Grow your wealth with Raiz. Join over 330,000 Aussies saving, investing and reaching their life goals with Raiz.
Featured in Forbes, WIRED, Bloomberg BusinessWeek, Business Insider, CNBC, Channel 9 News, Channel 7.
MULTIPLY YOUR SAVINGS
Get started in minutes. From $5, invest automatically through round-ups or regular contributions and grow your wealth over time.
MICRO-INVESTING, FULL FLEXIBILITY
Raiz makes it easy to start investing, whether you have $5 or $5 million.
• Round-Ups: With every purchase, we round up the spare change and invest it automatically, enabling you to build wealth in the background.
• One-off or Recurring Investments: Choose daily, weekly, fortnightly or monthly automatic deposits.
• Invest, withdraw, or switch portfolios whenever you like.
INVEST SIMPLY, GROW STEADILY
• Diversify and thrive: Keep it simple and pick from 8 ready-made portfolios, or go hands-on with Raiz Plus, building a custom portfolio with a mix of ETFs, ASX stocks, property, and crypto.
With automatic rebalancing, Raiz helps keep your portfolio aligned to its set target asset allocation. When market movements, deposits or withdrawals cause your portfolio to drift from its targets, Raiz automatically adjusts it back in line.
• Set targets with Jars: Save and invest for what matters, from travel dreams to a home deposit.
• See the bigger picture with My Finance: Get a real-time picture of your finances. Track your spending, monitor your income, and understand where your money goes, so you can make smarter decisions.
REWARDS AND CASHBACK
Earn while you save and invest. Shop with hundreds of brands like Expedia, THE ICONIC, and Woolworths through Raiz Rewards, and get cashback invested directly into your Raiz account.
Turn your everyday shopping and travel bookings into cashback that's automatically invested, helping you grow your portfolio. Complete in-app surveys and offers to earn even more.
YOUR FUTURE, AT THE PALM OF YOUR HAND
• Raiz Kids: Create investment accounts for children under 18 with permissions you control. Build good habits early and invest for their future.
• Decide where your Super is invested. Use Raiz Invest Super and select a portfolio from the Raiz investment options you know.
A TRACK RECORD YOU CAN TRUST
Raiz is a publicly listed Australian company (ASX: RZI), trusted by 1.7 million Aussies who signed up to the Raiz app.
“[Raiz has] a wealth-building process made effortless, one tap at a time.” - Sydney Morning Herald, October 2025.
TRANSPARENT FEES
• Unlimited transactions with zero brokerage fees.
• Monthly and/or percentage-based fees depending on your plan.
• No fees when your total balance is below $1.
QUESTIONS?
Contact us at support@raizinvest.com.au or on 1300 754 748 and we’ll get right back to you.
This app is issued in Australia by Instreet Investment Limited (ACN 128 813 106 AFSL 434776) (Instreet) as Responsible Entity of the Raiz Invest Australia Fund (ARSN 607 533 022). Raiz Invest Australia Limited (Raiz) (ABN 26 604 402 815) (Corporate Authorised Representative of Instreet) is the Promoter and Administrator of the Raiz Invest Australia Fund (ARSN 607 533 022).
The information has been prepared without taking into account your objectives, financial situation or needs. Before acting on such information, you should conduct your own review or consult a financial advisor before making a decision to invest. Read the PDS and any associated reference documents before making an investment decision. In accordance with the DDOs, we maintain TMDs for our Funds. All documents can be found on www.raizinvest.com.au, or calling Customer Support on 1300 754 748. "RAIZ" is a registered trademark of Raiz Invest Australia Limited. Address: 9/2 Bulletin Pl, Sydney NSW 2000.
Most exceedingly remarkable and extremely exceptional cryptocurrency recovery technology expertises!
