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iMobile Pay: Loan, Banking App 4+
Loans, Cards, Payment & FASTag
ICICI Bank Ltd
Designed for iPhone
-
- Free
iPhone Screenshots
Description
iMobile Pay is ICICI Bank’s official Mobile Banking app that offers 400+ banking services.
It is accessible to both ICICI Bank & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile Pay brings the power of Net Banking to your fingertips!
iMobile Pay offers:
• Instant Loans such as Personal Loans, Home Loans, Car Loans, and more
• Online Digital Savings Account
• Apply for Credit Cards
• Open Fixed Deposits (FDs), Recurring Deposits (RDs) or iWish Deposits
• Scan QR Codes for easy UPI Payments
• Hassle-free utility & electricity bill payments
• Instant online mobile recharge, DTH service, and FASTag recharge
• Flight, train, and hotel bookings.
With iMobile Pay, you can enjoy the following benefits:
● Pre-approved RuPay Credit Cards:
RuPay Credit Cards provide instant access to RuPay benefits, allowing seamless payments and UPI transactions.
● Manage multiple Cards:
Through iMobile Pay, you can manage multiple Cards such as Debit Cards, Credit Cards, and Forex Cards. You can also pay Credit Card bills for other banks, by scheduling reminders for due dates.
● Investments made simple:
iMobile Pay offers a hassle-free solution for investing and stock market trading. You can also invest in various Mutual Fund schemes, without opening a Demat Account.
● iScore & Discover:
Use the 'Discover' feature on iMobile Pay to review your income and expenses. The 'Budget' feature helps you create and manage a budget, allowing you to practice financial discipline.
● iFinance: All your Bank Accounts in one place:
With iFinance, experience a new and innovative way to view all your Bank Accounts in one place. Review your income and expenses, easily.
● Unlock rewards & personalised offers:
Earn Reward Points and avail of exclusive offers by conducting transactions or paying utility bills through your Credit Card.
● Customised notifications:
Get updates regarding your bills, Cards, Loans, Bank Accounts and more.
● SmartLock:
Control access to banking services such as Net Banking, UPI, and Credit and Debit Cards in one swipe.
● SmartScan
With the new 'SmartScan' feature, log in to iMobile Pay and directly scan any QR Code within the first 10 seconds, without opening your scanner.
● Global UPI:
NRI customers can conduct UPI payments with their international mobile number.
● Chatbot assistance
Enjoy 24x7 chatbot assistance with iPal.
Personal Loan highlights:
• Loan Amount: Minimum: ₹ 50,000 and Maximum (based on the customer’s eligibility).
• Repayment Tenure: (36 months(Min)) to (based on the customer’s eligibility).
• Rate of Interest: 10.80% to 16.00%
• Processing Fee: Can go up to 2% of loan amount.
For example: For a Loan of ₹ 5 lakh, borrowed at an interest rate of 0.89% per month for 60 months, the payable amount would be Rs 10,809 per month.
Processing Fee: * ₹ 1,770, Other charges: ₹ 0, Interest: ₹ 1,48,539.
The total amount to be repaid after 5 years will be ₹ 6,48,540.
Note: Interest rate and Processing Fee vary as per the products.
Other offerings by iMobile Pay: Forex Prepaid Cards, Companion Cards, SIPs, IPO Applications, Tap to Pay, Scan to Pay, Pay to Contact, PPF (Public Provident Fund), NPS (National Pension System), Gold Loan, Sovereign Gold Bonds, Term Life Insurance, Cancer Cover, Health/Travel/Motor Cover, 24-hour Top Up and PayLater.
Pre-approved Loans: Home Loan Balance Transfer, Education Loan, Loan against Property, Commercial Property Loan, Consumer EMI, Home Loan Overdraft, Insta FlexiCash Loan, and Personal Loan on Credit Card.
For any feedback, queries, or concerns regarding iMobile Pay, write to imobileapps@icicibank.com
ICICI Bank Registered Office:
ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara 390007, Gujarat, India.
What’s New
Version 14.4
• SmartLock feature to lock/unlock digital service at a click.
• Users can now avail loan up to 1Cr against mutual funds digitally through iMobile Pay.
• Track and manage all your applications and service requests with ICICI Bank
• Pay via UPI using the registered Indian and international mobile number(s) from Australia, Canada, Hong Kong, Oman, Qatar, Saudi Arabia, Singapore, United Arab Emirates, United Kingdom, & USA.
• Now customers can open additional NRE/NRO accounts through iMobile.
• Bug Fixes and Improvements to enhance your Mobile Banking experience.
Ratings and Reviews
Poor customer support for NRI
I have lost my phone and installed app in new phone. I was using the same APP in my old phone. Now I am unable to login in to new phone and it keeps giving error mobile number not registered. I called support some one told me install app using mobile data. Didn’t worked. Called again someone told me your mobile number is not registered and uninstall app from my lost mobile phone or write email to support centre !!!!!!!!
Even I can’t register two mobile numbers in joint account. 2 days and still not working. Very poor call centre.
Worst Home Loan Banking services by any bank
I have applied for home loan from icici bank and faced hell lot of problems with their team. They are literally unsupportive and they also dont have proper knowlege about their process/sydtems. I applied for homeloan via app from icici bank and submitted all the documents which they asked. I was assigned one relationship manager, He stopped picking our calls. The legal took 4-5 months to complete after that technical guy took 1.5 month for technical inspection. The final date for payment was near and we were not having any clearity about our loan. Finally, After 6month of struggle we got first installment and after first installment when i asked for second installment they rejected saying techincal was not cleared. Dur to these guys i faced 1Lakh loss and mental pressure. Please do not apply for any type of loan . They are really unprofessional and customer feels like begging in front of them. Really frustating service from such a big bank.
Developer Response ,
Dear Customer, We regret the inconvenience caused, Request you to please elaborate on your issue and mail us on customer.care@icicibank.com for further assistance. Regards ICICI Bank.
Unstable App
I’ve been the customer of the bank since over a decade now, and the only thing that has been a major issue with them, is their mobile App.
I tried to download the app again ( after futile attempts to use it in India) and I see that the registration process is as inconvenient and error prone as before. I’m unable to choose the method of login, as the app keeps throwing an error.
BEST AVOIDED!
App Privacy
The developer, ICICI Bank Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.
Data Linked to You
The following data may be collected and linked to your identity:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Information
- Seller
- ICICI Bank Ltd
- Size
- 456 MB
- Category
- Finance
- Compatibility
-
- iPhone
- Requires iOS 15.0 or later.
- iPod touch
- Requires iOS 15.0 or later.
- Mac
- Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- Apple Vision
- Requires visionOS 1.0 or later.
- Languages
-
English
- Age Rating
- 4+
- Copyright
- © ICICI Bank Ltd.
- Price
- Free
Supports
-
Siri
Get things done within this app using just your voice.