iCard: Send Money to Anyone 4+

iCard AD

Designed for iPhone

    • Free

iPhone Screenshots


Welcome to the world of fast, convenient and secure payments. More than 1 million users have already chosen iCard and trust us when it comes to their daily finances.

For 0.00 EUR/month, you have endless opportunities to control your money effortlessly. With iCard you get a free account, 2 free virtual cards – Mastercard and Visa, and a free plastic Visa card. You can take advantage of free and instant money transfers to iCard users, pay contactless on POS, make secure online payments and so much more!

With iCard, you get convenience, efficiency and 100% security. Don’t just take our word for it, hear from our customers. Near 90% of our users have given us 5-star ratings and we’re receiving excellent reviews on Trustpilot.

Why should you join the iCard family?

A digital wallet for your everyday spending
Your digital wallet gives you the freedom to spend, receive and keep track of your money in one modern, simple and intuitive app. By signing up for iCard you get a private payment account with a personal IBAN to send and receive bank transfers worldwide, with no hidden fees.

Earn back money with cashback
Our premium debit cards offer not just add-on services but exquisite privileges that are tailor-made to suit your lifestyle. Choose between iCard Visa Infinite and iCard Metal to get а free travel insurance, personal concierge service, airport lounge access, free ATM withdrawals and free bank transfers. And the best part is that with iCard Metal you can get up to 1% cashback on your purchases.

Send money in the blink of an eye
Make free and instant payments to anyone using iCard – get paid, split bills and request money in seconds. Need to send money to someone who is not on iCard yet? We got you covered with our fast transfers to cards, the funds will be received in a matter of minutes, even on weekends.

Bank transfers without borders
iCard provides you with all the financial tools you need to make efficient and cheap worldwide transfers. You can send money transfers in EUR, GBP, BGN, CHF and RON whenever you need it at competitive and transparent fees. And yes, we do support instant transfers in euro to banks across Europe, available 24/7 all year round.

Buy and sell crypto
Get started with as little as 1€. You can buy and sell almost 200+ different cryptocurrencies and precious metals, depending on the availability in your country. Please note that service is provided by Bitpanda and none of the statements constitute investment advice.

Maximum security for your wallet
You get 2 virtual cards Visa and Mastercard for secure online shopping and a free debit card iCard Visa for payments in stores and cash withdrawals. Control your card settings with ease, like card freezing or spending limits. Never miss a thing – keep an eye on your payments with instant push notifications.

Contactless payments on the go
Add your debit and virtual Visa cards, issued by iCard, to Apple Pay and make fast and secure payments with your phone or watch. If you have a Garmin smartwatch, you can also add them to Garmin Pay.

And many more amenities:
• Fast and secure payments with QR codes
• Send a virtual or physical GiftCard for every occasion
• Top-up prepaid mobile numbers and services
• Add your loyalty cards and forget about your bulky wallet

Download the app, open a free account in just 5 minutes and join the iCard family.

Check our Terms & Conditions and the iCard Tariff: www.icard.com/en/full-tariff-personal-clients
iCard AD is an EU e-money institution, licensed by the Bulgarian National Bank. Registered address: Business Park B1, Varna 9009, Bulgaria

*We offer an iCard e-money account to legal residents of the European Economic Area. If you are born or reside in an EEA country, you can unlock all iCard features. Just get in touch with our team and we will happily take care.

Facebook: www.facebook.com/iCard.Digital.Wallet

Instagram: www.instagram.com/icard.digital.wallet

What’s New

Version 5.6

In this release, we have added an option for you to choose whether you allow us to analyze information based on your app interactions. This will help us provide you with tailored services and enhance your experience.

Have in mind that this will not affect the way you use your digital wallet and the security of your personal data, and is only to comply with the latest Digital Markets Act requirements.

Ratings and Reviews

4.4 out of 5
800 Ratings

800 Ratings

Padron Berisha ,


Just amazing! So stylish and easy to use, no monthly taxes for whatever there the banks wants, paper and to pay the salary and the rent of the offices probably. Everything is happening true the phone with the app you don’t need to go to the bank and wait inside and sign all that documents, just downloading the app ordering your card, than a little video call with operator and that’s it. I just like it so much that I stop all of my cards in the banks and now using only iCard!

Developer Response ,

Hello, Padron. We are glad to hear you love our app! It's always a pleasure to hear a happy customer. Please make sure to stay tuned and check all of our services, as we have many new features to come. Feel free to spread the word and recommend iCard to all your friends.
Best Regards, iCard Team

mddbg ,

Do not trust them

They terminated my account (with balance on it) without any notice. Apparently, they needed the identity verification and as I stopped checking the app, they simply closed my account and kept the balance as the “monthly administrative fee”. I will just point out that at the time I created the account (3 years ago), sending ID was only necessary to allow you to keep larger amount of money on your account, you could use the app without any issues. So, I stopped using it regularly, in the meantime they changed their policy and terminated my account. After I decided to give the app another try, installed it, verified my identity, they asked for additional documents and again, terminated my account without writing any explanation. I guess it’s not enough that you’re Bulgarian, you also need to have a proof that you’re currently living in Bulgaria. If you happen to live outside of your country and don’t have any utility bills in the past 3 months, they will just terminate your account! Stay away from them and don’t trust them with your money.

Developer Response ,

Hello. Please accept our apologies for any inconvenience caused in this situation. We sometimes might need to close accounts when we believe they don't meet certain requirements, as we need to follow specific guidelines and regulations. Please note that for any changes related to your account you should have received a notification to the e-mail address, associated with your account. Have in mind that during the verification process we are obliged to confirm your address and if your ID document does not contain it, our verification team will ask you for a document that proves it. This could be a bank statement or a utility bill, issued in the last 3 months. Unfortunately, we cannot finish up reviewing your application if you do not provide us with the requested documents. We'd like to check your case in details. Please provide us with your support request number or write us an e-mail at support@icard.com, as we cannot comment on any account specifics on a public platform. Looking forward to your reply! Kind Regards, iCard Team

meliska93 ,

All the best!

I am extremely pleased with the product. It's so simple and compact that I wouldn't replace it with anyone else. It gives me everything I need. He is always ready and responds everywhere. I am proud to own and use the services of iCard. Most of all, I am happy with the fact that it is available for Apple pay. I wish you still to go on and on and never stop before the difficulties. ❤️

Developer Response ,

Hey there! Thank you so much for the 5 stars and your awesome review. 😍 Comments like this keep us motivated to work even harder to live up to our clients’ high standards and expectations. We sincerely believe that this is what managing your daily finances should be - simple and fast. iCard makes it easier and saves you time for the things that matter the most. More great features are coming soon, so stay tuned. All the best, iCard Team

App Privacy

The developer, iCard AD, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • Identifiers

Privacy practices may vary based on, for example, the features you use or your age. Learn More


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