iPhone Screenshots


It’s Pay Day. You see a big number in your bank account, so you splurge. Two weeks later you’re eating cereal for dinner as you wait to get paid again.

We thought - what if you could spread out your pay cheque? Instead of getting paid in one fortnightly lump sum, you could give yourself a bit of money to spend every day? So we built a transaction account that does just that.

When you put money onto Wildcard, it goes into your Pay Account first. Tell us when you next get paid and we'll move the money slowly into your Spending Account until you next get paid.

Get set up and start using your Wildcard with Apple Pay in minutes. We don't charge any fees, and you can cancel at any time if it's not for you.


The Wildcard Mastercard is issued by EML Payment Solutions Ltd ABN 30 131 436 532. Terms, conditions and more information are available in the PDS at wildcard.money/pds. Mastercard and the Mastercard brand mark are registered trademarks, and the circles design is a trademark of Mastercard International Incorporated.

What’s New

Version 2.4

This version of the app makes some major changes:
- We'll now reimburse you for the foreign exchange fee when you make a purchase overseas or in a foreign currency.
- You can earn interest on every dollar in your Wildcard account. We're rolling this out to everyone soon, but in the meantime, just contact us and we'll give you early access.
- Rather than setting a fixed spending rate, you can tell us when you next get paid, and we'll make your money last until that day.

Ratings and Reviews

4.2 out of 5
30 Ratings

30 Ratings

Lewis Gentle ,

Exceeds expectations

It probably took 5 minutes before my account was set up, and I could bank with it. Hoping that instant deposits via POLI or the OSKO network are coming soon. So good to actually have innovation in the financial services.

Developer Response ,

Thanks so much for the feedback Lewis. We're working hard on getting instant deposits, so watch this space. - Nathan

&@@@@& ,


Super Clean - Do you Guys pay any interest?
Would be great to see other colours for other accounts! / card colours.


Developer Response ,

Thanks for the feedback! We'll be paying interest starting September 12. You can learn more at https://wildcard.money/interest

Kate19382 ,


great app, runs really smooth

Developer Response ,

Thanks Kate!


Wildcard Money Pty Ltd
25.1 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating
Rated 4+
© Wildcard Money


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