iCard: Send Money to Anyone 4+

iCard AD

Designed for iPhone

    • Free

iPhone Screenshots


Welcome to the world of fast, convenient and secure payments. More than 1 million users have already chosen iCard and trust us when it comes to their daily finances.

For 0.00 EUR/month you have endless opportunities to control your money effortlessly. With iCard you get a free account, 2 free virtual cards – Mastercard and Visa, and a free plastic Visa card. You can take advantage of free and instant money transfers to iCard users, pay contactless on POS, make secure online payments and so much more!

With iCard, you get convenience, efficiency and 100% security. Don’t just take our word for it, hear from our customers. Near 90% of our users have given us 5-star ratings and we’re receiving excellent reviews on Trustpilot.

Why should you join the iCard family?

* A digital wallet for your everyday spending
Your digital wallet gives you the freedom to spend, receive and keep track of your money in one modern, simple and intuitive app. By signing for iCard you get a private payment account with personal IBAN to send and receive bank transfers worldwide, with no hidden fees.

* Earn back money with cashback

Our premium debit cards offer not just add-on services but exquisite privileges that were tailor-made to suit your lifestyle. Choose between iCard Visa Infinite and iCard Metal to get а free travel insurance, personal concierge service, airport lounge access, free ATM withdrawals and free bank transfers. And the best part is that with iCard Metal you can get up to 1% cashback on your purchases.

* Send money in the blink of an eye
Make free and instant payments to anyone who also uses iCard – get paid, split bills and request money in seconds. And if you need to send money to someone who is not on iCard yet, we got you covered. With our fast transfers to cards, the funds will be received in a matter of minutes, even on weekends.

* Bank transfers without borders
iCard provides you with all the financial tools you need to make efficient and cheap worldwide transfers. You can send money transfers in EUR, GBP, BGN, CHF, RON and HRK whenever you need it at competitive and transparent fees. And yes, we do support instant transfers in euro to banks across Europe, available 24/7 all year round.

* Maximum security for your wallet
You get 2 virtual cards Visa and Mastercard for secure online shopping and free debit card iCard Visa for payments in stores and cash withdrawals. Control your card settings with ease, like card freezing or spending limits. Never miss a thing – keep an eye on your payments with instant push notifications.

* Contactless payments on the go
Add your debit and virtual Visa cards, issued by iCard, to Apple Pay and make fast and secure payments with your phone or watch. If you have a Garmin smartwatch, you can also add them to Garmin Pay.

* Stylish NFC wearables
Order an NFC key fob or get a Garmin watch to compliment your look and pay for your morning coffee with just a tap. No need to bring your wallet or phone with you. Grab your handy key fob or put on your new watch and you are ready to go.

And many more amenities:
• Fast and secure payments with QR codes
• Send a virtual or physical GiftCard for every occasion
• Top-up prepaid mobile numbers and services
• Add your loyalty cards and forget about your bulky wallet
• Round up your payments or choose an amount to support the causes you care about

Download the app, open a free account in just 5 minutes and join the iCard family.

If you prefer to manage your account from a desktop device, just log in to iCard.com and enjoy all functionalities on a larger screen.

*We offer an iCard e-money account to legal residents of the European Economic Area. If you are born or reside in an EEA country, you can unlock all iCard features. Just get in touch with our team and we will happily take care.

Follow us on:
Facebook: https://www.facebook.com/iCard.Digital.Wallet
Instagram: https://www.instagram.com/icard.digital.wallet

What’s New

Version 4.7

In this version, we made a few more improvements to your transaction history and now you can see more details for every purchase made with your card, such as location, working hours, website and merchant's contacts.

Please let us know if you still cannot see some of the details of your latest transactions. It will help us improve your digital wallet. Thank you!

Ratings and Reviews

4.5 out of 5
733 Ratings

733 Ratings

Padron Berisha ,


Just amazing! So stylish and easy to use, no monthly taxes for whatever there the banks wants, paper and to pay the salary and the rent of the offices probably. Everything is happening true the phone with the app you don’t need to go to the bank and wait inside and sign all that documents, just downloading the app ordering your card, than a little video call with operator and that’s it. I just like it so much that I stop all of my cards in the banks and now using only iCard!

Developer Response ,

Hello, Padron. We are glad to hear you love our app! It's always a pleasure to hear a happy customer. Please make sure to stay tuned and check all of our services, as we have many new features to come. Feel free to spread the word and recommend iCard to all your friends.
Best Regards, iCard Team

mddbg ,

Do not trust them

They terminated my account (with balance on it) without any notice. Apparently, they needed the identity verification and as I stopped checking the app, they simply closed my account and kept the balance as the “monthly administrative fee”. I will just point out that at the time I created the account (3 years ago), sending ID was only necessary to allow you to keep larger amount of money on your account, you could use the app without any issues. So, I stopped using it regularly, in the meantime they changed their policy and terminated my account. After I decided to give the app another try, installed it, verified my identity, they asked for additional documents and again, terminated my account without writing any explanation. I guess it’s not enough that you’re Bulgarian, you also need to have a proof that you’re currently living in Bulgaria. If you happen to live outside of your country and don’t have any utility bills in the past 3 months, they will just terminate your account! Stay away from them and don’t trust them with your money.

Developer Response ,

Hello. Please accept our apologies for any inconvenience caused in this situation. We sometimes might need to close accounts when we believe they don't meet certain requirements, as we need to follow specific guidelines and regulations. Please note that for any changes related to your account you should have received a notification to the e-mail address, associated with your account. Have in mind that during the verification process we are obliged to confirm your address and if your ID document does not contain it, our verification team will ask you for a document that proves it. This could be a bank statement or a utility bill, issued in the last 3 months. Unfortunately, we cannot finish up reviewing your application if you do not provide us with the requested documents. We'd like to check your case in details. Please provide us with your support request number or write us an e-mail at support@icard.com, as we cannot comment on any account specifics on a public platform. Looking forward to your reply! Kind Regards, iCard Team

zorryalex ,

Excellent application

My experience with iCard is very good so far. I haven’t had any problems. The app is easy to use. There are lots of features. I think what I like most is that I can pay everywhere just using my phone. I like walking and don’t want to have much money in cash. So iCard is very helpful in this. The other thing I like is the e-Gift cards. I haven’t tried it yet but I will.

Developer Response ,

Hello there. Thanks a million for your review. We are really happy to hear that you have found what you've been looking for in iCard. That’s what we aim to offer our clients – the possibility to manage every aspect of their daily finances. Now your phone is all you need to make payments and send and receive money. You can also pay online with your virtual cards, store all your loyalty cards, send gifts and much more. Thank you for being with us!

App Privacy

The developer, iCard AD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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