Stilt Loans 4+

Loans for immigrants

Stilt Inc

Designed for iPhone

    • 4.4 • 533 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots


Stilt is a mission-driven fintech company focused on providing credit to immigrants and the underserved in the United States. Anyone in the U.S. with a bank account can get a loan at fair rates. You can build credit at the same time providing a path to a better financial future.

Download the Stilt App and apply for a loan right away:
- No SSN or credit history required
- No cosigner required
- No prepayment fees
- Checking for a rate won't impact your credit score
- Get an update on your application in 24 hours

We look at your education, work experience, income, and financial behavior to give you lower rates. Feel free to pay as early as you want and save on interest. We don’t charge any prepayment fees.

To learn more visit

Visit for information and to contact Stilt Support.

View Stilt’s privacy policy at

What’s New

Version 2.0.38

Bug fixes and performance improvements

Ratings and Reviews

4.4 out of 5
533 Ratings

533 Ratings

J10161016 ,

Quick and easy, just send a message with questions for a quick response.

Very professional. Sometimes they get a little backed up which is to be expected around the holidays. Very fast response and answered all of my questions with the quickness. Would recommend to my folks.

DJBaker42 ,

Sketch or really inconsiderate

Accepted me for a loan of 1500 which I was more than happy for. Was getting information together and struggling with some because it was holidays. Even so they offered me a higher loan of 4000, which i signed a promisary notice for. They told me it would take 3 to 5 business days to get my money, so I waited. And when it didn’t come I messaged them. They let me know they were backed up and it would take additional time, which they would refund the interest for. But then the last day it was supposed to show up I checked my app and it said my loan offer expired. I emailed about it and they informed me that it was a mistake on their part to extend the loan offer to me and gave me the reason that there’s insufficient evidence of future income, even though I have a solid job with decent pay. They told me they “regretted canceling my loan offer” but I still would have to wait 180 days to apply for another loan from them.
I’m not so mad about them finding risk in giving me the money. Mostly the sheer amount of hope they pumped into my soul just to rip it away from me in the end. I won’t be able to get out of the situation I’m in for a while now and I just wish they wouldn’t have even given me the hope they did. Thanks Sarah. Thanks jay. You’re such gems. 🙄

Jibz415 ,

Not the best service

To everyone experiencing delays in their funds — take it from me, it’ll come but only *EVENTUALLY*

I had to wait upwards of 3 weeks to get my money from them. I called their office almost daily to inquire about it, emailed service, even reached out to the CEO on LinkedIn about it because I was being told over and over again that there were “unexpected delays” even though I was promised my funds would be deposited within 3-5 days.

Anywho, I did get my money, and as a result of the long delay they actually refunded me $130ish worth of interest that accrued during my extensive waiting period.

Their virtual customer support team is very robotic in their responses, but fortunately there was one guy who helped me over the phone and was sending me daily text updates while going through all of those troubles.

If you’re looking for a loan, I’d recommend searching elsewhere (unless this is your last resort). Their APR is quite high, so be very, VERY sure that you can afford these payments!

App Privacy

The developer, Stilt Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Contacts
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Contact Info
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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