Debit & Credit 4+

Personal Finance Manager

Ivan Pavlov Pty Ltd

    • 4.8 • 177 Ratings
    • Free
    • Offers In-App Purchases

Description

If you are looking for a personal finance app that is convenient, easy to use and at the same time has enough features, then Debit & Credit is the right app for you.

• All Accounts in One App
Keeping financial records was always a bit of a hassle. But now you can actually enjoy it. See all your accounts in one place and switch between them with one simple touch.

• Super Fast
Creating a new transaction now takes a matter of seconds. It has never been easier with gestures and other features that we developed for you. And we will never require you to make dozens of unnecessary taps to accomplish simple tasks.

• Locations (Geotagging)
Shopping frequently at the same place? Save its location to record expenses even faster. You can also get a list of saved payees sorted by distance.

• Budgets & Scheduled Transactions
Do you want to budget expenses on a particular category? No problems. Do you plan to make a transaction in the future and want to be reminded about it? Consider it done.

• Financial Plans
Plan ahead by creating a financial plan for the next year. Compare your performance against it and see your future net wealth.

• Reports
We believe in clean, crisp reports that are easy to read and understand. See where and what do you spend your money on. Other types of reports are available too.

• iCloud Sync
We will never ask you to create an account or provide any personal details. All data is stored in iCloud, it is not available to anyone except you.

• Shared Accounts
Do you want to share some of your accounts with someone else? No problems, you can share selected accounts via iCloud while keeping other accounts private. Great for managing family finances!

• Bank reconciliation mode
Sometimes we all need extra help to keep our accounts in shape. You can easily reconcile your accounts with bank statements in the app to eliminate any disparities.

• Importing data
We know how important it is to be able to import transactions from your financial institutions. That's why we support CSV, QIF, QMTF, OFX and QFX files. And you can also choose which particular transactions to import from a file, something that not all financial apps know how to do.

• Color Themes
Eight color themes are available for selection in the app settings in case if you want to customize your experience.

• Watch App
Create new transactions on the go with the Apple Watch app. You can also check your budgets and pay scheduled transactions with it.

• Powerful features
Split categories, pending transactions, URL schemes, file attachments, transaction tags, Siri, Touch ID and Face ID support, printing reports and saving them as PDF files - all those and many other features are at your disposal when you need them.

• Mac version of the app
You can download macOS version of the app on the Mac App Store. It has even more features and syncs fast with the iOS companion via iCloud.

Some features are limited to premium version subscribers. Premium version is an annual subscription. Our privacy policy, as well as subscription terms are available at https://debitandcredit.app/privacy-policy-with-terms.html.

In case of any questions please don't hesitate to contact support@debitandcreditapp.com.

What’s New

Version 7.1.3

Significantly improved performance of financial plans, calculating financial plan results is now 4-5 times faster

Ratings and Reviews

4.8 out of 5
177 Ratings

177 Ratings

hennessyevan ,

The budgeting app for the apple ecosystem

If you’re in the apple ecosystem and are wondering what it would look like if apple made a budgeting app; look no further.

The focus on privacy, the iCloud backups, private iCloud sharing and the thoughtfulness of the design embody everything that Apple wishes developers would do with their apps.

Every time I’ve wondered if this app has a feature I need, I’ve found it exactly where I’d expect it to be. That’s a big deal; not only do the features work well but the app is so intuitive.

I wrote a Siri shortcut using this app’s integrations to privately pull transactions from my bank, my wife and I look at those on my MacBook’s big screen once and month and set up plans there. During the month, we can glance at the Home Screen widget to see our budgets live on our phones. Occasionally we’ll pick up the iPad and it’s all right there too.

As a developer and a privacy focused spreadsheet guru, thank you for building such a great app and keeping it up to date with new features and bug fixes. The app has crashed a few times but those bugs are fixed so quickly and the app performs like a champ.

Keep up the good work!

willysloco ,

Simple and Privacy-Focused

I've tried dozens of spending apps, and this one is by far the best. CSV import/export, shared accounts, iCloud syncing, and the native iOS/macOS feel are just a few of the amazing features of this app. It is great to finally find a simple, privacy-focused spending app that feels at home on Apple devices. Thank you, Ivan!

Mrbanana5 ,

Please allow option for all-day events for scheduled expenses

Great app, love using it! Would be a perfect 5 stars if you could change scheduled payments to be all day events on the calendar so then it's scheduled for the entire day instead of only at a specific time of day. Please consider!

App Privacy

The developer, Ivan Pavlov Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

  • Family Sharing

    Some in‑app purchases, including subscriptions, may be shareable with your family group when Family Sharing is enabled.

  • Siri

    Get things done within this app using just your voice.

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