Start feeling good about money with tools to help you get on top of your finances, save for a goal and pay off debt.
Frollo is a free money management app that can help you get ahead. With no subscription fees, it's an easy, secure and private way to see the big picture of your finances, get real-time insights and help you tilt the balance towards smart savings. Join over 145,000 other Australians who are using one app to effectively manage all things money.
Real success, real impact
• Within the first three months, Frollo users increased their savings by an average of $1,462.*
• Within the first six months, Frollo users reduced their credit card debt by an average of $215.
Link your accounts with Open banking (CDR)**
Frollo uses the Consumer Data Right (Open Banking) to link your accounts. This is a fast, safe and secure way to share financial data, without giving out your account credentials. You are in control and you decide what data to share and for how long. It is also easy to delete your data.
All your accounts in one place, in real time
Link all your financial accounts (transaction, savings, credit card, loans, super, investments and more) and see them all in one place in real time. Dive deeper into each account and view its historical balance to gauge how you’re progressing over time.
See where your money is going
View detailed breakdowns of your transactions, automatically categorised into convenient groups such as 'Salary', 'Groceries' and 'Gym & Fitness', and see how they have changed over time. You can also create your own custom categories and edit existing ones to better suit how you view your money.
View your net worth
In addition to linking accounts, you can also add assets and liabilities (property, vehicles, loans and more) to your portfolio to calculate your net worth.
Stay on top of recurring bills
Keep track of your regular payments and when they're due. Whether it's your rent, Netflix or energy bill, you won't get caught out.
Set up budgets and goals
Create and track budgets for your spending, or set goals to save for a holiday, a house deposit or an emergency fund.
Securely share your data with your mortgage broker
Give your mortgage broker a full view of your finances so they can help you complete your loan application faster.
Get insider tips and insights
Get alerts and tips when you have insufficient funds for upcoming bills, can save on subscriptions, or have spent more than usual on groceries.
Download a detailed PDF snapshot of your finances
A comprehensive report outlining your complete financial position that you can take to brokers and lenders to streamline your lending applications.
* Frollo users with under $100k in savings.
** Open Banking is currently available for the Big Four and a number of other banks. We'll continue to add new providers as they become available. If a provider isn't yet available on Open Banking, we will provide access via screen scraping.
This takes some initial setup (a few hours to go through and make sure everything is categorised correctly) but now that I’ve done that I think it will be a very useful app. Some things I wish I had realised before I started setting it up: - You can go into Settings > Security and change how much time passes before your password is required. It was very annoying to enter my password every single time I exited the app (e.g., to cross-reference a transaction in my bank account) so I wish I had changed this setting sooner! - To select multiple transactions at once, go to Portfolio > Transactions, and click ‘Select’ (in the top-left corner). This makes things SO much faster! - To delete or rename new categories you have made, go to Settings > Buckets & categories Also, definitely look things up on the Frollo website FAQ, this app has a lot more functionality than I realised because I didn’t think to look it up! Some suggested improvements: - The multi-select option could also be available under Cashflow when I click on a category (e.g., Transfer In) - When I select a transaction and then exit it again, the “transactions” page seems to refresh and I lose my place. For example, if I scrolled down to April 2025 and selected a transaction to recategorise it, when I exit the transaction I am taken back up to February 2026. It is a relatively minor issue but it would be really nice if when I exited I kept my place on the Transactions page.
Please fix the recategorisation!
Ash - Melbourne
Update Dec ’23: Not sure how this could be rectified. But want to share so others don’t have the same issue, I invested a lot of time in recategorising transactions correctly (original review/rant). I then as good practice updated my bank account PIN number. Frollo required me to unlink and relink the accounts. On doing so, I lost ALL that work of recategorising my transactions. I’m so sad. 😭 This app has so much potential. I love the ease of integration with banks. But, when it comes to recategorising transactions even the apps online documentation says the UX is boring and tedious. I’ve had no luck with similar or repeat transactions being added when I choose to recategorise ‘this and past transactions’, so yeah jumping thru 4 separate screens for every repeat transaction is a terrible experience. So for me this feature simply does not work. Please fix it. And a couple of suggestions. One suggestion is to allow a search of transactions and then allow a multi select of some or all results and the ability to recategorise those selected in one go. Another suggestion is to better the UX when selecting a category. Instead of having to either type to filter or scroll the long list, put the most recent selected categories at the top of the list. And finally, a suggestion for iOS users, enable the swiping back to the previous screen instead of having to reach for the back button.
Developer Response
Hi Ash, thank you so much for your constructive feedback. We hear you. This is to acknowledge that we have put your suggestions in our product backlog for consideration. We will definitely improve our categorisation engine and recategorisation feature because we understood they are really important to our users. Cheers, Team Frollo
Problems
Dinaz39
I was very excited to start using this app after pocketbook went down. Unfortunately I’m unable to connect my credit card through Bankwest and there doesn’t seem to be any support for this. This means that a huge chunk of my spending cannot be tracked. I don’t see how this app can accurately monitor your spending if it doesn’t allow you to add credit cards. Another problem is the buckets. When Frollo is categorising your transactions, there are only four buckets. These are not editable which is crazy. I have a business transaction account and also business related transactions that I would like to keep separate from my personal or lifestyle transactions. However, there should be a bucket for work.. I see this as a major oversight. And it may actually detract from me continuing to use this app in future.Pocketbook had this down pat and understood how people want to track expenses for tax. I hope that this app will improve over time because it feels nice to use and I like how it automatically categorises a lot of your transactions. Even though I have to edit many of these. It does still save time though.
Developer Response
Hi Dinaz39, sorry to hear that there are some issues with your account linking. We hear you. Your feedback has been added to our product backlog. We're currently working on some improvements, when they're done, they may address your problems. At this point in time, you can change buckets for your transactions. If you select a category under 'popular' it will immediately apply the change with a default bucket for your convenience. But if you don't want to do that, you can select a category under all categories and you will be able to choose a bucket for it. This feature will also be improved. You would expect to see it by the end of this year. Cheers, Frollo team
Feedback
Shmukolai
This seems like a decent app for financial management and I found the setup/linking process very easy. However, one major flaw I noticed immediately was that when recategorising expenses, there’s not an option to select multiple expenses as you browse through in list format. This means I have to individually go through each uncategorised expense, which is so tedious. This would be solved easily by the ability to select multiple at once and recategorise them simultaneously. I really hope you’d consider implementing this in future versions. Additionally, I think having different categories for fast food vs restaurants would be great. The last thing I’d say is what others have been recommending, which is to add a feature enabling users to create and label their own buckets. Otherwise it’s a decent enough interface, but streamlining the categorisation process would make a massive difference.
Thanks for using the Frollo app!
Dark Mode is here. This has been one of our most requested features, and we’re excited to bring it to you. You can now switch to Dark Mode for a more comfortable viewing experience, day or night. Thank you for the feedback and for helping us improve the app.
We’ve also upgraded the transaction details screen with a cleaner look and more helpful information, making it easier to understand and manage your spending.
This release also includes bug fixes and performance improvements to keep everything running smoothly.
Need help or have feedback? Visit https://help.frollo.com.au
Enjoying the app? Leave us a review. We’d love to hear from you.
Version 3.36.0
The developer, Frollo, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Frollo Australia Pty Ltd
Size
74.1 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
