Lenditt – Fast Payday & Installment Loans for Eligible Canadians
Lenditt is a secure digital lending platform that provides eligible Canadians with convenient access to short-term and installment financing through a simple online application process. We offer two lending products based on your province of residence.
Product Availability: Payday Loans – Ontario Only | Installment Loans – Available Across Canada (Excluding Quebec).
Payday Loans
Lenditt Technologies Inc. is a licensed payday lender operating in the Province of Ontario.
Licence Number: 4741394
Payday Loans are available only to eligible residents of Ontario. If you need short-term financial assistance for unexpected expenses such as emergency bills, vehicle repairs, medical costs, or other urgent needs, you can apply through our fast and paperless application process.
Why Choose Lenditt Payday Loans?
• Loans up to $1,500
• Simple online application
• Secure identity verification
• Direct deposit to your verified bank account
• Transparent loan terms with no hidden fees
• Flexible repayment options
• Dedicated customer support
Representative Example
Borrow $250 for 70 days.
Cost of borrowing: $12.50 ($5 per $100 borrowed)
APR: 26.07%
Total repayment: $250
You may also repay through 10 weekly payments of $25 at no additional cost if payments are made on time.
If one payment is missed, a one-time NSF fee of $25 may apply together with default interest of $0.02 per day. If payment is made 30 days later, the total amount owing would be $50.60.
APR Range: 25%–88.30%
Repayment Period: 62–72 days
Installment Loans
Lenditt also provides Installment Loans to eligible residents across Canada, excluding Quebec. Installment Loans are designed for larger borrowing needs and offer scheduled repayments over a fixed term.
Whether you're planning home improvements, managing unexpected expenses, consolidating bills, or covering other personal financial needs, Lenditt offers a transparent and convenient borrowing experience.
Why Choose Lenditt Installment Loans?
• Loan amounts from $900 to $10,000
• Repayment terms from 2 to 6 months
• Fully digital application process
• Secure verification and electronic agreements
• Direct deposit after approval
• Transparent repayment schedule
• Dedicated customer support
Representative Example
Loan Amount: $5,000
Repayment Term: 6 months
APR: 30%
Processing Fee: 1.99%
Cost of Borrowing: $739.72
Total Repayment: $5,739.72
Monthly Payments: 6 installments of $956.62
Actual loan amounts, interest rates, repayment terms, and approval decisions depend on eligibility and underwriting criteria.
How It Works
1. Complete your application.
2. Verify your identity and banking information.
3. Review your personalized loan offer.
4. Sign electronically.
5. Receive approved funds directly into your verified bank account.
Eligibility
Applicants generally require:
• An active personal chequing account in their name
• Proof of recurring income
• A valid email address and mobile phone number
• Government-issued identification
Meeting these requirements does not guarantee loan approval.
Privacy & Security
Your personal information is collected to verify identity, assess applications, process payments, prevent fraud, maintain credit history, recover outstanding debts, and comply with applicable legal requirements. Information may be shared with financial institutions, payment processors, credit bureaus, credit reporting agencies, verification providers, and collection agencies where permitted by law.
Responsible Borrowing
Borrow only what you can comfortably repay. Carefully review the APR, fees, repayment schedule, and total repayment amount before accepting any loan. Missed payments may result in additional charges, default interest, NSF fees, collection activity, or credit reporting consequences where permitted by law.
Lenditt is committed to providing a secure, transparent, and responsible borrowing experience for eligible Canadians.
This is no working for Me I’m 70 and costumer Service told Me when I’m 63yeas only I will be able to APPLY what kind of stupid follow you did these people are crazy ????
Seamless process
Jawad am
The Lenditt support staff helped me through the application process and helped me secure a loan that I needed for an emergency in just a few hours. They’re as good as it gets.
Developer Response
Dear,Thank you for your kind words! We're so glad our support team could assist you quickly during your emergency. Your satisfaction is our top priority!
Excellent service
William Pineda L
You receive an immediate answer, and rates are not that crazy expensive.
Developer Response
Dear, Thank you for the wonderful 5⭐ review! We're glad you appreciated the quick response and found our rates reasonable. Your trust and support mean a lot to us! 😊If you ever need assistance, feel free to reach us at support@lenditt.ca.
Warning Credit Reports
Nannacandoit
My friend’s experience who was affected by their unusual process, I would not recommend this company. They listed his measly $100 payday loan as an instalment loan on his credit reports which dropped his credit score. This was not due to non-payment. It’s apparently there standard process to add themselves as a “creditor” to ones reports. This is not standard practice for payday lenders anywhere in Canada.You’re giving them far more access to all your credit information than what’s necessary for this loan type. I’d be skeptic. They do not lend up to amounts typical for payday lenders. Lucky if you get approved for $100-$200 despite he earns $2300. Others do 50%. We found Bree who charges zero $0.00 fees.Their customer service team lacks adequate English communication skills and knowledge to effectively handle issues with their glitchy App and process.There are many other reputable places if you absolutely have no choice for these types of loan sharks who do not affect or even pull your credit file.
Developer Response
Dear, thank you for taking the time to share your feedback. We're sorry to hear about your friend's experience and understand your concerns.We take the accuracy of credit reporting and customer privacy very seriously. Our reporting practices comply with applicable regulations and are intended to ensure that loan information is reported accurately. If there are any concerns regarding how a loan has been reported or if there is a belief that incorrect information has been submitted, we kindly ask that your friend contact our Customer Support team directly with their account information. We will review the case promptly and work toward an appropriate resolution.We appreciate your feedback, as it helps us improve our products and services.
This update delivers a smoother UI, important bug fixes, and performance improvements for a faster, better experience.
Version 2.5.23
The developer, Lenditt Technologies Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
Contacts
Identifiers
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Lenditt Technologies Inc.
Size
183.8 MB
Category
Finance
Compatibility
Requires iOS 15.5 or later.
iPhone Requires iOS 15.5 or later.
iPad Requires iPadOS 15.5 or later.
iPod touch Requires iOS 15.5 or later.
Mac Requires macOS 12.4 or later and a Mac with Apple M1 chip or later.
