The stock page has been rebuilt. Evaluating a business meant moving between screens. Fragmented information produces fragmented decisions. The price graph and its key metrics are now visible on arrival, with the memo, the position, the company profile, news and recent transactions each summarised below and opening in full with one tap. Search from any stock page. A search field now sits in the header. Moving between securities no longer requires returning to the dashboard. Market clock. Eastern Time in the header, with an indicator for whether the listing exchange is open. The memo now appears at the point of exit. Buying here requires a memo. Selling did not surface it. When a position is reduced or closed, the reasoning recorded when it was opened is shown first. The decision stays with the investor. The record is no longer optional to remember. Revising a memo no longer means a full pass through the flow. Friction that improves a decision is worth keeping. Friction that punishes revision is not. Tap any section on the review screen to edit it and return directly there. An investment case can also now be copied out in full. Performance and stability. Faster launch and sign-in. Faster dashboard load. Fixes throughout.

The stock page has been rebuilt. Evaluating a business meant moving between screens. Fragmented information produces fragmented decisions. The price graph and its key metrics are now visible on arrival, with the memo, the position, the company profile, news and recent transactions each summarised below and opening in full with one tap. Search from any stock page. A search field now sits in the header. Moving between securities no longer requires returning to the dashboard. Market clock. Eastern Time in the header, with an indicator for whether the listing exchange is open. The memo now appears at the point of exit. Buying here requires a memo. Selling did not surface it. When a position is reduced or closed, the reasoning recorded when it was opened is shown first. The decision stays with the investor. The record is no longer optional to remember. Revising a memo no longer means a full pass through the flow. Friction that improves a decision is worth keeping. Friction that punishes revision is not. Tap any section on the review screen to edit it and return directly there. An investment case can also now be copied out in full. Performance and stability. Faster launch and sign-in. Faster dashboard load. Fixes throughout.

The stock page has been rebuilt. Evaluating a business meant moving between screens. Fragmented information produces fragmented decisions. The price graph and its key metrics are now visible on arrival, with the memo, the position, the company profile, news and recent transactions each summarised below and opening in full with one tap. Search from any stock page. A search field now sits in the header. Moving between securities no longer requires returning to the dashboard. Market clock. Eastern Time in the header, with an indicator for whether the listing exchange is open. The memo now appears at the point of exit. Buying here requires a memo. Selling did not surface it. When a position is reduced or closed, the reasoning recorded when it was opened is shown first. The decision stays with the investor. The record is no longer optional to remember. Revising a memo no longer means a full pass through the flow. Friction that improves a decision is worth keeping. Friction that punishes revision is not. Tap any section on the review screen to edit it and return directly there. An investment case can also now be copied out in full. Performance and stability. Faster launch and sign-in. Faster dashboard load. Fixes throughout.

The stock page has been rebuilt. Evaluating a business meant moving between screens. Fragmented information produces fragmented decisions. The price graph and its key metrics are now visible on arrival, with the memo, the position, the company profile, news and recent transactions each summarised below and opening in full with one tap. Search from any stock page. A search field now sits in the header. Moving between securities no longer requires returning to the dashboard. Market clock. Eastern Time in the header, with an indicator for whether the listing exchange is open. The memo now appears at the point of exit. Buying here requires a memo. Selling did not surface it. When a position is reduced or closed, the reasoning recorded when it was opened is shown first. The decision stays with the investor. The record is no longer optional to remember. Revising a memo no longer means a full pass through the flow. Friction that improves a decision is worth keeping. Friction that punishes revision is not. Tap any section on the review screen to edit it and return directly there. An investment case can also now be copied out in full. Performance and stability. Faster launch and sign-in. Faster dashboard load. Fixes throughout.

Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. This update introduces a new structure. Managed and self-directed investing now exist in a single system. Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. Active investing is not assumed. It is developed. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * https://www.spglobal.com/spdji/en/spiva/article/spiva-canada

Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. This update introduces a new structure. Managed and self-directed investing now exist in a single system. Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. Active investing is not assumed. It is developed. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * https://www.spglobal.com/spdji/en/spiva/article/spiva-canada

Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. This update introduces a new structure. Managed and self-directed investing now exist in a single system. Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. Active investing is not assumed. It is developed. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * https://www.spglobal.com/spdji/en/spiva/article/spiva-canada

Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. This update introduces a new structure. Managed and self-directed investing now exist in a single system. Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. Active investing is not assumed. It is developed. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * https://www.spglobal.com/spdji/en/spiva/article/spiva-canada

Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. This update introduces a new structure. Managed and self-directed investing now exist in a single system. Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. Active investing is not assumed. It is developed. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * https://www.spglobal.com/spdji/en/spiva/article/spiva-canada

Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. This update introduces a new structure. Managed and self-directed investing now exist in a single system. Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. Active investing is not assumed. It is developed. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * https://www.spglobal.com/spdji/en/spiva/article/spiva-canada

Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. This update introduces a new structure. Managed and self-directed investing now exist in a single system. Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. Active investing is not assumed. It is developed. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * https://www.spglobal.com/spdji/en/spiva/article/spiva-canada

Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. This update introduces a new structure. Managed and self-directed investing now exist in a single system. Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. Active investing is not assumed. It is developed. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * https://www.spglobal.com/spdji/en/spiva/article/spiva-canada

Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. This update introduces a new structure. Managed and self-directed investing now exist in a single system. Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. Active investing is not assumed. It is developed. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * https://www.spglobal.com/spdji/en/spiva/article/spiva-canada

Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. This update introduces a new structure. Managed and self-directed investing now exist in a single system. Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. Active investing is not assumed. It is developed. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * https://www.spglobal.com/spdji/en/spiva/article/spiva-canada

Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. This update introduces a new structure. Managed and self-directed investing now exist in a single system. Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. Active investing is not assumed. It is developed. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * https://www.spglobal.com/spdji/en/spiva/article/spiva-canada

Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. This update introduces a new structure. Managed and self-directed investing now exist in a single system. Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. Active investing is not assumed. It is developed. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * https://www.spglobal.com/spdji/en/spiva/article/spiva-canada/

Most investors prefer flattering stories. The market does not. ~98% of professional fund managers under perform the S&P 500 over 20 years.* Retail investors do worse. The difference is not access. It is not intelligence. It is structure. This update introduces a new structure. Managed and self-directed investing now exist in a single system. Start with what works. Earn the rest. A disciplined capital allocation system, designed to: • Establish a long-term core • Improve decision quality • Reduce costly mistakes • Compound over time The core is non-negotiable. Broad market exposure is the default. Active investing is not assumed. It is developed. This is not a platform for trading. It does not optimize for activity. It does not reward noise. It is a system for making better decisions. The system does not promise results. It improves decisions. Over time: The investor improves. The portfolio follows. * https://www.spglobal.com/spdji/en/spiva/article/spiva-canada/

MOKA IS NOW INTELLIGENT INVESTING. We have evolved the platform to match our core mission. This update introduces the infrastructure required for serious, long-term outperformance. This is a comprehensive re-engineering of the entire application, featuring over 100 refinements driven by the feedback of our most dedicated members. System Highlights: Signal Over Noise: A completely redesigned dashboard engineered to eliminate distraction. We stripped away the clutter to provide a focused, uncompromising view of your financial reality. Portfolio Intelligence: We have reorganized our Portfolios into two categories: Flagship and Income. You now have full visibility into the strategy and composition of every portfolio—whether you hold it or not—ensuring total transparency into how your wealth is being built. Wealth Modeling: New dynamic projection tools allow you to visualize the impact of disciplined compounding over decades. These changes represent a total system overhaul. We invite you to experience the new infrastructure and share your feedback. Discipline is the alpha.

MOKA IS NOW INTELLIGENT INVESTING. We have evolved the platform to match our core mission. This update introduces the infrastructure required for serious, long-term outperformance. This is a comprehensive re-engineering of the entire application, featuring over 100 refinements driven by the feedback of our most dedicated members. System Highlights: Signal Over Noise: A completely redesigned dashboard engineered to eliminate distraction. We stripped away the clutter to provide a focused, uncompromising view of your financial reality. Portfolio Intelligence: We have reorganized our Portfolios into two categories: Flagship and Income. You now have full visibility into the strategy and composition of every portfolio—whether you hold it or not—ensuring total transparency into how your wealth is being built. Wealth Modeling: New dynamic projection tools allow you to visualize the impact of disciplined compounding over decades. These changes represent a total system overhaul. We invite you to experience the new infrastructure and share your feedback. Discipline is the alpha.

MOKA IS NOW INTELLIGENT INVESTING. We have evolved the platform to match our core mission. This update introduces the infrastructure required for serious, long-term outperformance. This is a comprehensive re-engineering of the entire application, featuring over 100 refinements driven by the feedback of our most dedicated members. System Highlights: Signal Over Noise: A completely redesigned dashboard engineered to eliminate distraction. We stripped away the clutter to provide a focused, uncompromising view of your financial reality. Portfolio Intelligence: We have reorganized our Portfolios into two categories: Flagship and Income. You now have full visibility into the strategy and composition of every portfolio—whether you hold it or not—ensuring total transparency into how your wealth is being built. Wealth Modeling: New dynamic projection tools allow you to visualize the impact of disciplined compounding over decades. These changes represent a total system overhaul. We invite you to experience the new infrastructure and share your feedback. Discipline is the alpha.

