iPhone Screenshots



Money by Afterpay is a money management app - a new offering from Afterpay.

You’ll get access to a daily transaction account, savings accounts and a minty fresh Mastercard Debit card(1). Plus you can send money via OSKO and with Apple Pay you can take Money with you, and stay connected wherever you go.

But it's so much more than this:

It's made by you, it belongs to you. It lives and breathes as you do. Which means when you and your money are in sync, you have the freedom to enjoy the here and now, as well as relax into what’s next.

Are you ready to see, feel and know your money like never before?


With Money, you'll get a personalised, data-driven story of your money flow on a daily and weekly basis. Your Money Story is something you write, and we bring to life in the app. It will show you your money in new ways, helping you understand the incoming-outgoing nature of it beyond spending and savings.

Plus, you'll find inspiration with relevant content that matches where you're at, and actionable next steps to help you maintain your flow state and move towards your unique goals.


Thinking about the future can be stressful. But do you know what helps? *Inhale* … *Exhale* … Talking about it. Seeing your savings as steps, not leaps. Being true to you, and your idea of successful living. Not anyone else's.

Find in-app inspo (like really real conversations about money), savings accounts (up to 15 in fact), and the ability to turn on Round Ups and Multipliers to help you reach your goals faster.


Make old school functionality work in your favour with Afterpay perks which feel more like superpowers. Maybe you realise you need to free up some cashflow to take care of an unexpected bill after winter (thanks, incredible but inefficient heater). With Retro, you can create Afterpay orders from eligible transactions you’ve made from your transaction account within the past 72 hours. You can use up to $200 of your Afterpay (Buy Now, Pay Later) spend limit for Retro. You pay your Retro'd transactions off in 4 instalments. Oh, and you can use it on things like groceries and bills (very handy)(2).

Earn Pulse points for setting up a daily transaction account and get extra points for your first savings goal with $50 deposited. You also get a better view of every Afterpay order directly in your Money app(3).


1 Money by Afterpay is a product from Afterpay Australia Pty Ltd (ABN 15 169 342 947, AFSL 527911), with accounts and debit cards issued by Westpac Banking Corporation (ABN 33 007 457 141, AFSL 233714). Refer to App Terms and Conditions and Account Terms and Conditions for full eligibility criteria and T&Cs.

2 Retro feature is only available to customers who maintain a Money by Afterpay Daily Account with at least one eligible transaction, maintain an Afterpay account in good standing, have not exceeded their Afterpay spend limit of which $200 can be used for Retro and have repaid at least 25% of one Afterpay order. Refer to App Terms and Conditions and Afterpay Terms of Service for full eligibility criteria and conditions. Late fees and transaction limits may apply.

3 Pulse Rewards subject to eligibility criteria and Pulse by Afterpay terms.

Read the Apple Pay T&Cs at apple.com/au/apple-pay. Apple, Apple Pay and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International.

All terms and conditions are available at moneybyafterpay.com

Any advice has been prepared without taking into account your objectives, financial situation or needs. Before acting on the advice, you should consider whether it's appropriate to you, in light of your objectives, financial situation or needs.

What’s New

Version 1.2.1

You may not have noticed during the festive season that new Activity entries for your transactions appeared last in your Activity listing - They are now right back up top where they deserve to be.

Ratings and Reviews

4.0 out of 5
97 Ratings

97 Ratings

lxtinoking ,

It’s good, but could be better!

I love the app, it’s amazing! Retro! Something that will help us out on days we need that bit of help. However it feels like every other bank, there’s no customisation like for example: our savers accounts, instead of having just a white square… maybe allow us to upload a car in our car savings and a beach in our holiday savings and just a piggy bank in our savings, allow us to add more colour to the app instead of it being bland.. otherwise amazing app!

ace78 ,

Can’t wait to see what features they’ll add next.

Great app, simple to use and gives you an insight in to your spending habits. Once they add PayID and BPay I’ll be using it as my daily account.

expenses? ,

Loving it

Love the weekly insights I’ve never seen anything like it before and it’s really useful.
I’ve turned a few of my transactions into retros and it’s just like a normal Afterpay! So cool and it’s really easy having my Afterpay account and my new Money transaction account in the one app. I don’t have to go between my CBA app and Afterpay app. I can do it all in the one app now. See ya CBA!

App Privacy

The developer, Afterpay, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Search History
  • Browsing History
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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