it gets annoying. If I cannot handle it, I got off to Geek Squad with whatever instruments need their expertise. And finally, I have been able to access our bank information without consequences while using hotel nonsecure wifi, THANK HEAVENS!