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Earnd makes money simple, not stressful by giving you power over your pay.

Life has become more flexible and on-demand, so why hasn’t your pay? Waiting to be paid can be stressful and cost you money.

That’s why we’ve partnered with employers to give you tools that give you power over your pay - making money simple rather than stressful.

*Track your pay as you earn it*

Knowing what you’ve earned can help you budget and make more informed spending decisions. If you work shifts, this can help you work out whether to pick up shifts for upcoming costs.

*Access your pay when you need it*

Decide when you access your pay, so your pay fits around your life rather than the other way around. Cover unexpected costs without having to borrow, spend sustainably by working to a weekly budget or pay down debt faster.

*Get actionable tips to make the most of your pay*

Miss the day in school when they explained how to create a budget or why savings targets statistically makes you more likely to save? Us too. But we’ve done the research and talked to the experts to give you bite-sized actionable insights to help you reach your goals.

What’s New

Version 6.3.1

We know it’s been a tough time lately. We’re here to make money simple, not stressful. That’s why we’re always been building a faster, more reliable and beautiful experience for you.

Here’s what you’ll find in this update:
- Check your financial fitness levels with a quick quiz
- Get personalised insights and steps to take your finances to the next level
- Build better money habits with tips and tricks tailored for you each day in Learn

Ratings and Reviews

3.8 out of 5
42 Ratings

42 Ratings

RobAmerican ,

Most Useful App, Truly a Life Saver!

You cannot find a more useful app than Earnd. It gives you the flexibility to spend your income at your discretion. Since you can access your funds daily, there is almost no way that you can be late or miss a payment. Earnd gives you the freedom to live your life normally and ensure that you can take care of any unexpected expenses. Plus it allows one to budget better. Best of all it’s free to use! Definitely a must have for anyone looking to spend their money more wisely.

Jake from Glue ,

Awesome app!

This app has saved my life way to many times, it is such a great way to make sure you always on time with bills and if you have something unexpected come up it takes the stress away! I honestly believe every business should use this app as a feature.

Aahrenn2020 ,

Amazing , Helpful, Useful

Ali has been nothing but helpful, I had a very unusual issue that took about 2 days and it got resolved ! I can’t express how amazing Thai service is and the customer service if you need help they always go above and beyond! Great job Ali make them give you a bonus or pay rise !

App Privacy

The developer, Earnd Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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