MONEYME: We back ambitions 4+

Low rates. Fast approvals‪.‬


    • Free

iPhone Screenshots


MONEYME is changing the way consumers access and use credit in Australia.

With the MONEYME app, you can apply and be approved in as little as 5 minutes! It's faster and easier than ever.

Free Credit Score Tool
It all starts by checking your credit score to see what products and what credit and loan amounts you may qualify for. Plus you’ll get tips and tricks to improve your score!

Personal Loans
Low rate personal loans provide convenient access to up to $50,000 with competitive rates starting which are lower than the big banks. Apply directly from the app via our easy online application, automated fast approvals and immediate transfer times with money that could be in your bank account in a little as 60 minutes. We'll help you stay in control of your finances with flexible repayments and no early exit fees. We'll even send you regular reminders for upcoming payments so you don't get caught with late fees!

Freestyle Virtual Card (Credit Card)

The Low Rate Freestyle Virtual Card is more than a credit card. Gone are the days waiting around for your plastic card to arrive in the mail. With a lightning-fast application and access to your Virtual Card instantly upon approval, Freestyle is one of the smartest, fastest and most convenient ways to access up to $20,000 for everyday spending and big ticket items. Once approved, you can add Freestyle to Apple Pay to tap n pay in-store, shop online using your Virtual Card details, use credit to send money to anyone using our 'Pay Anyone' feature and transfer money straight to your bank. We've also introduced MoneyMe Perks (powered by Cashrewards) our new Rewards Program. Simply 'Shop now' with any of the thousands of participating brands via our app using your Freestyle Virtual Card and we'll automatically reward you with credit back to your account. With up to 55 days interest-free on purchases, the possibilities are endless.

Manage your Money
The MONEYME app allows you to manage your account, view repayments, contact us, view special offers and more. We’ll even send you notifications and reminders to ensure you’re ready for your repayments so you can always pay on time.

Copyright 2022 l MoneyMe Financial Group Pty Ltd l ABN 40 163 691 236 l Australian Credit Licence Number 442218 | Credit criteria, fees, charges, terms and conditions apply.

What’s New

Version 3.33.1

This new version of the app contains improvements to our product screens and contact us journey. It also contains some minor performance upgrades and bug fixes.

Ratings and Reviews

4.0 out of 5
794 Ratings

794 Ratings

Tristar-N ,


I can only give 4 to stars for now as I have only just been with the company for less than a week. The app is easy to use, the money transfer from MME to my bank is Soko (super fast), this is how future banking should be. Don’t like though that I have to pay a card surcharge every time I repay using a debit Master or Visa card. I’d like to see instant credit to my MME account/card too. Hope MME will review in future. The other thing I’d like to see is to be able to view my contract online. I know MME does send one to my email, but would be great to see in my account.

Developer Response ,

Hi Tristar-N,

It's nice to hear you found the app easy to use and you're happy with the transfer times! Just a reminder that we also accept direct debit and bank transfer payments which don't incur any additional fees.

We appreciate your feedback and we'll be sure to pass it onto the team.

Team MoneyMe

Bejangle ,

Great Company

Took a loan out with these guys a number of years ago and made every repayment on time and on queue no dramas. Emergency situation recently with my car registration and looked back and asked again for the same amount and was sorted really quickly and I believed my credit rating has gone downhill badly and was worried I wouldn’t be approved I think they seen my history with my last loan so that’s why they approved me. Once approved money was in my bank instantly. Thank you money me will definitely keep using your services. Another great thing is that they allow you to pay back more than you are contracted too if you want to try speed up repaying. Great company and will continue to come back every time I’m in trouble. another plus is interest rate is so low ! Only a few hundred I have to pay back all together on top way better than what anyone else was offering.
Great team

Developer Response ,

Hi Bejangle,

It's nice to hear we were able to help you out during your time of need.

Thanks for taking the time to share your experience with us - we really appreciate it!

Team MoneyMe

mellissa130 ,

Aussie Wa

I Give 5 stars as I work part time and have kids . Most loan company’s want to charge me through the roof with interest even though I’ve never miss any payments and have a good credit score . I was charged 47% Intrest on a loan with a different company . Now my interest rate is way below what I was paying . I’ve had two loans with this company first one took a little longer to approve as the needed some extra info still done in a day and a half or so. Second one was approved and in my account under 30min . They have a good app so I can easily check what I owe ect . And great communication. I finally felt like a normal working person and not been judged as I had kids and working with single income .

Developer Response ,

Hi Mellissa,

It's nice to hear you're happy with our service and app!

Thanks for taking the time to share your experience and for leaving such an awesome review.

Team MoneyMe

App Privacy

The developer, MONEYME FINANCIAL GROUP PTY LTD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


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