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Cashculator — Personal Finance 4+
Plan & Forecast Your Cash Flow
Apparent Software Inc.
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- Free
- Offers In-App Purchases
Screenshots
Description
“After playing with this app for a few days, I have a clearer picture of my finances than I’ve had in years!”
Take control of your finances with:
> Clear Forecasting: Benefit from a high-level overview of your finances and estimate upcoming changes like a new baby, a new house or retirement.
> Easy Budgeting: Cashculator is the simplest way to manage personal finance due to the familiar spreadsheet concept, easy budgeting by category, one-click “what-if” scenario comparisons and more.
> Cash Flow Tracking: Stop wondering where your money went and track spending with manual transactions.
> Privacy Protection: All your private financial information stays safe right on your Mac.
> Quick Data Entry: Create complex transactions in a matter of seconds using a familiar spreadsheet-style interface.
> Detailed Reports: View your income, expenses and balance with easy-to-understand graphs and tables.
> Keyboard Shortcuts: Fly through transactions with full keyboard support!
“An excellent tool that helped me to get out of a ton of debt pretty quick”
Fully localized into 12 languages: English, Spanish, French, German, Polish, Ukrainian, Chinese, Korean, Italian, Portuguese, Japanese, and Russian.
Key concepts:
* Cashculator separates plan and actual data, so you can see how your actual finances compare against the plan. If you only use it for planning, there’s no need to enter actual transactions.
* Presenting data using familiar spreadsheet concepts, Cashculator gives a quick overview of the state of your finances over time. Choose from monthly or weekly columns (or yearly for reports) and switch back and forth whenever you want.
* The Horizon control in the bottom-right of the window selects how far into the past and into the future the tables and report should display, relative to the current date. This will add or remove columns in the table as needed.
* The Reconcile screen compares your factual “real-life” balance (total balance in bank accounts + cash) v. the one in the application and, if needed, overrides the calculated total balance in the app with the factual balance (basing future calculations on more precise numbers). Alternatively, if precise tracking in Cashculator is desired, you can update transactions in Cashculator so that the factual and in-app balances reconcile.
* Multiple scenarios for each Cashculator document can be created (from scratch or by duplicating an existing scenario) to make minor changes and see how different plans compare.
The free version supports up to five income and five expenses categories. A fully unlocked version is available via subscription.
Made with love by Mac users for Mac users.
Terms of Use: https://cashculator.app/terms-of-use/
Privacy Policy: https://www.apparentsoft.com/privacy
What’s New
Version 2.4
Cashculator 2.4 enhances the Transactions Sidebar introduced in 2.3, making it easier to use and providing greater insight into your spending.
Improvements include:
- Totals now display for all selected transactions in the sidebar.
- You can select more than one transaction in the sidebar (using Shift-click for a range or Command-click otherwise) and act on all selected transactions at once, copying, moving, deleting or dragging them to a new location in the spreadsheet table.
Totals combined with the sidebar’s filters offer an easy way to see how a certain kind of spending is going. You can, for example, set the sidebar to show transactions by category, select Groceries in the table, and set the sidebar’s start date to 1/1/2024 to see how much you’ve spent at the supermarket so far this year.
Power users who prefer to keep their hands on the keyboard can now:
- Quickly switch focus between the spreadsheet table and the sidebar by pressing T.
- Use the currently selected column in spreadsheet table to set the filter start date with S and the filter end date with E.
- Find any transaction using the sidebar’s search with Command-F.
We’ve also made a couple fixes to CSV Import (thank you to those who reported these issues):
- CSVs with two-digit years should now import as expected.
- CSVs with thousands separators should also now work as expected.
There are also a number of other usability enhancements. Choose Show Release Notes from the Help menu to see the whole list.
Thank you for your continued support!
App Privacy
The developer, Apparent Software Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
Privacy practices may vary based on, for example, the features you use or your age. Learn More
Information
- Seller
- Apparent Software Inc.
- Size
- 10.2 MB
- Category
- Finance
- Compatibility
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- Mac
- Requires macOS 12.0 or later.
- Languages
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English, French, German, Italian, Japanese, Korean, Polish, Portuguese, Russian, Simplified Chinese, Spanish, Traditional Chinese, Ukrainian
- Age Rating
- 4+
- Copyright
- © 2023 Apparent Software Inc.
- Price
- Free
- In-App Purchases
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- Yearly Access USD 49.99
- Monthly Access USD 5.99
- Unlimited transactions USD 49.99
Supports
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Family Sharing
Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.