Mackenzie Arnold
Please read carefully, I was scammed by Nsfx-trading, I got a message from a trader on my Instagram and told me about how high their profit after investing was, I decided to invest in the online trade but they kept asking for more money including withdrawal fee and it was until then I realized I was being scammed. I couldn't let go because I invested my savings as at that time. I had to make a research on how I could recover my funds from them and I came across the Team on this app after so many research. I read several good reviews about this app from various scam victims they have helped and I decided to contact the admin for help. I was opportune to get my money back from the scam brokers through the help of the recovery professionals referred to me by this App, they recovered my investments for me with all the profits I was entitled to within 4hours of contacting them, The fee is so affordable. You can write CIPHERTECH247 @ gMail for help if you fall a victim of any kind of scam They are experts at dealing with online scam and assisting victims in receiving reimbursement, tracking down digital fingerprints, cyber analysis and thorough investigation. They offer other services such as Phone cloning ( catching, monitoring and tracking a suspected cheating spouse ) Website hack Boost of credit scores Clearing of criminal records Fixes bad debts etc Contact them now !! Ciphertech247 (at) gmail
Can't recommend highly enough
brookethechicken
This is such a brilliant idea for anyone, but particularly those who have very little money and nothing to save, kids who have their first bank account and those who are just generally terrible at saving. My husband and I are shockers and this has been the first time we have ever saved anything - because it's so easy, how could you not? You actually create a savings account by spending, which is what stops most people saving in the first place. It's also great for those who can't save because they literally have nothing left to save after all the bills are paid, and though many people say 'there's always something you can cut back on' for many people this is actually not true and they are living in poverty, and for those it's great to set it to automatically take the roundups and forget about it. We've been using it about a year I think and are about to reach $1000, with roundups, and a weekly deposit of $7. On top of that, the fact that it's not just saving, it's actually investing has been a great, gentle introduction to the share market and has led me to become quite interested and begin to learn more about investing in shares and take a small step in that direction. Even if you have a share portfolio or other savings and investment plans I still say, do it, every bit helps. It's a fantastic idea to set up for your kids when they have their first bank account too.
Great app
walkdogz
I have my money invested over multiple apps including Raiz, Spaceship and Commsec. Raiz is in my opinion the best app of the lot as the custom portfolio allows you to invest across multiple ETFs in a very simple way by simply distributing your money across them according to the percentage you allocate to each ETF. This lets you dollar cost average over time unlike CommSec where you’re encouraged to buy in lump sums intermittently. I use CommSec for investing in more niche thematic ETFs, but Raiz is the best for investing in the well known market tracking ETFs. I also wouldn’t read too much into the 1 star reviews here, a lot seem suspicious or just by people who haven’t actually read and understood what the app is about. If your investment goes down, it’s not Raiz’s fault, it’s the market moving, anyone with an ounce of financial knowledge should realise this. My initial investment was up 7% quite quickly but has come back down due to rever sell offs globally and that’s okay as I’m in for the long term, it’s not Raiz’s fault. Excellent app and I highly recommend it.
Developer Response
Hi There, and thank you for your review! We really appreciate the feedback and succinct summary of our investment philosophy.👏
The easiest way to save
Minos P
This is by far the best concept and App going around aimed to help you save in the most efficient, simplistic and beneficial way. The App is simple to use and provides loads of meaningful details to give you greater insights into your financial position and the progress you are making towards your goals. You will be surprised how quickly your savings will grow by just investing loose change. Raiz does all the work for you and you can set it up in a way that you don’t have to do anything other than enjoy watching your savings grow. From rounding up the loose cents in transactions to setting up regular contributions and having the option to deposit one off additional funds, you are well covered to reach your financial objectives. When it’s time to withdraw your savings (which you can do at any point) you process this through the app in a easy process. This concept and app is a game changer!!
Enhanced app performance for a smoother experience. Fixed minor bugs to improve stability and reliability
If you have any questions, we are always here to listen.
Please feel free to email support@raizinvest.com.au or call us on 1300 754 748
Version 2.49.9
The developer, RAIZ INVEST AUSTRALIA LIMITED, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Contact Info
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
RAIZ INVEST AUSTRALIA LIMITED
Size
85.3 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
Mac Requires macOS 12.0.0 or later and a Mac with Apple M1 chip or later.
