Kakeibo: Goal & Budget Planner

Track Expenses & Save Money

Free · In-App Purchases · Designed for iPad

Master your money the Japanese way. Track spending mindfully, build lasting habits, and finally take control of your finances with Kakeibo. Transform your relationship with money using Kakeibo the century-old Japanese art of mindful budgeting that has helped millions save more and spend with intention. WHAT IS KAKEIBO? Kakeibo (pronounced "kah-keh-boh") means "household finance ledger" in Japanese. Created in 1904, this proven method helps you understand not just where your money goes, but WHY you spend the way you do. Unlike apps that just track numbers, Kakeibo asks you to pause and reflect before every purchase: • Do I really need this? • Can I live without it? • Will I actually use it? THE KAKEIBO METHOD Organize every expense into four meaningful categories: • NEEDS: Essential bills, groceries, transportation • WANTS: Dining out, entertainment, shopping • CULTURE: Books, education, personal growth • UNEXPECTED: Emergencies, repairs, surprises WHY KAKEIBO WORKS • Studies show people who manually track expenses save up to 35% more than those using automated tools. The act of writing creates awareness and awareness creates change. KEY FEATURES ▸ Smart Budget Envelopes Allocate money to categories before you spend. See exactly how much remains in each envelope at a glance. Perfect for envelope budgeting and zero-based budget planning. ▸ Expense Tracker & Spending Log Log every transaction manually. Add notes, categories, and track daily spending habits. View expense history anytime. ▸ Income Manager Track multiple income sources: salary, freelance, side hustles, investments, bonuses, refunds. Know exactly what's coming in each month. ▸ Weekly Check-ins Quick reflections help you stay accountable. Review your week, celebrate wins, and adjust your approach. ▸ Monthly Reflections End each month with guided questions that build lasting financial wisdom. Journal your money mindset. ▸ Net Worth Tracking See your complete financial picture. Track bank accounts, savings accounts, credit cards, investments, and progress toward financial independence. ▸ Goal Setting & Savings Tracker Define what you're saving for. Whether it's an emergency fund, vacation, debt payoff, house down payment, or retirement, visualize your progress with beautiful charts. ▸ Multi-Currency Support Perfect for travellers, expats, and international users. Track expenses in any currency worldwide. ▸ Spending Insights & Reports Understand your spending patterns with clear charts and graphs. Spot trends, identify problem areas, and make informed financial decisions. ▸ Friendly Kitsune Guide Your personal mascot offers encouragement, tips, and wisdom throughout your financial journey. PRIVACY FIRST: YOUR DATA, YOUR CONTROL • 100% offline: your financial data stays on YOUR device • No account required: start budgeting immediately • No bank linking needed: complete privacy guaranteed • No credit card required for free features • We never see, access, sell, or share your personal data • No ads in premium version PERFECT FOR • Budget beginners wanting a simple money tracker • Mindful spenders understanding their habits • Couples managing household finances together • Students tracking limited income • Freelancers with irregular income • Anyone tired of complicated finance apps • People who prefer manual tracking over bank syncing • Fans of Japanese organization methods like KonMari • Debt-free journey seekers • Financial independence pursuers WHAT'S INCLUDED FREE • Unlimited expense tracking • Basic budget envelopes • Weekly check-ins • Net worth tracking • Spending insights • Goal tracking PREMIUM UNLOCKS • Unlimited budget envelopes • Advanced analytics & reports • Ad-free experience • Priority support START YOUR FINANCIAL WELLNESS JOURNEY Download now and take the first step toward mindful money management. Join thousands of users building better spending habits with Kakeibo. Privacy Policy: https://momentumlab.ai/privacy.html#kakeibo-title Terms of Service: https://momentumlab.ai/terms.html

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General improvements and bug fixes.

Version 1.0.2

The developer, MOMENTUMLABAI PTY LTD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Location
    • Identifiers
    • Usage Data

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Location
    • Identifiers
    • Usage Data

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

  • Seller
    • MOMENTUMLABAI PTY LTD
  • Size
    • 26.3 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 26.0 or later.
    • iPhone
      Requires iOS 26.0 or later.
    • iPad
      Requires iPadOS 26.0 or later.
    • Mac
      Requires macOS 26.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 26.0 or later.
  • Languages
    English and 9 more
    • English, Arabic, French, German, Italian, Japanese, Korean, Portuguese, Simplified Chinese, Spanish
  • Age Classification
    4+
  • In-App Purchases
    Yes
  • Copyright
    • © MOMENTUMLAB AI PTY LTD
  • Developer Website
  • Privacy Policy

    • More by MOMENTUMLABAI PTY LTD