Westpac 4+

Your dollars deserve the best. Our App has features to help you budget, save and stay on top of your finances.

Make payments
• Make fast and secure payments & transfers or schedule them for the future
• Apple Pay - Pay with your mobile
• Digital Card - 24/7 access to a digital version of your Westpac card with a dynamic 3-digit CVC code to help you shop safer online
• Cardless Cash - withdraw up to $1,000 without your debit card from any Westpac, St.George, Bank of Melbourne or BankSA ATM

Money Management Tools
• Savings Goals** – set a goal and track your progress
• Bills Calendar - manage all your bills and regular expenses in one place and set up payment reminders
• Savings Finder - discover potential savings on your subscriptions and bills.
• Compare your spending with transaction categories like groceries and rent
• Cash flow view – track monthly income and expenses to help you budget
• Get notifications when you spend and receive money
• Create personalised tags to easily identify spend e.g. Tag your transactions that are ‘holiday expenses’
• Tax Organiser – Don’t miss the small things, they add up. Keep track of your tax relevant transactions

Everyday banking tools
• Quick Balance - see your account balance at a glance and transfer money between accounts
• Activate, lock^ or cancel your card
• Contact Us from the app to skip security questions~
• ATM & Branch finder – locate your nearest Westpac, St.George, Bank of Melbourne, or BankSA ATM or branch

Rewards
Enjoy offers and discounts on popular shopping, entertainment and hospitality venues.

Business customers can:
• Approve payments
• Manage user access
• Pay staff and creditors with payment templates

Things you should know:
* Claim based on "The Forrester Digital Experience Review™: Australian Mobile Banking Apps, Q4 2023" an evaluation of five Australian Banks.

** Savings Goals: Both an account holder and an authorised user can use the Savings Goal feature, including to view, add, edit and delete the savings goals on Westpac Life account.

^Locking your card will temporarily stop new transactions on your card for 15 days or until reactivated. The card will automatically reactivate after 15 days if you don’t cancel the card.

~Standard SMS, call or data charges apply.

To use your eligible Westpac card with Apple Pay you must be registered for Westpac Online Banking and Westpac Protect™ Security Code. Read the Westpac Online Banking Terms and Conditions at westpac.com.au/westpacliveterms before making a decision and consider whether the product is right for you.
Read the Apple Pay Terms and Conditions before making a decision and consider if it is right for you. To use Apple Pay you will need an eligible card and a compatible device with a supported operating system. See our Apple Pay FAQs for more information. Apple, the Apple logo, Apple Pay, Apple Watch and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc.

© Westpac Banking Corporation ABN 33 007 457 141 AFSL and Australian credit licence 233714.