iPhone Screenshots


en-route is a free, usage-based car insurance telematics app for The Co-operators Auto insurance clients. Save 5% on your Auto insurance right away when you sign up, and then from 0% to 25% at renewal depending on how safely you drive.

Use your phone to track and improve your driving according to real-time data, including:
- How much you drive
- How hard you brake
- How hard you hit the gas
- How much you drive at night

The en-route Auto Program is only available to clients in Ontario.

Sign up today and save 5% right away.
Download today and save an initial 5% when you sign up.
Then enjoy savings of up to 25% at renewal, just for being a safe driver. *

Keep track of your driving habits
Use your driving data to identify ways to improve your driving habits. The safer you drive, the higher the discount you’ll earn when you renew.

- See your scores for each driving habit and your overall score
- Get tips on how to earn a higher score
- See your trip details, including a map, distance, time, speed, and number of tracked events
- Track your points on the leaderboard
- See where you last left your car
- See your current discount and your 30-day trend (how much you’re on track to get at renewal)

For technical support or troubleshooting:
1-855-446-2667 (9 a.m. to 5 p.m. EST)

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* Discounts will be adjusted at renewal based on your driving results. If at the time of your renewal you have not had the app installed for at least 185 days, or the app has been installed for 185 days but you have not driven at least 1,000 km during that period, your discount will stay at 5% for the following policy year. Please see the en-route Auto Program® terms and conditions for further details.
en-route Auto Program® is offered by and is a registered trademark of Co-operators General Insurance Company. Trademark used with permission. Auto Insurance is offered and underwritten by Co-operators General Insurance Company.

What’s New

Version 3.5.0

Updates made for better user experience:

> Improved trip detection: clearer trip starts/ends, better auto-recognition of public transportation, upgraded filtering to remove false positive events.
> Speed graph on Trip Details screen shows speed habits. For your info only.
> Driving statistics added to profile showing trends monthly or yearly, by rating variables.

General maintenance to improve overall performance. App works best if Locations Services and Motion and Fitness settings enabled.

Ratings and Reviews

1.8 out of 5
45 Ratings

45 Ratings

Ashlinn28 ,

Overly sensitive

Bad for short trips or making any stops along route. Drive for 3 min and have 1 low severity acceleration or braking event and you end up with a extremely low score but on longer drives with more events my score is always higher. It makes no sense at all. Needs a lot of work on accuracy and fairness regardless of length of trip.

Ovilab ,

Breaking and acceleration

I used the old en-route monitoring system for the past two years. It worked fine. My annual discount rate was 18%. With the new app I will probably end up with a zero discount. On the new app the breaking and acceleration parameters are so tight which makes it impossible not to be tagged for breaking and acceleration events. Either this app has a software issue or the whole program is a scam.

Jozphs ,

Super sensitive

Puts me on severe braking on all stop lights no matter what I do,


The Co-operators Group Limited
158.1 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad and iPod touch.


English, Arabic, German

Age Rating
Rated 4+
This app may use your location even when it isn't open, which can decrease battery life.
Copyright © 2018 The Co-operators


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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