PocketGuard is a free app that makes it easy to take control of your personal finance and stop overspending. Its intuitive money management tools help you make a budget, track spending and build savings automatically.

Link your bank accounts & credit cards and track everything from account balances & transactions to net worth and more in one place.

Our IN MY POCKET feature shows exactly how much disposable income you have after paying your bills, saving for your goals, and setting aside enough money for essentials, like food & transportation. It does the "can I buy it?" math for you, so you can spend with confidence and enjoy life.

Add your bills and subscriptions to PocketGuard and it will automatically plan for future payments. Our smart bill reminders will help you never miss the due date again. And our smart algorithms will identify where you might be overpaying and offer easy ways to lower your bills.

Easily cancel subscriptions you no longer want or need. Save time and money, while we do the hard work for you. We may even get refunds for unused services.

Like the journey of a thousand miles begins with a single step, building up savings begins with setting your goals. PocketGuard allows you to set an unlimited number of goals and track your progress.

Reach your savings goals faster with Autosave**. Link your goals to Autosave, set up automated rules, and watch your savings grow automatically. Funds in your Autosave account are held at the depository institution and are FDIC-insured up to $250,000.

We use the same 256-bit SSL encryption as all major banks to ensure your sensitive information is safe and sound. The PocketGuard app also uses PIN code and biometrics, like Touch ID & Face ID, as an additional security layer.


Currently, PocketGuard connects to U.S. and Canadian financial institutions only.

Autosave is currently available only for U.S. citizens


PocketGuard offers a premium subscription - PocketGuard Plus - which gives you access to additional features. PocketGuard Plus is optional and not required to use PocketGuard.

If you choose to purchase PocketGuard Plus, payment will be charged to your iTunes account. Subscription automatically renews unless auto-renewal is turned off at least 24 hours before the end of the current period. Auto-renewal may be turned off at any time by going to your settings in the iTunes Store after purchase. Any unused portion of a free trial period will be forfeited if you purchase a different subscription plan (example: switch from trial to annual subscription).

PocketGuard Plus subscription lengths and prices:
- Monthly - $4.99* / month
- Annual - $34.99* / year

* Prices are in U.S. dollars, may vary in countries other than the U.S., and are subject to change without notice.


Privacy Policy:
Terms of Use:

What’s New

Version 4.3

- Meet our newest "Round up" rule for Autosave! Effortlessly save the spare change from your everyday purchases towards your savings goals.

- We have slightly updated navigation in the Bills and Income sections with the "Upcoming" and the "All" tabs on the top.
- Now there's a button to mark an upcoming bill as paid. Find it in the bill details. BTW, there's the same button for an upcoming income too.

Ratings and Reviews

4.7 out of 5
5.4K Ratings

5.4K Ratings

Kimber-Hoy ,

Great assistant in managing your finances

Every transaction is placed into a specific category (in 9/10 cases it's accurate) so you have a great insight on how much you have spent on coffee shops and books, on clothing and sports etc. Having the full picture will help you to understand how do your spending habits look like now and how do you need to change them. To be honest, it was difficult to stay on budget even after a couple of months of using the app. I was really shocked when having seen my 'in my pocket' negative a week before the next month starts. I couldn't believe I'd overspent with my credit card so much... PocketGuard won't change your life, only you can do it. But this app is a great assistant which definitely makes this change go easier.

TimW.Evans ,

Great app...but Always broken.

I love pocketguard, but too frequently there are errors that make it impossible to use. I get the same Error 940 "Puppetmaster" error all the time which prevents the app from connecting with my bank. It will sometimes work for a day or two then be in error again for week or so after. Customer support didn't really even respond to my e-mail, just an automated response asking for more details when I literally sent them a screen shot, and it's their own error message. I was considering buying pro, because when it works it's awesome and has literally helped me prevent overdrafts and stick to a budget but it doesn't really work very often. Aside from the broken bits, my recommendation would be the ability to select a date and see how much will be needed for bills in that time frame. It currently only shows end of month, but I always end up needing to bust out paper and pencil and manually (navigating away from the app logs out, so can't even use the calculator app at the same time) add figures to see what I need by next payday, as opposed to month.

Bootlegged ,

Good Budgeting App

I needed an app that would allow me to setup budget categories and monitor my spending (based on accounts I linked to it). It does that and it does it fairly well. I do have to constantly go in everyday to update the category for which it falls in, but I’m just very particular in how I want my expenditures categorized. I may try using the hashtag feature to simplify things. I also like how it notifies you when you get close to hitting your limits. Moreover it’s all free! There’s a paid version to unlock more features, but for me those aren’t necessary.

The only downside I’ve noticed is that it doesn’t update or show your expenditures in real time. Meaning, I usually have to wait 2-3 days before an expense is posted which can be frustrating when needing to know where you stand at any given moment in terms of your budget... which is sort of the purpose of the app right?


PocketGuard, Inc.
155.4 MB

Requires iOS 10.0 and watchOS 2.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating
In-App Purchases
  1. PocketGuard Plus $4.99
  2. PocketGuard Plus $4.99
  3. PocketGuard Plus $4.99


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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