Welcome to Destiny, the app that ACTUALLY helps you PAY OFF your student loan debt faster!

Easily repay your credit card, student, car, and home loans faster than any other method - Destiny saves users over $3,000 on average in the first year! Follow your plan = save a bunch of money. It’s that simple!

Securely link your debt accounts, and the Destiny app will create a customized debt repayment plan aimed at eliminating your debt as quickly as possible.

Trouble understanding your plan? Our "Explain my Plan" feature allows you to speak directly with one of our Destiny experts to offer you peace of mind when it comes to your debts.

There is so much confusion today about what to do with debt. Do you pay off that pesky credit card, or start saving for an emergency fund? Which loan should you start paying down first? Should you consolidate your student loans? Sometimes, it feels more like a guessing game than real life.

We woke up one day and realized we were tired of being on the hamster wheel of debt. It was time to do something about it.

Instead of just building a boring manual app with graphs and charts that you need a finance degree to understand, we wanted to build an app that ignited a new way of thinking. Something that was so automatic, so seamless, so simple that people would be saving interest in the THOUSANDS. We set out to build something that didn’t just tell you about your debt; it actually told you EXACTLY how to pay off your debt. Destiny, my friends, is THAT app.

Destiny creates a customized debt recovery plan aimed at eliminating your debt as fast as possible by telling you exactly how much to pay toward each piece of debt you have. We Make it Simpler to:

- Pay off your debts more efficiently
- Understand your debt profile
- Automatically manage your debt payments
- Prevent you from going further into debt

Our Debt Plan Pillars

1. We believe in the Avalanche Debt Recovery method. It is the key to paying off your debt as fast as possible.
2. You need to have an Emergency fund at all times. No worries, we will help you create a virtual one in the app.
3. If you want to pay debt off fast, it will take more than the minimum. Paying down debt takes a lot of work, but don’t worry, you can do it! We will be there every step of the way

How it Works

- Download Destiny in the iOS app store
- Upload a little information about your income, expenses, and debt picture
- Follow your plan: Destiny delivers a month by month plan detailing how much you should pay toward each of your debts for maximum "pay off speed"
- Explain my plan: You can set up an appointment at any time in the app to chat with one of our debt experts for free!

That’s it! It’s that simple!

No more guessing, no more games, no more debt.

Seize your Destiny, and join us today

What’s New

Version 1.3.4

Incremental improvements and bug fixes


Destiny Wealth, Inc.
53.7 MB

Requires iOS 10.3 or later. Compatible with iPhone 5S, iPhone 6, iPhone 6 Plus, iPhone 6S, iPhone 6S Plus, iPhone SE, iPhone 7, iPhone 7 Plus, iPhone 8, iPhone 8 Plus, iPhone X, iPhone XS, iPhone XS Max, iPhone XR, iPhone 11, iPhone 11 Pro, iPhone 11 Pro Max, iPad Air, iPad Air Wi-Fi + Cellular, iPad mini 2, iPad mini 2 Wi-Fi + Cellular, iPad Air 2, iPad Air 2 Wi-Fi + Cellular, iPad mini 3, iPad mini 3 Wi-Fi + Cellular, iPad mini 4, iPad mini 4 Wi-Fi + Cellular, iPad Pro (12.9-inch), iPad Pro (12.9-inch) Wi-Fi + Cellular, iPad Pro (9.7-inch), iPad Pro (9.7-inch) Wi‑Fi + Cellular, iPad Wi-Fi (5th generation), iPad (5th generation) Wi‑Fi + Cellular, iPad Pro (12.9-inch) (2nd generation), iPad Pro (12.9‑inch) (2nd generation) Wi‑Fi + Cellular, iPad Pro (10.5-inch), iPad Pro (10.5-inch) Wi‑Fi + Cellular, iPad (6th generation), iPad Wi-Fi + Cellular (6th generation), iPad Pro (11-inch), iPad Pro (11-inch)Wi-Fi + Cellular, iPad Pro (12.9-inch) (3rd generation), iPad Pro (12.9-inch) (3rd generation) Wi-Fi + Cellular, iPad mini (5th generation), iPad mini (5th generation) Wi-Fi + Cellular, iPad Air (3rd generation), iPad Air (3rd generation) Wi-Fi + Cellular, iPad (7th generation), iPad (7th generation) Wi-Fi + Cellular and iPod touch.

Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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