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Overwhelmed with debt? Get debt-free faster using the Snowball/Avalanche payment strategy, recommended by many financial experts.

Simply add your debts and Debt Free will help you choose the best pay-off method so you pay less interest, save more money, and become debt-free sooner!

• Add multiple debts
• Choose any repayment frequency (weekly, fortnightly, monthly, quarterly, six months, yearly)
• View total amount due, total interest paid, repayment amount/frequency, next due date and days remaining for each debt
• Check off and keep track of every payment towards a debt
• See the principal and interest paid on each payment
• Choose between four popular payment strategies recommend by financial experts:
— Standard
— Avalanche (Highest Interest Rate)
— Snowball (Lowest Remaining Balance)
— Snowball (Highest Remaining Balance)
All strategies include the pay-off date, total interest and the total saved.
• Keep your debts private with a Passcode, TouchID or FaceID
• Get push notification reminders for a specific date and frequency so you'll never forget to make a debt payment
• Supports different currencies

Got feedback or ideas? Feel free to reach out to support@polybitstudio.com

What’s New

Version 1.1.1

In this release, we've added support for decimal numbers and various bug fixes.

Got feedback or ideas? email us at support@polybitstudio.com

Ratings and Reviews

4.5 out of 5
37 Ratings

37 Ratings

vash82 ,

Exactly what I needed

Great simple app that exactly what I need to help pay off my debts using the snowball strategy 👌

Developer Response ,

Thanks 🙏

anonymous99_x ,


App is great and so easy to use, been extremely helpful.

A suggestion I have is to allow decimals for repayments and loan to make it more accurate and to have include monthly fees as well

Developer Response ,

Hi thanks for the feedback, we’ve added decimals to the app now! If you have any more feedback please contact us on support@polybitstudio.com

Starsfrommars ,

No Function to add additional payments

Simple easy to use Ap, but no function to add additional payments.

Developer Response ,

Hey there, you are able to add additional payments by tapping the plus icon beside one of the payment rows in the debt details screen. Hope that helps 😊

If you have any other feedback or ideas get in touch with us at support@polybitstudio.com

App Privacy

The developer, Polybit Studio Pty Ltd, has not provided details about its privacy practices and handling of data to Apple. For more information, see the developer's privacy policy.

No Details Provided

The developer will be required to provide privacy details when they submit their next app update.


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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