Fold - Savings, Budget Tracker 4+

Budgeting Expense Bill Income


Designed for iPhone

    • 4.3 • 95 Ratings
    • Free
    • Offers In-App Purchases

iPhone Screenshots


Fold is a FREE and simple app to help you organise your money. Create wallets, customise categories, add transactions and monitor your cash flow to achieve your financial goals.

Choose from different types of wallets designed specifically for each aspect of personal finance
• Use a Budget wallet to keep track of your money and control your spending
• Use a Bill wallet to schedule your bills and automatically track payments each cycle
• Use an Income wallet to schedule your salary and automatically track payments each cycle
• The Cash wallet automatically combines, tracks and manages cash from multiple sources
• Use the Emergency Funds wallet to plan and prepare for emergencies
• Use a Savings Goal wallet to set up a goal and forecast when you’ll achieve that goal

Personalise the app like your own journal with many different themes and colours available to suit your own style. Take advantage of extensive configurations from multi currency support, cycle management, automatic tracking, budget rollovers and many more.

• Budgets - Create budgets of varying limits, cycles, rollovers, start dates and end dates
• Savings - Set a savings goal, add, track and manage your progress
• Bills - Automatically generate a schedule of your bills and track payments of each cycle
• Income - Automatically generate a schedule of your salary and track payments of each cycle
• Notifications - Get notified of upcoming bills to pay and salary payments
• Cash Flow - View and manage cash flow in weekly and monthly cycle breakdown
• Forecast - Easily forecast everything: from savings, bills, income and more
• Multiple Currencies - Track in multiple currencies with multi-tier configurations available
• Themes - Personalise the app with dozens of themes to choose from
• Fast Input - Add transactions on the app in 3 seconds
• Wallets - Use wallets and pre-made templates to set up quickly
• Categories - Create and personalise custom categories to organise your transactions
• Export - Export your transactions to use and manipulate your data outside of the app
• Anonymous Mode - Use the app anonymously and privately on a single device

Follow @foldmoney to learn more about the app
Fold is a proud creation of dimmple. Follow @dimmple_works to get the latest sneak peeks about the app.

Help & FAQs:
Terms & Conditions:
Privacy Policy:


The basic features of Fold can be used for free. You can access all features by paying a subscription fee for a premium account. Subscription prices vary depending on your country and is displayed in the app before you complete a payment.

Some subscription options may also come with a free trial. The free trial period will let you try all premium features for free for the specified period of time. At the end of the free trial period you will automatically enter into a subscription and your iTunes Account will be charged based on prices displayed in the app before agreeing to the free trial period; unless you cancel the auto-renewal 24 hours before the end of the trial period. Any unused portion of your free trial period will be forfeited once you purchase a subscription.

Once subscribed, your subscription will renew automatically unless auto-renew is turned off or you cancel at least 24 hours before the end of the current billing period. You can manage your subscription and turn off auto-renew from your iTunes Account settings. Refunds will not be given for any unused portion of the term.

Certain premium features of Fold can also be unlocked forever by purchasing a Lifetime Premium for a one time payment. Lifetime Premium prices may vary depending on your country and is displayed in the app upon viewing subscription options. The features included with the Lifetime Premium may be subject to change.

What’s New

Version 5.5

• Fixed bugs

Ratings and Reviews

4.3 out of 5
95 Ratings

95 Ratings

Rebecca Clair ,

Great interface design and user experience

Trialed the premium version and happy to buy. App allows me to easily manage my monthly finances as well as weekly budgets (so much better than my excel spreadsheet 🙌). I love the interface design - the colours are attractive and the layout is simple and easy to read/navigate👌.

A few areas for improvement to take this to next level:
- Allow for more categories per budget configuration. I have an extensive list of categories and the current limit falls short. This is a pain point as I to have to constantly go back and forth reconfiguring my categories in order to use all that I need.
- include more category icon choices (i.e pictures that are suitable for healthy food and entertainment)
- The app gets stuck after I apply a cycle date resulting in having to quit the app and reopening in order to continue use.
- perhaps adding a password function for additional privacy/security.

Well done though, this is so far the only budget app that I’ve chosen to stick with.

Developer Response ,

Thanks for the awesome feedback Rebecca, glad you're enjoying the app. The next release will address these things and hopefully make it even better to use.

Til then all the best with your financial goals this year.

Falcorose/BlueAngel196 ,

Could do with a date sorting feature

Really well made app, I enjoy using it, only thing I can see missing is an auto sort date feature, so I know the days in order of what I need to spend each month

Dhdjkdnfkckmckckvl ,

New Update preventing me from using free version

Hi been using this app for the longest time and really loved it. It’s just there was no real warning with updating the completely new interface and learning it was already a struggle. Then the 7 day trial ends and now I’m stuck at the ‘unlock bills’ page because it needs 3 bills but I ONLY HAVE 2. Why can’t it be a maximum of 3 or give the option to add a new one??

I’m writing a review instead of deleting everything because i really like this app so wanna give it another chance. Please fix this soon !!

Developer Response ,

Hey there, thanks for reporting this. This issue will be fixed in the next update today. Can you please contact support so we can help resolve any other issues with you.

App Privacy

The developer, DIMMPLE PTY LTD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • User Content
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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