UpayChat 4+

UpayChat is a simple, secure, and safe way to earn, save, and connect with friends.

*SEND AND REQUEST MONEY FOR FREE

+ Send money to any E-mail address, phone number or contact list and the beneficiary receives it instantly.
+ You can send a payment request to any E-mail address, phone number and customize it with a note.

*GET UPAYCHAT VIRTUAL DOLLAR CARD

+ Create a virtual card you can use globally online and in-store with Apple Pay
+ Get a virtual card instantly you can use securely anywhere in the world.
+ Enjoy state-of-the art security features such as 3D Secure, locking or unlocking your card on the go.

*WITHDRAW CASH

+ Just open the app and enter where you want your cash delivered to, a nearby operator will deliver your cash reliably.
+ Enjoy the convenience of being able to withdraw cash straight from your phone and have it delivered to you anywhere!

*MANAGE YOUR MONEY

+ Add money by a bank transfer or with a debit (ATM) card, it’s free to send money to family and friends in Nigeria with your UpayChat balance.
+ Get your UpayChat balance in the bank instantly.
+ Easily transfer funds from your UpayChat balance to any bank account in Nigeria.

*SAVE YOUR MONEY

A more rewarding way to save.
+ Lock funds you don’t want access to for some time or would otherwise be tempted to spend, and earn interest upfront using Safelock.
+ Save towards multiple goals with super amazing daily interest at 13% p.a.

*EARN FAST

+ Make money in your free time, get paid quickly and cash out instantly after completing a cash delivery request. Plus, earn bonuses, rewards by inviting your family and friends to download the app and signup.
+ Any money you receive will go straight to your balance so you can use it instantly.

*PAY BILLS

Buy Airtime & Bundle
+ Support 4 telecommunication operators, including MTN, Airtel, GLO and 9Mobile.
+ Use Schedule Top-up to help you recharge automatically to avoid downtime.
+ Pay TV subscription fees (DSTV and GOTV)
+ Pay electricity bills
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Still have questions?

Contact us at: support@upaychat.com
Facebook / Instagram / Twitter / Tiktok / Youtube: @upaychat