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Monitor and protect your credit, spend sustainably, borrow responsibly, get smarter around money, and much more. Take control of your finances for good with the Mogo app.

Money is the #1 source of stress for Canadians, which is why 9 out of 10 people say that nothing makes them happier or more confident than feeling in control of their finances. Money stress is driven primarily by credit card overspending, leading to debt and a lack of saving and investing. At Mogo, our mission is to change this. It’s time to MoneyUp.

The Mogo app will help you master these 4 money habits to reach you financial best:

1: Monitor and Protect your Finances

Monitor your credit score for free
• Get an up-to-date Equifax credit score once every month for free — with no impact to your score and no conditions or charges.
• Track your financial health month-to-month with the interactive credit score dashboard.
• Gain insight into what makes up your score and how you can improve it.

Help protect yourself against identity fraud
• We’ll monitor your credit bureau daily for any hard inquiries.
• If any inquiries are detected, receive a notification. See anything suspicious and we’ll help guide you through next steps to help stop criminals in their tracks.
• Get some peace of mind with the amount of data breaches growing every year.

2: Control your Spending

Reduce your spending while helping the planet.
• Offset 1lb of CO2 when you spend $1.
• MogoCard is a free Visa* Platinum Prepaid Card – you use your own money and there’s no interest or monthly fees
• Gain full insight into your spending activity and use powerful budgeting tools to help you save better, smarter, and faster.

3: Borrow Responsibly

No-obligation loan pre-approval for when you need it most
• A loan experience designed to help you get out of debt faster — you could access lower rates with on-time payments.
• Get pre-approved for a loan of up to $35k with rates starting at 5.9%.
• Pre-approval doesn’t affect your credit score and there’s no commitment required — so you can use it only when you need it.

A stress-free mortgage experience
• Apply online in minutes and get low rates off the bat.
• Receive ongoing live support from dedicated mortgage specialists.
• Get access to an intelligent digital dashboard to keep track of your mortgage.

4: Save and Invest Wisely

Learn the right strategy to help you reach long-term wealth with our MoneyClass
• Get the proven strategies to make winning investment decisions with MoneyClass

Buy and sell bitcoin with no funding or withdrawal fees
• Add funds and start in as little as 30 minutes — no funding or withdrawal fees.
• Buy and sell bitcoin at real-time prices instantly, anytime and anywhere.
• Easily withdraw your funds into your Canadian bank account within just a few days.

MoneyClass to master your money habits

• We’ll teach you how to improve your credit score, master your spending, pay off debt, and much much more!

“APPS WE LOVE” — Apple

Join over 1,000,000 MogoMembers and create your free MogoAccount today.

*The MogoApp is currently only available in Canada (excluding Quebec). Not all Mogo products and services are available in all provinces and territories. Download the app to learn more.

What’s New

Version 6.2.11

As part of our regular Mogo app updates, we made some improvements and addressed some bug fixes.

Ratings and Reviews

4.3 out of 5
1.4K Ratings

1.4K Ratings

The420CHRONICles ,

Pretty good, easy to use

Easy to use, straightforward

Developer Response ,

That's what we're talking about ;) Stay tuned for more awesome features to come!

BicardiSlang ,

Mogo Love

Mogo - amongst the best paycheque advance services in Canada. Approval via direct from app or online submitting documents and acceptance is VERY fast: 2-3 days for initial account setup. Fees are lower than the competition. App is well designed, clean UI (iOS guidelines followed well), and updates are timely for bug fixes non of which I've experienced in 8mths. Chat app needs to stay active with app in foreground else it's ends the chat.

PS supporting iPhone 4 users with 32-bit apps on Oct 3/2017 update great support!!!

Developer Response ,

WOW thanks for all the awesome feedback BicardiSlang! Our app and MogoAccount offers so many features like ordering the free MogoCard, free monthly credit score monitoring, the option to apply for a MogoMortgage at home in your pj's and of course, our MogoMoney products. We're always making updates so stay tuned to more exciting things to come! :)

Sirlivvv ,

Excellent app, money transfer takes too long.

I love the app, it's made it really easy for me to save money and reach goals. However, getting my money onto the card takes way too long. I've been waiting for 5 business days and my money still hasn't gone through. A whole week. It would be much better if I could add the card number as a payee through my bank and add money that way instead.

Developer Response ,

Hey Sirlivvv,
Thanks for dl-ing the MogoApp and letting us know your feedback. We're always looking at other ways to make it more convenient to get money on your MogoCard. FYI, if you're looking to make a quick load, you're able to go to any Canada Post outlet and load your card with either cash, OR from your debit card. There is a $3 surcharge to do it, but no delay!


Mogo Finance Technology Inc.
187.2 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.



Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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