Yuh - Your App. Your Money‪.‬ 4+

Pay. Save. Invest. Pillar 3a‪.‬

Swissquote

    • Free

iPhone Screenshots

Description

Yuh: Achieve financial freedom & stability for the future. Pay, Save, Invest & Pillar 3a - all in one app, no hidden fees, backed by PostFinance & Swissquote.

Redefine your financial journey with Yuh – a revolutionary all-in-one finance app that simplifies how you pay, save, and invest, now with a Pillar 3a pension solution for future stability. Backed by PostFinance and Swissquote, experience unmatched reliability and innovation.

This is why you'll love Yuh:
• 13 currencies under one Swiss IBAN.
• Free account, free Mastercard & no monthly fees.
• Save your bills the drama with eBill & standing orders.
• Use TWINT for instant and contactless payments.
• Get a serious 1% interest on your cash.
• Buy shares, crypto, and ETFs and start investing from 25 CHF.
• Invest over time placing a recurring investment order.
• Secure your future with our integrated Pillar 3a pension solution for a solid future.

Pay in 13 currencies with no hidden fees
Yuh gives you your own free Yuh Debit Mastercard, real-time account movements, and a multi-currency account. We offer transparent currency conversion costs with no hidden charges. Account management and card payment fees are also a thing of the past. When you register with Yuh, you get a Swiss account free of charge and with hardly any effort.

Create your saving projects
You get to choose when to save, what to save it for and how long to save, then watch as your dreams become reality. Yuh pays you a hefty chunk of interest to reward you for putting money aside. No matter whether your money is stored under Pay or Save in the app, you’ll receive 1% on CHF and 0.75% in EUR and USD, pro-rated across the year.

Yuh 3a Pillar - Your future best buddy
Our Pillar 3a solution is your chaperone for stability later on. A 0.5% all-in fee guarantees solid pricing, too.

Invest in over 300 Stocks, 47 ETFs and Bond ETFs & 33 cryptos
With Yuh, you can trade the biggest cryptos whenever you want. If your aim is to invest in shares, we offer a wide range of the most sought-after investment products. We also assess the environmental and ethical values of the companies behind the shares (ESG ranking) to make sure you can invest with a clear conscience. Finally, ETFs also offer an easy, low-risk way to profit from global markets. They're cost-effective, transparent, highly diversified, and flexible.

Swissqoins, our unique reward program
Yuh is the first finance app to share its profits with its Yuhsers thanks to Swissqoins, an innovative crypto-token, whose value grows every month, as Yuh reinvests part of its revenue back into it. It’s a unique concept: the more you use the app, the more Swissqoins you earn, and the more you can benefit from Yuh’s rewards. You can also redeem your Swissqoins for cash at any time, or simply hold on to them and watch them grow in value every month.

YuhLearn
If you need help, we can support your decision-making with various tools and explain how easily you can manage your finances. We share ideas and inspiration with our Yuhsers on our exclusive YuhLearn section.

Security
The banking and financial services offered in the Yuh app are provided by Swissquote, which is authorised by FINMA, the Swiss Financial Market Supervisory Authority. In this framework, you benefit from all the protections provided by the Swiss banking law and other Swiss financial laws, including the 100'000 CHF protection in case of bankruptcy, and banking secrecy. Our focus is to offer affordable services packed into a convenient mobile app.

Join Yuh today: Embrace financial freedom and make smarter choices with your money. Download Yuh now and discover how easy and rewarding managing your finances can be. Welcome to the future of finance.

What’s New

Version 1.21.8

We keep improving your app regularly.
This version includes several bug fixes as well as stability and performance improvements.

Ratings and Reviews

4.7 out of 5
11.9K Ratings

11.9K Ratings

Shaheev ,

Super App für Investitionsbegeisterte!

Klare und übersichtliche Benutzeroberfläche, wenige aber genau die benötigten Funktionen. Ausserdem erfreut es mich dass die tiefen Gebühren den Zugang zum Investieren auch für Studenten ermöglichen. Macht weiter so!

Mit dem Code «7khqt9» bei der Anmeldung bekommst du und ich jeweils 500 Swisscoins gutgeschrieben. Das sind Cryptocoins, bei der Yuh einen Teil ihres Gewinns reinvestiert und somit den Wert dieses Anlage gesteigert wird 👍

👏👏👏👌👍 ,

ACHTUNG Währungswechsel

Nutze die App oft und gerne. Insbesondere zum investieren buy and hold :) Hatte bisher nie Probleme und kann die App jedem empfehlen.

Allerdings muss man sich der 0.95% Gebühren für den Währungswechsel bewusst sein. Mir ist es leider zu spät aufgefallen… Habe bereits hunderte Franken in den Sand gesetzt! 😤

+ User Interface

+ freundlicher Support

+ wiederkehrende Investitionen/ Spaarplan

+ Solide Auswahl der wichtigsten Titel

+ Keine Depotgebühren

+ fractional trading möglich

+ Mangels Schweizer Alternativen „günstig“

- ACHTUNG Währungswechsel

Wenn Ihr mit CHF in USD gelistete Titel kauft bezahlt ihr mindestens 1,6% Gebühren!! Ab einem Betrag von 650.- lohnt es sich bereits zu einem anderen Broker z.b. Flowbank zu gehen. Wenn Ihr für weniger als 200.- kauft werden die Gebühren noch höher, bis etwas über 5%

- Swissquoin ist eine wirklich coole Idee. Leider sind die Rewards dermassen mager, dass ich bei der Cumulus Mastercard bleibe… Transaktion über 1.- oder 10’000.- erhalten genau 2 Swissquoins/ 0.02 CHF :)

- (noch?) Keine Steuerreport

Dominik14789 ,

Gratis Bank

Finde die App eine super alternative zu den konventionellen Banken, wie Post, UBS, CS usw. ohne Kontoführungsgebühren.

Wenn du den Code "gsfn24" unter dem Freundschaftsempfehlung eingibst, werden dir und mir zusätzlich zum Startguthaben noch 500 Coins gutgeschrieben. Merci

Warum nur 4 von 5 Sterne?
Leider unterstützt Yuh kein ApplePay, somit muss ich noch mit der physischen Karte zahlen.

Developer Response ,

Wir haben eine gute Nachricht für dich: Apple Pay ist jetzt verfügbar! Probiere es aus und lass uns wissen, was du davon denkst. 😊

App Privacy

The developer, Swissquote, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Search History
  • Browsing History
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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