Check your free credit score and full credit report anytime with Credit Karma Canada. Track changes, get credit monitoring alerts, and understand exactly what's impacting your score — all in one secure app.
Building a stronger credit score can help you qualify for better credit cards, and help you qualify for lower interest rates. That means more money to pay down debt, save for a home, or reach your next financial goal faster.
Credit Karma gives Canadians free access to their TransUnion credit report and score, with regular updates and personalized insights, so you always know where you stand and what to do next.
Join over 140 million members worldwide,including millions of Canadians, who trust Credit Karma to help monitor their credit and make smarter financial decisions.
Features:
• Free credit score and credit report, updated regularly
• Credit monitoring alerts updating you when important changes are detected, including fraud, new accounts, hard checks, and collections
• Credit card and loan offers matched to your profile
• See your approval likelihood before you apply
• Browse offers with no impact to your credit score
• Track the key factors affecting your credit health
• Personalized tips and clear insights to improve your score
• Credit score graph to visualize your progress over time
• Exclusive offers from top Canadian lenders
Signing up is quick and easy: Tell us about you, it only takes a couple of minutes. Get your free credit score and free credit report. We treat your data like it's our own.
Credit Karma only uses your information with your permission and does not share your personal data with unaffiliated third parties for their own advertising. Start improving your credit score today, simple and secure. Sign up in minutes. Credit Karma is a credit broker, not a lender.
I’m pretty impressed. I was using this for a while now I expected it to be way off and went on Equifax and it was the same 👍🏾.
Great app but has flaws
creditmonster2018
It’s a great app. All the information shown is correct and on point . Only flaw is the actual credit score is extremely inaccurate . I understand it’s a new score system but I have received my free equifax report and it’s nowhere’s near the score this app shows me . So be careful everyone my equifax score is actually lower then the score shown on this app. So if you think your score is 675 it could actually be lower . And because you think it’s actually 675 when it’s not and you go to apply for credit you could actually damage your credit more . I would recommend getting your equifax and TransUnion scores before applying for any type of credit or you can put your score at more risk. Other then that everything else shown on the app in very accurate and I’m impressed with the layout etc.
Developer Response
Thanks for the feedback! Credit bureaus like TransUnion use many different scoring models, even within the same credit bureau. Each bureau can use dozens of different credit score models based on the requirements of different lenders. This may be why you see a different score on TransUnion vs. Equifax.You can learn more details about the CreditVision Risk scoring model here: https://www.creditkarma.ca/credit/i/whats-the-transunion-credit-score-that-credit-karma-uses/. Hope this helps!
Not working
Marie67934
It goes to the tell us about you screen and every time you click next it restarts on the same screen.
Developer Response
Hi Marie, Please reach out to us here: https://help.creditkarma.com/hc/en-us/requests/new. Once you've done so, feel free to reply back with your ticket number and we'd be happy to follow up directly with you. Thank you!
Slow process
czybj9
Some info not up to date been behind since September 2020?????Not helping my score any!
Developer Response
I'm sorry you're having difficulty with our app. I can't tell what the exact issue is, but our Member Support team would be happy to assist you in fixing this. You can reach them here: https://bit.ly/2shuAx3
Bug fixes and performance improvements.
Version 26.38
The developer, Credit Karma, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Credit Karma, Inc.
Size
128.1 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English and French
Age Rating
4+
4+
This app is rated 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
