TRADE MONEY MARKET FUNDS WITH TREASURY Money Market Funds (MMFs) in Treasury support your path to growth by investing in short-term, high-quality assets such as government and corporate debt. MMFs are designed to help idle cash keep pace with inflation and generate returns, while maintaining the flexibility to access funds quickly if plans change. Available in the Treasury account, mobile only. Service provided by Vivid Money B.V.

STRATEGY DETAILS SCREEN SIMPLIFIED We've streamlined the Interest Strategies screen — by removing the calculator and focusing on the key information. Choose between Growth, Balanced, or Conservative strategies and earn interest based on your preferred risk and return.

SYNC WITH LEADING ACCOUNTING SOFTWARE Simplify your bookkeeping by connecting your Vivid Business account with your preferred accounting tools. We’ve just added new integrations with: — Netsuite — Sorted — Wiso Steuer — Twinfield* — Exact* *Integration available via our partner iWeb Development

ONE-CLICK SETUP TO RECEIVE CARD PAYMENTS You can now set up card payments in less than a minute! Activate them in one click and start getting paid by card, or Apple Pay. Head to the “Get Paid” tab of your app to start receiving card payments from your clients.

FRENCH IBAN NOW LIVE New business customers in France can now enjoy French IBANs (FR) — a key step in delivering a local, seamless experience tailored to French entrepreneurs. Manage your finances à la française. FRENCH ACCOUNTING SOFTWARE Connect Vivid Business with leading French accounting software like Agicap, Cegid, Sage, EBP, Dougs, Axonaut, Pennylane, Regate, Indy, I paid that, NetExcom, Inqom, Evoliz, Fiteco, Sinao, Abby, Freebee, RCA, Self-med, and many more.

MEET LUCAS, YOUR AI LEGAL ASSOCIATE Take advantage of your trusted AI partner for drafting contracts and legal tasks. — Converts PDFs to DOCX — Suggests improvements and comments right in your draft — Syncs with Google Drive — Offers 80+ contract templates — Auto-fills both parties’ details Get early access now with Vivid Business.

FIND EVERYTHING YOU NEED IN ONE TAB To keep things tidy, we’ve reorganised where you can find all your important Vivid Business features in our brand-new All Services tab. Tap the three lines in the top-right corner of the Home tab to find shortcuts to: – Accounts – Cards & Cashback – Your AI Team – Financing – Accounting – Other services (such as Travel or Referral Programme)

SAVE TIME WITH VISA CLICK TO PAY Check out faster and more securely when shopping online — no need to enter your card details each time (with merchants that support Click-to-Pay). Simply select any of your cards, scroll to the bottom of the screen, and turn on the toggle for Visa Click to Pay. Available with Vivid Personal and Vivid Business.

TAX FILING IS NOW FREE FOR ALL PLANS Freelancers in Germany can now file and submit their taxes — all included in every plan. Enjoy peace of mind with: — Pre-filled tax returns ready to review — Smart tips for every field — Direct submission to the Finanzamt — no Elster required Get started now in the Bookkeeping section under your Transactions tab in the mobile app, or from the Tax tab on the web app.

YOUR AI DIGITAL EMPLOYEES ARE HERE Meet Anna and Lucas — your smart AI assistants. Try the free beta until the end of the year. — Lucas drafts contracts, finds red flags, and verifies counterparties in minutes. — Anna plans your week, manages your schedule, and books meetings for you. Skip the boring stuff and delegate it all to your AI digital employees.

Vivid Tax and Bookkeeping are now on mobile (available to freelancers in Germany) — Upload documents, check VAT, and get real-time tax estimates — Tax returns are already pre-filled with your Bookkeeping — Submit tax returns directly from the app. No Elster needed.

