The UBank app for iPhone and iPad offers a fresh design, great features and an intuitive interface.

Here’s what you’ll find:

Login securely
• Using your UBank username and password
• Using a PIN
• Using Face ID (on compatible devices)
• Using Touch ID (on compatible devices)

Apple Pay
• Add your USaver Ultra VISA Debit Card to Apple Wallet (on compatible devices)

Transfer money and pay bills
• Save a favourite transaction to quickly pay next time
• Transfer money between your accounts and with others
• Pay a bill with BPay
• Add new payees and billers
• Create, edit, and delete scheduled transactions

Free2Spend and Goals
Managing your money is easier with Free2Spend - the smart way to control your spending and meet your savings goals
• Keep your savings goal on track by knowing exactly how much you have to spend each day
• Add a Goal with an amount and a target date
• Check Goal progress
• Add the Free2Spend Widget to your Today View to see your Free2Spend amount without logging in

Track your savings
• Use our interactive savings graph to track your savings progress
• Check your balance across any date
• Filter the view to 1 week, 1 month, 3 months, 6 months or 1 year
• See the interest you’ve earned

View your transaction history, transaction details and merchant information
• Tap a transaction to see more details
• See running balances in transaction history
• Filter and search transactions by date, type, amounts or word
• View merchant information for Ultra VISA Debit Card transactions including; merchant location, merchant name, opening hours, contact information and category
• View pending Ultra VISA Debit Card transactions
• Simple icons make it easier to identify transactions by type

Find an ATM
• See the location of nearby NAB ATMs
• View services available at each ATM
• Get directions to nearby ATMs (using Apple maps)

Customise and manage your accounts
• Change your account nickname
• Change the order of your accounts
• Choose to hide accounts e.g. hide an account as a savings bucket
• Choose how your statements are delivered, online or via post
• Easily share your account details in a message or email app of your choice

View and manage your Home Loans
• View interest information
• View repayment information
• Manage your Home Loan with the mobile home loan portal

Important information:
Subject to network provider coverage. Conditions apply.
® BPAY is a registered trademark of BPAY Pty Limited ABN 69 079 137 518. The UBank name and logo are trademarks of NAB.
© UBank is a division of National Australia Bank Limited. ABN 12 004 044 937 AFSL and Australian Credit Licence 230686.

What’s New

Version 1.12.0

The new and improved Free2Spend dashboard gives you a simple snapshot of your finances. Setup your savings goal, input your income and Free2Spend will give you a daily number to spend and to keep you on track to hit your savings goal.

You can now search directly in our app to find the answer to any question you might have. Just type in what you’re looking for, and we'll show you some FAQs or app features to help.

The Transfer tab has been redesigned to make it easier to select the type of payment you want to make and we’ve also updated the date selector to a more friendly looking calendar.

Ratings and Reviews

4.6 out of 5
5.4K Ratings

5.4K Ratings

JimG1111 ,

Buggy and unreliable

The phone app occasionally opens first time. The iPad app only opens first time occasionally then promptly locks up. It doesn’t have the account name only the account number, there’s no opportunity to provide feedback and no running balance like the old App. Thankfully I kept the old app. I would wait for a few updates before switching.

Deornoth ,

Generally a good app, though some points for improvement

This is a good banking app which does what it should do - I can easily view or make transactions, check my account interest rate etc.

My main suggestion for improvement would be enabling security codes for transactions to be received through the app rather than solely by text (this is done on the CommBank app). As someone with a work and personal phone, it can be tricky to make a transaction using UBank when I am carrying the phone not registered to UBank.

Developer Response ,

Hi Deornoth,

You’ll be happy to know that as of v1.9.0 you can setup push notification security codes. Keep the app updated for the latest features. ^PO

Alf07091988 ,

Can never login

I love my UBank account and this app when it works, but I can barely ever login to the app. It registers my faceID or password but then immediately gives some notification about something going wrong. I also dislike that you can’t choose to use your password instead if faceID, you just have to wait until you’ve tried a few times and then it will give you the option.

Developer Response ,

Awesome to hear you love your UBank account! Sorry you’ve got some frustrations with the login process, we’ve been working to fix a few issues recently but hopefully it’ll be smooth sailing from now on for you. If you still have problems logging in, please send us a message on Facebook and we’ll look into it.


National Australia Bank
50.4 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating
Rated 4+
© UBank is a division of National Australia Bank Limited. ABN 12 004 044 937 AFSL and Australian Credit Licence 230686


  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

More By This Developer

You May Also Like