Vivid Business and Personal 4+

The right account for all your needs—Manage all your personal and business finances in one app. Over 500,000 Europeans are already steering their financial futures with Vivid.

—VIVID BUSINESS—

Online Registration in Minutes
No in-person steps—friendly and individualised onboarding based on your situation.

Honest Free Subscription
Get started with our free plan or test any paid plan of your choice with a 2-month free trial.

Mobile and Web Access
Organise your finances anywhere, anytime from our mobile or web app.

Multiple Accounts, Multiple IBANs
Open up to 30 accounts with individual German IBANs.

Receive and Send Money Instantly
Accept and send payments in a few seconds with SEPA Instant, or accept funds internationally with SWIFT transfers.

Unlimited Free Cards
— Issue as many physical and virtual cards as you want.
— Personalise them with different colours and your company’s name.
— Full online card management: issue, freeze and set limits in a few taps.

No Limit on Card Usage
— Use your card as much as you like—we won’t block you for being active.
— High spending limits on each card to match your needs.

Earn 4% a Year on Your Funds
Invest your money in an account with a positive interest rate of 4% per year for the first 2 months, after 3.5%*.
Fast Human Support
— Quick support through chat, email or WhatsApp.
— 24/7 availability.

—VIVID PERSONAL—

Master Your Finances
Open up to 15 distinctive 'Pockets' with their own IBAN for free.

Full Control of Your Cards
— Change your PIN at any time.
— Freeze and unfreeze your cards in your app.
— Set monthly limits.
— Request new credentials.
— Turn on and off withdrawals, online transactions and contactless.

Personalised cards
Pick your colour, create your own design or choose a pre-existing one for your cards.

Seamless Payments
SEPA transfers and secure payments with our physical or virtual cards.

Gain Cashback Every Day
— Earn up to 4% cashback on ever-changing monthly categories.
— Embark on your travel adventures and enjoy up to 10% cashback on hotel and car bookings.
— Make online purchases through your app and get cashback on select brands and merchants

Elevate Your Transactions
Effortlessly send and request funds via phone number or IBAN. Experience the blitz of Vivid Pay transfers among Vivid customers.

Monitor & Strategize
Our intuitive in-app analytics offer clear insights into your spending patterns and monthly financial reports.

Streamline Your Payments
Divide bills and pre-plan future payments.

Confident Cash Withdrawals
— Withdraw money in ATMs worldwide.
— Your withdrawals are free of charge up to €1,000 per month.

State-of-the-art Security:
— Get immediate notifications for each transaction.
— Your card’s CVV is only visible from your app.
— Turn on biometric login for your account.

Accounts, cards and payment services for Vivid Business and Personal are provided by Vivid Money S.A.
Investing services, Interest accounts and Interest Rate Pockets are provided by Vivid Money B.V. and Cryptocurrency services are provided by Vivid Digital S.r.l.
Most customers who joined before 24/01/2024 have personal accounts provided by Vivid Money GmbH, which is the outsourcing partner of Solaris SE.
More info on vivid.money.

*The promotion is valid for the first 2 months after opening an Interest Account for all plans. After, you’ll receive the regular interest rate as per your plan. This rate applies to funds up to 10 million EUR.