iPhone Screenshots

Description

KOHO is a smart spending and savings account that’s changing the way Canadians bank.

You get a free spending account that earns instant cash back on every purchase, and an app that helps you save money. Since KOHO works like a debit account, you’ll avoid the pesky interest that comes with a regular credit card.

Here’s why Canadians love KOHO:

Start spending in minutes
Signing up is easy and takes less than 5 minutes! Plus, a Virtual Visa Card with a unique number is available even before your physical card arrives in the mail, so you can sign-up, add funds and start spending in minutes.

No hidden fees
No overdraft. No minimum balance. No e-Transfer fees. No hidden monthly service fees.

Earn instant cashback
Earn 0.5% on every purchase. Earn 2% on eating and drinking, groceries and transportation with KOHO Premium.

Get Paid Early
With our Early Payroll feature, you can access $100 of your next direct deposit paycheque, 3 days early, for free. Or access $100 of your next paycheque any time for $5. No interest, no hidden fees.

Spend smarter, save better
Real-time balance notifications and spending insights have helped KOHO users save money easily. Our savings features will help you save up for big purchases or stash away your spare change. Using KOHO’s saving features, the average KOHO user saves 7% of the money they put into their account each month.

Do it all with KOHO
Pay bills, send free e-Transfers and even set up Direct Deposit with your employer to have your paycheque (or part of it) automatically loaded to your account.

We keep your money safe
KOHO is trusted by over 170,000 Canadians and backed by the country’s leading investors. Your funds are held securely by our partner Peoples Trust, a federally regulated and CDIC insured bank. You’re also protected from unauthorized use under Visa’s Zero Liability policy. Stay secure by locking your card in-app anytime.

We’re building KOHO for our users
We are constantly evolving, and our growth is grounded in the feedback we get from our (beloved!) users. Reach out to us in-app if you have ideas for improvement.

The savings rate for Canadians is below 2% of income. Canadians spend on average $159 a year in bank fees. The fees at KOHO are $0.

Canadians spend on average around $500 in credit card interest. But with KOHO, it’s your money, so you’ll never owe interest.

*** Featured in NASDAQ, Bloomberg, The Globe and Mail, CBC, Toronto Life, Yahoo Finance, and Financial Post

What’s New

Version 1.80.0

Meet the new and improved 2021-version of us. We’ve levelled up your favourite spending and saving app by fixing some bugs and leaving any and all 2020 negative energy behind. Let’s get crushing some financial goals, together!

Ratings and Reviews

4.8 out of 5
11.3K Ratings

11.3K Ratings

KOHO CALGARY ,

KOHO FINANCIAL

Koho is a FANTASTIC AWESOME FINANCIAL SERVICE THAT PROVIDES FREE EVERYTHING INCLUDING E-TRANSFERS & HAS A OPTION FOR DIRECT DEPOSIT LOAD RIGHT FROM YOUR EMPLOYER. Once you sign up you’ll receive a FLASHY PLATINUM LOOKING BLACK VISA CARD that have EMBOSSED LETTERING. Makes it look like a real CREDIT CARD. THE ONLY THING THAT I’D LIKE FOR KOHO TO ADD IN THE FUTURE... IS A PRE-AUTHORIZED DEBIT/BILL FORM to make paying bills even more CONVENIENT. And Another idea, Would be if KOHO provided a 2nd KOHO VISA CARD OPTION
(maybe name it the KOHO PLATINUM ELITE) WHERE IT’S SECURED BY YOUR OWN FUNDS & KOHO THEN REPORTS TO THE CANADIAN CREDIT BUREAUS.... I’d even be open to a ANNUAL FEE FOR THAT CARD!!!!

ED @KOHO CALGARY

Developer Response ,

Hey there! Thanks so much for your awesome review of Koho. We're so stoked to hear that Koho's working out well for you! There are several features that are currently in the works, so more to come on that, but you're more than welcome to share your feature requests on our public roadmap: http://bit.ly/KohoRoadmap Thanks again!

Chelsearose2019 ,

Love it! Saves me lots!

Great app, use my referral code for a free 20$ when you make your first purchase!!
JFMKD7BE

Developer Response ,

Thanks for the shiny 5 stars :)

Benny2488 ,

AWESOME!!

Really cool! Helps with overspending and keeping track of transactions. 100% recommend and not to mention the referral bonuses!! Use my code: 61UM0OMX for a free 20.00$

Developer Response ,

Here's to saving as you spend! Thanks for being a KOHO user.

App Privacy

The developer, Koho Financial, indicated that the app's privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Contact Info
  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Information

Seller
Koho Financial Inc.
Size
78.1 MB
Category
Finance
Compatibility

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.

Languages

English

Age Rating
4+
Copyright
Price
Free

Supports

  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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