MORE FLEXIBILITY FOR FREELANCERS — Unlimited accounts on all plans (previously 12–30, depending on plan) — No more extra account or team member fees on any plan — No extra cost for currency exchange with your Vivid card on the Standard plan

ADVANTAGEOUS PRICING UPDATES FOR COMPANIES — Monthly Basic plan: now €8.90/month (previously €9.00/month) — Annual Basic plan: now €6.90/month (previously €7.00/month) — Monthly Pro plan: now €24.90/month (previously €25.00/month) — Annual Pro plan: now €18.90/month (previously €19.00/month) — Unlimited free transfers with Free Start plan (previously 5 per month) — Unlimited free accounts and team members now with all plans

TREASURY: BUILD YOUR PORTFOLIO Invest in ETFs, iBonds, crypto, and stocks — all in one place with our new Treasury feature. — Customise your portfolio by mixing assets or focusing on just one — Deposit & withdraw anytime — Keep everything in one place, with real-time market data Just update your app and head to the Treasury tab to get started!

RECEIVE MONEY INTERNATIONALLY — Receive from 185+ countries — Receive in 22 currencies. All incoming international transfers are fee-free until the end of October!

INTERNATIONAL TRANSFERS, MADE SIMPLE — Send to 60+ countries in local currency or USD — 1-day settlement on major routes — Use your EUR account — no extra setup — ACH transfers now available for the US Transfers to newly added countries are 0 € until Oct. 31st: Argentina, Brazil, China, Costa Rica, Egypt, Indonesia, Mexico, Philippines, Serbia, Sri Lanka, Thailand, UAE, US

EARN CASHBACK IN SEPTEMBER The cashback categories for September are available in your app. Head to the Rewards tab in your Personal or Business account to select them and earn cashback this month.

INCREASED LIMIT FOR OUR 4% RATE We’ve raised the limit on the funds eligible for the promotional 4% annual interest rate! — €100,000 for Freelancer and Personal accounts — €1,000,000 for Business accounts (companies) These limits apply to all customers who open their first Interest Account or Interest Rate Pocket from 25/08/2025, while the rate is active. Service provided by Vivid Money B.V.

PAYMENT LINKS ON MOBILE You can now create payment links directly from the Payments tab in your Vivid Business mobile app — no need to switch to desktop. Send links to your clients and get paid by card, Apple Pay or Google Pay.

MULTIPLE INTEREST ACCOUNTS You can now open multiple interest-earning accounts with Vivid Business. Assign each one a specific purpose — like VAT, savings, or marketing budgets. Split your capital smartly: keep operational cash in an Interest Account with a fixed rate for easy access and stability. Allocate your longer-term reserves into Interest Strategies with variable rates and stronger growth potential.

BOOK FLIGHTS WITH VIVID BUSINESS You can now book your next flight directly from the Travel tab in your app. Choose your route, add luggage, and confirm your booking in just a few taps. E-COMMERCE PLUG-INS Head to our web app to discover how to accept payments on your website via a CSM integration. Get paid by card or Apple Pay — directly into your Vivid Business account

GET PAID VIA INVOICES Clients can now securely pay the invoices you send from the Vivid Business app — using a card, Apple Pay, or Google Pay. Go to the Payments tab in your app to explore the invoicing tool and make getting paid even easier.

4% ANNUAL INTEREST RATE Vivid Business customers now benefit from a 4% annual interest rate for 4 months after opening their first Interest Account. (Provided by Vivid Money B.V.) GET PAID VIA LINKS Head to our web app to discover our new payment solution. Create payment links and give your clients the flexibility to pay by card, Apple Pay, or Google Pay — directly into your Vivid Business account.

INVOICING TOOL Our invoicing tool for business accounts is now available in the mobile app. Head to the Payments tab to create and send personalised invoices to your clients—fast and hassle-free. SPANISH IBANs Spanish IBANs (ES) are now available for new business customers in Spain. We’re proud to offer a more localised experience — designed to better serve our growing Spanish customer base.

VIVID BUSINESS You can now make up to 35 international outgoing transfers per month for free, depending on your plan! We’ve also expanded the list of supported destinations for international payments — now including Brazil, China, Serbia, the United Arab Emirates, the USA, and more coming soon.