This product is only available to existing, registered Optus Pay users.

Optus Pay. Make everyday purchases with a wave of your phone or wrist.

Turn your phone or wrist into a simple and convenient way to make everyday purchases under $100 with Visa payWave. And use the Visa Prepaid Debit card details in the app to pay online or by phone. And now you can use the P2P feature to transfer funds to other Optus Pay users.

Optus Pay is a facility that lets you store up to $500 to make payments using your Optus Pay payment accessory with Visa payWave technology or using the Visa Prepaid Debit card details in the app for over the phone or online payments.

Before you decide to download the app and register, you’ll just need to make sure you have the following:

- An Optus mobile plan
- An Optus Pay payment accessory, which you’ll need if you want to make Visa payWave payments. You can request this through the app or by going to


Visit the product information page at for further information.

Optus Pay is issued by Heritage Bank Limited ABN 32 087 652 024, AFSL 240 984. You should consider the Product Disclosure Statement available at before making any decision in relation to the facility.

What’s New

Version 1.18

Optus Pay is no longer available from 05/08/2019. For more information, including on how to obtain a refund of any remaining funds, visit

Ratings and Reviews

3.2 out of 5
10 Ratings

10 Ratings

ChaosUndivided ,

Just needs

A widget associated with it so I don't have to unlock phone, load app and wait forEVER for it to refresh.. bank apps can do it, why can't you?

SamSamSaurin ,

What a fantastic app!! Awesome

it's really great app and so much convenient to make payments using my mobile. I'm using less and less credit card now as oppose to before as I'm relying on my Optus Pay.

quantoid ,

Annoying and broken

Had to enter all my personal details, when Optus can already get all that from my mobile number, then had to accept a blank T&C box, then got a system error (A7000)!

Complete waste of time.


Optus Mobile
31 MB

Requires iOS 9.3 or later. Compatible with iPhone 5s, iPhone 6, iPhone 6 Plus, iPhone 6S, iPhone 6s Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XS, iPhone XS Max, iPhone XR, iPad Air, iPad Air Wi-Fi + Cellular, iPad mini 2, iPad mini 2 Wi-Fi + Cellular, iPad Air 2, iPad Air 2 Wi-Fi + Cellular, iPad mini 3, iPad mini 3 Wi-Fi + Cellular, iPad mini 4, iPad mini 4 Wi-Fi + Cellular, 12.9-inch iPad Pro, 12.9-inch iPad Pro Wi-Fi + Cellular, iPad Pro (9.7-inch), iPad Pro (9.7-inch) Wi‑Fi + Cellular, iPad Wi-Fi (5th generation), iPad (5th generation) Wi‑Fi + Cellular, iPad Pro (12.9-inch) (2nd generation), iPad Pro (12.9‑inch) (2nd generation) Wi‑Fi + Cellular, iPad Pro (10.5-inch), iPad Pro (10.5-inch) Wi‑Fi + Cellular, iPad (6th generation), iPad Wi-Fi + Cellular (6th generation), iPad Pro (11-inch), iPad Pro (11-inch) Wi-Fi + Cellular, iPad Pro (12.9-inch), iPad Pro (12.9-inch) Wi‑Fi + Cellular, iPad mini (5th generation), iPad mini (5th generation) Wi-Fi + Cellular, iPad Air (3rd generation), iPad Air (3rd generation) Wi-Fi + Cellular, iPod touch (6th generation) and iPod touch (7th generation).



Age Rating
Rated 4+
© Optus Mobile Pty Ltd 2016


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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