Douugh 4+

Manage & grow your money


    • 4.0 • 101 Ratings
    • Free

iPhone Screenshots


The flexibility to borrow as you need!

Take control of your spending and manage your cash flow effortlessly with Spot Jar. Get up to a $500* limit to make multiple Spots and repay in 4x weekly instalments.

Cashback is great, but Stockback is better.
We’re all about rewarding you even when you need a helping hand. Score a bonus 4% Stockback™ on your first $100 Spot when it’s repaid on time and in full.

It’s never been easier to build long-term wealth. Invest in US Portfolios and Shares, connected to Autopilot. Empowering you to auto-invest directly from your connected bank account.

Invest as little as you like in a simple way to begin your investing journey and diversify across assets, industries and countries.

* Invest to suit your risk profile
* Sustainable investment options
* Set and forget with auto-invest
* Managed by the experts, BlackRock (world’s leading asset manager).

Our Simple, low fees:

Diversified Portfolios:
$2.99/28 days - with an active balance over US$50

Shares - All you can trade:
$4.99/28 days - for one or more Share trades. $0 if you don’t make a trade.

*FX on AUD to USD charged at 0.99% (0.69 margin rate equivalent). An instant funding fee of 0.5% applies with instant account funding.

Expand your investing strategy by buying US Stocks and ETFs. Invest in US companies & brands you know and love.

* Fractional Shares - invest from as little as US$1
* Sustainability focused - view companies' ESG scores
* Invest on the regular with auto-invest

A little on the regular goes a long way! Easily auto-invest your money for the long-term, sit back and relax and let Autopilot do the rest.

Read, watch and learn your way to financial independence. The Academy is a one-stop shop for all things investing.

Your Investments are protected up to US$500,000 under Securities Investor Protection Corporation (SIPC) scheme.

All your investments are held in your name (yes, even fractional investments) and are expertly managed by the world's largest fund manager, BlackRock.

Our systems are designed with your protection in mind. Using state-of-the-art data encryption and in-app biometric security for all your transactions.

- - - - - - Disclaimers - - - - - -

The Douugh credit product is provided by 1derful Pty Ltd. The Douugh Spend Jar account is distributed by 1derful Pty Ltd. The Douugh Mastercard® is issued by 1derful Pty Ltd pursuant to a license from Mastercard® Asia Pacific and may be used anywhere Mastercard® is accepted.

Investing involves risk. You aren't guaranteed to make money, and you might lose the money you start with. Douugh Australia Pty Ltd ABN 76 617 000 138 operates under Douugh Australia Pty Ltd AFS License No. 500063. Although we endeavour to ensure the accuracy of information we provide, we do not accept responsibility of liability for any errors or from any loss from its use. Any information provided is general advice only and has been prepared without considering your objectives, financial situation or needs. We don't provide personalised advice or recommendations. Before making any investment decision you should consider whether it is appropriate for your situation and seek appropriate taxation and legal advice. For more details, see our FSG, Terms of Service and other disclosures.

Past performance figures are based on information provided by third parties and may not be accurate. Past performance is not indicative of future performance. This information does not suggest or imply and should not be construed, in any manner, a guarantee of future performance, investment advice or an investing strategy.

What’s New

Version 12.2.6

Bug fixes and improvements.

Ratings and Reviews

4.0 out of 5
101 Ratings

101 Ratings

Daewinsv ,

International Passport support

Could you please provide a timeline for when International Passport as an ID will be supported, or alternative means to provide said ID (including other government issued IDs for those who don’t have an Australian drivers licence or passport). Can’t wait to give Douugh a go though!

kettle99 ,


Simple to use. And takes away the hassle of having to think about which stock to invest in, but you can also invest directly with stock if you know what you’re doing. Very impressive. Highly recommend.

Developer Response ,

Thank you for your recommendation! We are stoked that our approach is making it easier for you to grow your money. Thank you for sharing.

Paulsalfie ,

Looks good and is just what I wanted

The app looks good, works well and has some helpful advice on it. I can’t wait for more investment options like, Australian shares/ crypto, they should be along soon I’ve been told. It’s a good start and a thumbs up from me👍

App Privacy

The developer, Douugh, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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