My FSB Home Loan 4+

Flanagan State Bank is pleased to present the app that will allow mortgage lending to be easier than ever. If you are looking to purchase or refinance, this is the app for you. The one stop app to get a prequalification completed, work through the process of your loan, and receive notifications and updates as your loan gets to the finish line. The app allows borrowers to upload income documentation, bank statements and other private documents directly to our company in a secure format. Working with a real estate agent? They can sign up to get updates based on their needs, too. This app allows for more communication and ease of sharing documents to speed up the process for all involved.

Key Features:
• Mortgage calculator to work with different programs and down payment scenarios to help determine the best program for each borrower
• Calculate savings or cost of refinancing your current mortgage to see the benefit – works for cash out or rate/term refinance
• Helps to determine if homeownership will be the best option based on current rent or mortgage payments and monthly expenses
• Take pictures of your financial documents (paystubs, tax returns, etc) and upload them to our system quickly and securely.
• Access key contact information for your loan such as the Loan Officer and the Agents involved
• Receive important updates as your loan reaches key milestones

The calculations provided within the app help to show where you might qualify for a loan. However, please contact a Lighthouse Financial Services Loan Officer to help determine exactly what you will qualify for. Your Loan Officer is always happy to answer questions and help you get from starting a loan application to closing on a loan application.