Scratch Plans 12+

Care now, pay later

Scratch Financial

    • Free

Screenshots

Description

Scratchpay payment plans start as low as 0% APR, and have no prepayment penalties, hidden charges or deferred interest. Checking your rates & accepting plans will never impact your credit score.


With Scratchpay, you can easily make payments, get 1-click access to autopay, keep track of all loan statements, update account information, reapply for new plans directly in-app and much more!


Convenient Login.

Current borrowers can easily log into their Scratchpay account.


Make & Monitor Loan Payments From Anywhere.

Log in to securely make loan payments in a couple clicks. Track status of upcoming payments to stay up to date.


Secure, 1-click Autopay Enrollment.

Securely turn autopay on or off with a click of a button to make paying your Scratchpay bills even simpler.


Reapply for New Plans In-app.

Need a new loan? Whether you have an upcoming dental cleaning, prescription refill for your pet, eye appointment or an unexpected emergency, Scratchpay makes reapplying for a new plan more convenient than ever.


Find Practices Offering Scratchpay.

See which medical practices near you offer Scratchpay payment plans. We’re currently offered in veterinary, dental, orthodontic, vision, lasik, chiropractic care, physical therapy, cosmetic surgery, weight loss, primary care, fertility, dermatology, and more!


Easily Update Account Information.

Add a new payment method, update your billing address and other account details directly in our app.


Why Scratchpay?

Payment plans starting as low as 0% APR

No hard credit checks or hidden fees

Higher loan approval rates

Available at 11,000 medical practices!

Easy, 2-minute application with instant approval decision

Checking rates & accepting plans never impacts your credit score


Scratchpay: Simple, convenient, secure. Care now, pay later with Scratchpay!


Learn more at www.scratchpay.com

What’s New

Version 2.8.1

Adds chat capability for self-service help

Fixes bugs and adds minor enhancements

App Privacy

The developer, Scratch Financial, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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