Up — Easy Money 4+

Upgrade your banking

Up Money

    • Free

Description

Welcome to Easy Money. Your path to feeling good about money.

* Up is banking bliss and 100% mobile. It's super easy to try - open an account in minutes and join over 800,000 Australians experiencing the financial control of Up. Upgrade your banking now.

* Put your budget on cruise control. Say goodbye to nasty surprises, know where every buck goes and how much you can spend.

* Map out Savers for the things you want and need. Up brings the tools to make filling them up a breeze. The only winner of this game is you.

* Money with mates just got easy. Slice bills and request cash from your mates (we'll handle the reminders). Send money with a chat and a gif. Ready to go multiplayer? Fight finances in co-op mode with 2Up.

* Get locally-based support, 7 days a week using Talk to Us in-app. Super quick, super helpful. Not your standard call centre.

It's time to dip your toes in the water. Create an Up account in minutes. If you don't like it, no sweat. Close in-app with a chat.

T&Cs @ up.com.au/terms. International money transfers performed by Wise. Up is a brand of Bendigo and Adelaide Bank Limited, ABN 11 068 049 178, AFSL and Australian Credit Licence 237879. Any advice provided is of a general nature only and does not take into account your personal needs, objectives and financial circumstances. You should consider whether it is appropriate for your situation. Registered address: The Bendigo Centre, Bath Lane, Bendigo, Vic, 3550.

What’s New

Version 3.3.6

+ We've rolled out a fresh new welcome mat for Up Home. Once your settlement is complete, we'll take you on a guided tour through your home loan. We'll also get you to dot some i's and cross some t's, just so we can be sure you've got a clear run at your loan from the jump.

Ratings and Reviews

4.9 out of 5
38K Ratings

38K Ratings

Cliper112 ,

It has its “Upsides”!

Been with Up for the last month and I have been absolutely loving it, especially over my older bank. The UI for the app is a lot more interesting than what I was using and for the most part, pretty intuitive. There is a 24/7 contact support system which is always super handy and everything is done through the app, making it easy to know you don’t have to go and talk to someone over the to get something set up and sorted. There also seems to be new features that are added frequently in the last month. If you are looking for a modern, reliable and digital bank, Up is certainly incredible.

I have loved getting spending summaries, the save $1000 challenge is fun and has been an easy way to save up a chunk of money. You also aren’t forced to finish the challenge if you do really need to reach into that money as you can start over. Also compared to my previous bank, I actually get notifications now on when money gets sent to me or when I spend money at different places. It all sounds like basic sort of stuff but it was stuff that either was incredibly annoying to look for or nonexistent with my previous bank which is why I am absolutely loving Up!

applepieberries ,

Would recommend so many good features

A lot of capabilities in the Up app. I like how it intuitively copies the account details (saves time) and you can make different savings accounts. The ability to split incoming regular payments into transaction / savings accounts is really good too. A feature similar to my old ING account is the roundup feature - I like this. I really like how you can input upcoming bills and balance reflects what is actually spendable after taking that into account. It also just looks clean. The breakdown of spending categories is great.
Only downside is sometimes when I go back into the app on a page that uses Face ID it keeping loops the face authentication and requires me to close the app. This is infrequent at least.
I’m also going to keep my old ING account and pay some utilities from that given their cash back scheme but if they ever get rid of it then I’ll transfer 100% to Up. Overall very happy. Messaged support in app and got a human response within 10 minutes :)

QuiteAngel ,

I’d rate more than 5 stars if I could!

I’ll preface this by admitting that I work for one of your competitors. Since day dot I’ve been incredibly impressed with Up. You’ve introduced a new way of banking, it’s ideal for the younger generation. You have maintained an excellent level of customer service, without EVER needing to call. My millennial brain loves this. I would imagine the staff prefer this too - working in a call centre environment is tough.

I love the “Up Tree” on your website. The upcoming payments is incredibly helpful. I’ve always been horribly impulsive with money, even with a decent salary I would live week to week. Having all of these insights readily available, being able to hide and lock savers, even setting a home loan savings account has been a tremendous part of my financial awareness. So, thank you to the team at Up. 💛

I can’t wait to see more features roll-in. Particularly upcoming payments to come out of designated savers and the ability to lock a saver down (more than 3hrs).

App Privacy

The developer, Up Money, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

  • Siri

    Get things done within this app using just your voice.

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