akart 12+

akart is a free debet card. You can activate it wherever you are with just one tap.

akart will help you to manage all your financial transactions in a seamless manner:

You will make contactless, in-app, online payments just with one akart,
You will send money to your friends by name or phone number, avoiding typing 16 digits wrongly,
You will send money to other bank cards very fast,
You will earn monthly cashback or gigabyte bonuses on payments, without choosing any payment category

Get akart wherever you are

Activate akart in just a few simple steps:
Type your mobile phone number
Enter required ID information
Pass the biometric verification
Choose and repeat the PIN code to enter the application. To save time, allow Face/Touch ID.
And all set up!
Now it’s time to add your akart to Apple/Google Wallet and start to make contactless payments.

Top up your akart with no commission.

Open doors to convenient payments, top up your akart first. You can top up your balance either at the app, or at the nearest “eManat” terminals. To manage the process faster, save the other bank card from which you top up your akart.

Make convenient payments with akart.

Top up either your or any friend’s mobile phone balance,
Pay for utility bills. In addition, activate the automated regime to pay on time,
Make payments for Internet, TV, Phone, Government, Insurance, Parking, ASAN Services, Education, Donation, etc.

Transfer money fast with akart

It’s possible to transfer money from akart either to another akart by name or phone number, or to other bank cards in a fast manner. To make the process faster, you can save the card for further transfers.

Earn monthly bonuses on payments.

akart offers monthly cashback and gigabyte bonuses on payments without choosing a category. It’s possible to earn a maximum of 100 AZN cashback or 10 GB of internet based on your choice. Please find cashback bonuses here:
5% at supermarkets, pharmacies, petrol stations, and auto parts stores;
1% on mobile balance top-ups, Azərsu, Azərişıq, Azəristiliktəhcizatt, taxi, restaurants, entertainment, parking, clothes, and other categories.
akart also has a partner network. If you want to know where you can earn more cashback by paying with akart, go to the app.

For further information, you can check the akart.az website. The customer care center is always here to solve your questions and concerns.
* 3443

You can support us in the improvement of the app with your feedback.