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Manage your money with the STACK app and use it everywhere with our reloadable Mastercard. STACK is a completely fee-free spending account that combines the flexibility and rewards of a credit card, with the cash-only security of a debit card.

Open your app-based account in minutes and join the tens of thousands of Canadians who took control of their money.

Manage Your Finances
● Get instant spending notifications
● Track how much you spend each week or month on things like groceries and transport
● Set up weekly budgets to cap your spending
● Round up every transaction to turn spare change into savings

Canada’s Best Travel Card
● Spend money all around the world with no foreign exchange fees
● Withdraw money and you’ll only pay the local exchange rate
● Use STACK anywhere Mastercard is accepted worldwide

Instant Rewards. Social Sharing
● Earn cash rewards when you spend with your favourite brands
● Capture and share your stories on our custom World Stream
● Discover how STACK members are savings with STACK

Payments Made Simple
● Tap and pay to speed up your daily transactions
● With Samsung and Fitbit Pay, everyday purchases are fast and convenient.
● Send and request money from friends and family at the touch of a button
● Split the bill with friends and family and we’ll take care of the math

Safe and Secure
● Freeze and unfreeze your card from the app any time, any place
● Protect your transactions with Mastercard zero liability protection
● Protect your deposits‎ with Canada Deposit Insurance Corporation

And More!
● Real-live human customer support
● No credit check when signing up!
● Get your free account in minutes

Want More STACK?

What’s New

Version 1.17.3

In this release, we've made e-Transferring funds to your account a whole lot easier. Now you can request an e-Transfer from your bank without copying and pasting any information. It's quick, seamless and reliable.

Ratings and Reviews

4.5 out of 5
1.9K Ratings

1.9K Ratings

Primarytech ,

3+ months and loving it.

I dealt with customer service on 2 occasions and it was thru apps chat. Simply superb. I had issues resolved within minutes. I’m using this card more and more. Random perks just keep coming. I can’t say enough about how good of an experience I’ve had with this app and the card itself.

Developer Response ,

This is what we looove to hear! Great to see how much you're enjoying our offers! More to come =D

petitprince2027 ,

Identification process complicated

I cannot get through identification process easily. It says « Something went wrong ». I am already with KOHO for the last 2 years. I am sure Stack is great.

Developer Response ,

We're very sorry for the difficulty you have experienced when trying to sign up! Give us a call at 1-877-782-2501 and one of our agents will happily walk you through the process and assist you along the way.

PistacheMacar0n ,

Awesome Card

Wasn’t expecting an amazing card/app like this. It’s your own money that you load o to the card, yet it acts like a credit card and works in other countries as well. It’s convenient, it has really neat perks. Love it. Can’t wait to discover more features.

Developer Response ,

Thank you for taking the time to write us a review PistacheMacar0n. We appreciate your comment!

App Privacy

The developer, STACK Fintech, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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