Pocketbook - Expense Tracker 4+

Budgeting and expense tracker


Designed for iPad

    • Free



Take control of your money with Australia’s most loved personal finance app trusted by more than 800,000 users.

Pocketbook helps you to save smart and spend even smarter by giving you the tools to budget properly for bills and expense tracking.

Use Pocketbook to:
• Securely track all of your money, super and investment accounts in one place; one app to rule them all.
• Easily create a budget; achieve your goals and be more disciplined about your finances.
• Discover tips and tricks that will save you a ton of money.
• Keep track of recurring bills and payments; never pay a pesky late fee again.

Life’s good when you’re on top of your money.

Download Pocketbook 2.0 and take it for a spin, it’s free.


Want to know more?
We’ve been featured in The Australian, The Huffington Post, Yahoo! Finance, Business Insider, ZDNet and Computerworld.

We’ve been celebrated by big fans.
Kochie, Sunrise - “This is getting to be one of my favourites! … it automatically downloads all the information and classifies it.”

CNET - “Pocketbook is the best app of its kind we’ve ever seen.”

Fee Tufevski, Pocketbook user - “I love being able to track and plan our expenditure and see how we’re tracking against our budget with very little input effort.”
We’ve been recognised with innovative awards.
• Winner – 2019 Fintech Business Awards Personal Finance Innovator of the Year
• Winner – 2018 Finnies Awards Excellence in Wealth Management
• Winner – 2018 Mozo Experts Choice Awards Best Money Management App
• Winner – 2017 Optus MyBusiness Awards Innovator of the Year
• Winner – 2017 FintechBusiness Best Personal Finance Innovator
• Winner – 2016 Finder Best Personal Financial Management App

We’ve put your needs and wants first.
• Forget spreadsheets, data entry and manual money management. Pocketbook automatically categorises all of your transactions including expenses, bills and invoices.

• One app, one login, one code to remember. All your accounts are housed in one space, meaning you don’t need to remember a million passwords.

• Discover freedom in budgeting with flexible budget planning and tracking.

• Make late fees a thing of the past with personalised Bill Reminders.

• Live from your device, an activity feed with tailored money management solutions.

• A personalised weekly money summary to keep you on top of your saving and spending.

• Your accountant is in your pocket with financial management advice and solutions.

• Ever wonder where your money goes? We have the answer! Pocketbook uses different categories to filter all your transactions.

What’s New

Version 5.6.7

Bug fixes and performance improvements.

Ratings and Reviews

4.1 out of 5
8.2K Ratings

8.2K Ratings

TurtleDude66 ,

Excellent app. Auto-categorisation smarts?

Love the app.
Took me a while to properly apply the “Transferring Money” special category, such that it masked the correct transactions of mine for internal fund movements. Perhaps a more thorough Help page for this feature, with several worked examples, would help the typical user. (Given that automatic transfers are increasingly applied by customers in their online banking, as the banks improve their app/web usability; getting this correctly reflected in Pocketbook can be highly confusing or a show-stopper for the layman.)
The only item preventing a 5-star review for me, is having a more robust auto-recognition of transaction descriptions ... Many transaction strings have a repeatable beginning section, but then the merchant’s description adds a unique receipt number or similar that makes Pocketbook’s current Bill-detection or auto-categorisation falter.
Are there plans to beef up the smarts here? (‘Partial’ merchant description, even selectable by the user. And perhaps an enter-able $ range to assist?) I believe this is a high-value feature.
Fantastic app.

Developer Response ,

Hi TurtleDude66, Thank you for your feedback, we love to hear it. I will be sure to pass your feedback onto the product team, and hopefully, they can look to integrate an update like this in the future. Feel free to join our Pocketbook Daredevils community on Facebook to provide direct feedback to our team. We've got big plans for Pocketbook, watch this space.

damos bear ,

Accurate sync with my banks

I have tried other expense trackers, rather rudimentary with the laborious manual inputting of thousands of transactions! Then when one crashed I was bereft however it led me to this! With top notch encryption it communicates with your bank, displays your transactions for up to 12 months and accurately categorises 90% of your spending, very smart! Anything uncategorised or that you’d like to change is very easy to amend.
Best of all there is a budget, weekly, fortnightly or monthly and you get a snapshot of whatever you want to concentrate on with a car showing how much you have to spend. The front screen gives you an instant ‘cash’ and ‘credit’ balance (it will show your overdraft as cash so I just cancelled my overdraft, another positive move for my new budget strategy)
For me it’s the fact I don’t have to spend hours and hours updating it, just a bit of changing categories here and there, it’s just ‘there’ and displays beautifully across all my IOS devices. You can’t delete entries but you can dissolve them in a money transfer category which is useful when someone gives you money to pay a bill etc etc

Developer Response ,

Hi damos bear, Thank you for your feedback, we love to hear it. Feel free to join our Pocketbook Daredevils facebook page to get a sneak peak at new features (and designs) and provide us with direct feedback. We have big plans for Pocketbook!

TheOtherKennedy ,

Not Very Customiseable

The app is compatible with all major banks in Australia which is fantastic however it forces you to build your recurring bills and budget around previous transactions essentially rendering it useless for any new upcoming transactions that have never been done before (or will be made differently to previous transactions). Essentially, if you haven’t had a transaction for a certain budget item come out in the past then you cannot set up a new recurring bill.

They should focus on allowing a user to first set up a full budget including manual categories/amounts etc for all income, expenses and savings and THEN sync bank activity to assign any past/future transactions to the budget from there - not the other way around. I couldn’t even create an outline of our budget because most of the transactions of how we have previously managed our money don’t match how we’re going to be managing it and the app doesn’t let you do it any other way.

Do not recommend, I wasted a good hour of my time trying to get the app to work with our budget and I did not succeed. On top of that, it forces you to connect to a bank before you’re able to access the settings option to delete the account which, again, seems super backwards.

Developer Response ,

Hi there, Thank you for your feedback. I will be sure to pass this feedback on to our Product Team. Feel free to join our Pocketbook Daredevils community on Facebook to provide direct feedback to our team. We've got big plans for Pocketbook, watch this space.

App Privacy

The developer, Pocketbook, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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