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The Wellspent money journal is the simplest and most powerful way to build good money habits, work towards financial goals and improve your well-being.

We’ve made money journaling simple, intuitive and rewarding. Here’s how:

All your spending in one place
Link any credit-card or bank account and see all your spending in one place. Don’t want to link your card? You can also record your spending manually.

Guided reflection on your spending
An intuitive experience that helps you stay on top of your spending without it feeling like a chore. Identify the choices that you found worth it, and the choices you’d like to avoid in the future.

Organize your spending in unique and personal ways
Create tags to match your spending to how you live your life. It’s an easy way to stay on top of your daily rituals or life events, like your morning coffee or occasional getaways. For example, if want to know how much you spend going out for drinks with friends, tag those transactions as #drinkswithfriends, or if you want to track and get a total cost of your trip to Thailand, use #Thailand2019.

Learn more about your spending habits and discover ways to save money without sacrificing what brings you joy
We’ll provide you with insights into your spending, so you can easily identify the spending that is letting you down—and the choices that are bringing you joy. Quickly understand which tags, merchants or categories bring you the most value and where most of your hard-earned money is going.

Search for your transactions
Searching for transactions or figuring out how much you spent at a particular merchant over any period of time is finally easy to do. Search by merchant, tag or category across any time period and get what the answers you need instantly.

Safe, secure and trusted
Being powered by RBC Ventures allows us to provide bank level security. We invested heavily into our security and data platform and use bank-level encryption and safety measures with read-only access. We never store your login credentials on our servers.

What’s New

Version 1.10.3

We've made bug fixes and performance enhancements. As always, if you have any ideas or feedback for us please reach out via hello@wellspent.co

Ratings and Reviews

2.8 out of 5
96 Ratings

96 Ratings

yake12 ,

No way to verify URL for bank login

I'm not putting my banking info in without being able to verify an https URL

Developer Response ,

We can assure you that we keep your information safe and secure. You can learn more at https://www.wellspent.co/data-security or please feel free to reach out to us at hello@wellspent.co and we would be happy to answer any of your questions.

antonsiedlecki ,

Password reset tokens never expire, very dangerous and not PCI Compliant.

After resetting my password I noticed the forgotten password session token was never closed by Well Spent. Huge security flaw, really disappointed especially since you expect me to tie my RBC bank account to this. Thank goodness I did not connect my bank account to this.

Basically means your password reset URL never expires, if an attacker has that URL, they can reset your password whenever they feel like, not good :(

Another security issue is that you are required to have a max length password of 8 characters with at least 1 number, that’s very poor security practice, if at least expect 12 characters with special character, numbers and camel case.

A warning to all that use this app, you may want to have your bank account unlinked to prevent any malicious activity till Wellspent solves this issue...

Developer Response ,

Thanks for reaching out. We take user feedback seriously! The security of our systems and the confidentiality of our users’ information is always a top priority. Our dev and security teams have investigated your report and confirmed the password reset process and password reset tokens are functioning as intended. Our password requirements also adhere to standard industry practices. The minimum requirement is 8 characters - not the maximum. For more information about how we protect privacy, visit https://www.rbc.com/privacysecurity/ca/how-we-protect-you.html

If you have further concerns, please contact us directly at hello@wellspent.co and we would be happy to explain in more detail.

jenn14l ,


I have never left a review for an app before but this has been the most frustrating and garbage app I’ve ever used. My banking info was stuck and timed out. They told me to re enter the information which I did. Then they locked me out of my online banking??? I spent over half an hour on the phone with my bank resetting it because of this app. My friend also had issues with this app and reached out to your customer service reps 3 times and it was very slow and unhelpful. Don’t EVER download this app.

Developer Response ,

Hi - we're so sorry to hear you were experiencing this issue with your bank account. If you could please email us at hello@wellspent.co we would love to help resolve this for you!


RBC Ventures Inc
32.9 MB

Requires iOS 8.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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