Debts Break 4+

Name: Debts Break
Rating: 3.2 (9 reviews)
Author: LINKLINKS LTD

Payoff Plan & Snowball Method

LINKLINKS LTD

Designed for iPad

- 3.2 • 9 Ratings

- Free
- Offers In-App Purchases

Description

The mission of this app is helping you become debts free by Snowball method which is most popular used and recommended by many financial experts.

There are five strategies provided, Highest Interest Rate First, Lowest Balance First. Highest Balance First, Earliest Payment Date First and Custom Order, Debts Break will show you pay off date and interest saved by each strategy. Use this app to manage your debts and track the pay off processes visually.

Key Features:
⁃ Shows remaining balance, monthly payments, paid amount and percentage of each debt.
⁃ Update remaining balance automatically.
⁃ Lists payment logs, mark them as paid or unpaid.
⁃ Add extra payment for any debts.
⁃ Supports zero interest rate.
⁃ Add notification for each debt.
⁃ Send Debt payments by email.
⁃ Five Snowball Payoff plan: Highest Interest Rate First, Lowest Balance First, Highest Balance First, Earliest Payment Date First and Custom Order.
⁃ Shows pay off date and interest saving of each strategy.
⁃ Turn Snowball method ON or OFF.
⁃ Four calculators: Loan, Payoff Date and Mortgage and Affordable Loan, send amortizations out by email.
⁃ Reports for percentage and balance amount of each debt, pie chart for balance and interest. Chart view of monthly amount of each debt. Chart view of yearly total debts payment and each debt.
⁃ Passcode protection.
⁃ Supports Touch ID as passcode.
⁃ Supports Wifi Backup and Restore.
⁃ Supports iCloud Backup and Restore.
⁃ Supports universal version (available on both iPhone and iPad).
⁃ Adds 3D Touch function.
⁃ Supports Apple Watch.

If you have any question, please email to linklinksapp@tom.com.

27 May 2024

Version 6.0

⁃ Adds Korean, Arabic, Czech, Dutch, Indonesian, Polish, Thai, Traditional Chinese, Hindi and Malay.
⁃ Other minor bugs fixed.

3.2 out of 5

9 Ratings

Average

The price of enabling the snowball module and removing the ads decreases the value of this app. There are other apps that provide better value for money.

PLEASE ADD A FORTNIGHTLY PAYMENT OPTION

I am still working my way around this app, but so far it has been a great help in consolidating my debts in the one place.
Very handy when we apply for a home loan next year.
One thing that is glaringly missing though is the ability to choose your cycle setting.
We get paid fortnightly and we pay our debts off on a fortnightly basis.
This has meant that I have to either wait until the second pay to mark a month off as being paid. Or to enter the fortnightly payment amount as the monthly payment amount.
Either way doesn't really work.
So it will really only be a guide for me until that option is fixed.

Great

Very helpful app, great keeping track of variable interest rates, love that I can email pdf showing graphs, what I've paid in principle and interest, what's remaining, overall percentage I've paid, and etc.

The developer, LINKLINKS LTD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

User Content
Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Information

Seller

LINKLINKS LTD

Size

39.9 MB

Category

Finance

Compatibility

iPhone: Requires iOS 14.0 or later.

iPad: Requires iPadOS 14.0 or later.

iPod touch: Requires iOS 14.0 or later.

Mac: Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.

Apple Watch: Requires watchOS 3.0 or later.

Apple Vision: Requires visionOS 1.0 or later.

Languages

English, Czech, Dutch, French, German, Hindi, Indonesian, Italian, Japanese, Korean, Malay, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Thai, Traditional Chinese, Turkish