humm®90 Platinum Mastercard® 4+
Interest Free credit card
Flexirent Capital Pty Ltd
-
- Free
iPhone Screenshots
Description
The humm®90 Mastercard® App makes it easy for you to make purchases online or overseas with no foreign transaction fees, track your spending and manage your account on the go.
With the humm®90 Mastercard® App you can:
- Access the humm90 digital card so you always have your card number on hand.
- View your transaction information and history, account details and have fast access to all balances.
- Check transactions as they happen.
- Make a repayment and check payment due date.
- Temporarily lock your credit card.
- View and change personal details.
- Activate your new credit card.
- Set or change your credit card PIN.
- Download statements.
- Send your credit card to your digital wallet to tap away for easy payments.
- Convert a card purchase to an Interest Free Instalment Plan (humm90WRAP).
Approved humm®90 Mastercard® customers can:
- Get up to 110 days Interest Free on card purchases. Find out more at https://www.humm90.com/au/benefits/up-to-110-days-interest-free/
- Make purchases online or overseas with no foreign transaction fees.
- Convert card purchases of $250 or more to a 9, 12, or 15 month Interest Free Instalment Plan (humm90//WRAP) for a small establishment fee. Find out more at: https://www.humm90.com/au/benefits/h90-wrap/
- Shop at the wide range of humm90 Interest Free partners around Australia. Find out more at: https://www.humm90.com/au/benefits/long-term-interest-free/
What you’ll need:
- A humm®90 Mastercard® account
- Your Customer ID
Things you should know:
- This App is only available to humm®90 Mastercard® customers.
- This App is free to use but an internet connection is required, and normal data charges will apply.
- Downloading and using this App is subject to the humm90 Self Service Conditions of Use (https://www.humm90.com/au/self-service).
For more information visit the humm90 Mastercard website: https://www.humm90.com/au/
What’s New
Version 4.7.0
• Bug fixes and enhancements
Ratings and Reviews
only two complaints
Extremely useful.. no acceptance issues at any vendor.. 1) repayments outside scheduled direct debit VERY slow to appear 2) have used the card once for an unexpected hotel pre authorisation at check in.. it took an entire month for the pre authorisation to drop off. Room for improvement on both issues.
James Blundell.
Deceptive dark patterns
This app provides the bare minimum that you would expect from a payment company. The thing they do terribly is repayments. The interface to pay doesn’t let you copy and paste details in and won’t remember your details so you have to manually type your account details every single time UNLESS you have a regular direct debit BUT if there is not enough money to cover the regular payment on the day then you can’t pause the payment, you have to delete and recreate it OR you have to pay a fee for the dishonoured payment. The only other option is to pay using BPay for which they charge 95c. So I think their terrible app payment interface is a deliberate dark pattern to extort fees from customers for making repayments. Latitude doesn’t do this, their app is much more straight forward to make payments.
Also, humm doesn’t reduce any long term interest free amounts until all short term interest free payments have been cleared which means that, for most, they will wind up paying interest further down the line when a large amount comes due. Latitude also doesn’t do this, they chip away at all interest free plans over time to give you the best chance possible of avoiding interest payments.
Humm are deceptive.
Hidden gem
Easy to use app with all the info I need. Good solid features like the up to 110 days interest free. So far I’ve paid zero interest on my purchases and I’ve had my card for at least a couple of months now. Bonus that there are no fees when I online shop from overseas sites.
App Privacy
The developer, Flexirent Capital Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Usage Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- FLEXIRENT CAPITAL PTY LTD
- Size
- 212.7 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 11.0 or later.
- iPod touch
- Requires iOS 11.0 or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © humm Cards Pty Ltd
- Price
- Free
Supports
-
Wallet
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