Wise 4+

Money without borders

Wise Payments Ltd

    • Free

Screenshots

Description

Money for here, there, and everywhere

170+ countries. 50 currencies. One card. This is the account built to save you money round the world.

Use money. Make money. Get Wise. Convert, send, receive and spend just like that. And we’re up to 8x cheaper on average than leading UK banks.

Join 15+ million people and businesses worldwide.

— Worldwide money transfers, universal savings —
• Send money to 70+ countries, fast
• Get the real exchange rate, like on Google, for every money transfer, for a tiny fee
• Over 50% of transfers are instant
• Secure your transfers with two-factor authentication

— The debit card that’s always got the right currency —
• Spend or withdraw money in more than 200 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your virtual card whenever you like

— Get paid like a local —
• Get your own UK account number and sort code, European IBAN, US routing and account numbers, and more. As if you had local bank accounts around the world.
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction

— Hold 50 currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the real exchange rate, for a super-low fee

— Put your money to work with Assets —
• Try Interest or Stocks in a few taps. Only available in the UK and Singapore, for now
• Capital at risk. Wise Assets is a trading name of TINV Ltd, a business subsidiary created to carry out investment activities and regulated by the FCA

— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by the FCA in the UK, and by other authorities around the world.

Send from: GBP (British pound), EUR (Euro), USD (US dollar), AUD (Australian dollar), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CZK (Czech koruna), DKK (Danish krone), HKD (Hong Kong dollar), HUF (Hungarian forint), JPY (Japanese yen), MYR (Malaysian ringgit), NOK (Norwegian krone), NZD (New Zealand dollar), PLN (Polish zloty), RON (New Romanian leu), SEK (Swedish krona), SGD (Singapore dollar)

Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)

What’s New

Version 8.54.1

We fixed bugs and made minor improvements.
Happy sending, spending, and saving!

Ratings and Reviews

4.8 out of 5
36.1K Ratings

36.1K Ratings

Editors' Notes

Sending money to friends and family in other countries can be a pricey proposition, unless you can find a way to avoid the unfavourable currency exchange rates set by banks. TransferWise uses the standard exchange rate—not your bank’s—when you wire money abroad. It’s remarkably streamlined and easy to use, especially for frequent transfers, and it’ll save you plenty of dollars, pounds, euros, zloty…whatever money means to you.

Bom47 ,

Wise is Great

The Wise app is a revolutionary tool for handling international money transfers and currency exchange. Its standout feature is the ability to offer real-time exchange rates, ensuring that users get the most value out of their transactions. The app boasts a user-friendly interface that simplifies the process of sending money across borders, making it accessible and straightforward even for those new to such financial services. Wise prides itself on transparency, displaying all fees upfront so there are no surprises. Additionally, it typically offers lower fees and better rates than traditional banks, which makes it a cost-effective choice. The app also provides features such as multi-currency accounts, allowing users to hold and manage money in several currencies simultaneously, which is exceptionally beneficial for travelers and international workers. The security measures in place are robust, providing users with peace of mind when conducting transactions. Overall, Wise is acclaimed for its efficiency, cost-effectiveness, and customer-centric approach.

Transfer NOT Wise ,

Don’t be fooled

Transferwise advertises portraying itself as ‘different’ when in reality it’s just another currency exchange service that may save you a bit of money on the transfer but will skin you on their borderless account and will play the same tricks big banks play when transferring your money.. such as misplacing your funds for a few days so they can do the short term money market with clients funds.. Don’t be fooled! I was and I set up a withdrawal from my business borderless account on Thursday afternoon only to have the money go missing till Friday late in the afternoon.. I rang in three times to enquire and on the first time I was told ‘sorry’ it would take 20 min but an hour and a half later nothing so I rang again and was told there was a tech issue but no one could elaborate and this went in for another whole day until finally the money was ‘released’ late on a Friday but of course by then it was not going to show up until Tuesday the following week.. And this was a withdrawal of my own funds!.. At no time was I given a proper explanation of any kind - but I was left without access to said funds for 5 days.. Do yourself a favour and skip the transferwise borderless account - just like a dinosaur bank it will sting you with fees and your money will go missing for days and all you’ll get in return is a shrug of their shoulders. I gave it one star because there’s no half star rating.

App Privacy

The developer, Wise Payments Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Location
  • Identifiers
  • Other Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Search History
  • Identifiers
  • Usage Data
  • Diagnostics
  • Other Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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