MOKA IS NOW INTELLIGENT INVESTING. We have evolved the platform to match our core mission. This update introduces the infrastructure required for serious, long-term outperformance. This is a comprehensive re-engineering of the entire application, featuring over 100 refinements driven by the feedback of our most dedicated members. System Highlights: Signal Over Noise: A completely redesigned dashboard engineered to eliminate distraction. We stripped away the clutter to provide a focused, uncompromising view of your financial reality. Portfolio Intelligence: We have reorganized our Portfolios into two categories: Flagship and Income. You now have full visibility into the strategy and composition of every portfolio—whether you hold it or not—ensuring total transparency into how your wealth is being built. Wealth Modeling: New dynamic projection tools allow you to visualize the impact of disciplined compounding over decades. These changes represent a total system overhaul. We invite you to experience the new infrastructure and share your feedback. Discipline is the alpha.

MOKA IS NOW INTELLIGENT INVESTING. We have evolved the platform to match our core mission. This update introduces the infrastructure required for serious, long-term outperformance. This is a comprehensive re-engineering of the entire application, featuring over 100 refinements driven by the feedback of our most dedicated members. System Highlights: Signal Over Noise: A completely redesigned dashboard engineered to eliminate distraction. We stripped away the clutter to provide a focused, uncompromising view of your financial reality. Portfolio Intelligence: We have reorganized our Portfolios into two categories: Flagship and Income. You now have full visibility into the strategy and composition of every portfolio—whether you hold it or not—ensuring total transparency into how your wealth is being built. Wealth Modeling: New dynamic projection tools allow you to visualize the impact of disciplined compounding over decades. These changes represent a total system overhaul. We invite you to experience the new infrastructure and share your feedback. Discipline is the alpha.

MOKA IS NOW INTELLIGENT INVESTING. We have evolved the platform to match our core mission. This update introduces the infrastructure required for serious, long-term outperformance. This is a comprehensive re-engineering of the entire application, featuring over 100 refinements driven by the feedback of our most dedicated members. System Highlights: Signal Over Noise: A completely redesigned dashboard engineered to eliminate distraction. We stripped away the clutter to provide a focused, uncompromising view of your financial reality. Portfolio Intelligence: We have reorganized our Portfolios into two categories: Flagship and Income. You now have full visibility into the strategy and composition of every portfolio—whether you hold it or not—ensuring total transparency into how your wealth is being built. Wealth Modeling: New dynamic projection tools allow you to visualize the impact of disciplined compounding over decades. These changes represent a total system overhaul. We invite you to experience the new infrastructure and share your feedback. Discipline is the alpha.

MOKA IS NOW INTELLIGENT INVESTING. We have evolved the platform to match our core mission. This update introduces the infrastructure required for serious, long-term outperformance. This is a comprehensive re-engineering of the entire application, featuring over 100 refinements driven by the feedback of our most dedicated members. System Highlights: Signal Over Noise: A completely redesigned dashboard engineered to eliminate distraction. We stripped away the clutter to provide a focused, uncompromising view of your financial reality. Portfolio Intelligence: We have reorganized our Portfolios into two categories: Flagship and Income. You now have full visibility into the strategy and composition of every portfolio—whether you hold it or not—ensuring total transparency into how your wealth is being built. Wealth Modeling: New dynamic projection tools allow you to visualize the impact of disciplined compounding over decades. These changes represent a total system overhaul. We invite you to experience the new infrastructure and share your feedback. Discipline is the alpha.

MOKA IS NOW INTELLIGENT INVESTING. We have evolved the platform to match our core mission. This update introduces the infrastructure required for serious, long-term outperformance. This is a comprehensive re-engineering of the entire application, featuring over 100 refinements driven by the feedback of our most dedicated members. System Highlights: Signal Over Noise: A completely redesigned dashboard engineered to eliminate distraction. We stripped away the clutter to provide a focused, uncompromising view of your financial reality. Portfolio Intelligence: We have reorganized our Portfolios into two categories: Flagship and Income. You now have full visibility into the strategy and composition of every portfolio—whether you hold it or not—ensuring total transparency into how your wealth is being built. Wealth Modeling: New dynamic projection tools allow you to visualize the impact of disciplined compounding over decades. These changes represent a total system overhaul. We invite you to experience the new infrastructure and share your feedback. Discipline is the alpha.