ZEN.COM - Card & Cashback 4+

Wallet with currency converter

UAB ZEN.COM

    • 4.5 • 19 Ratings
    • Free

iPhone Screenshots

Description

Send money smarter. Skip surprise fees. Save more.
Why juggle three apps when one can do it all? Whether you travel, shop online, study or work abroad, ZEN.COM gives you everything in one app: one card, multi-currency account, secure transfers, fair exchange rates, rewards, and buyer protection. Trusted by thousands across Europe and beyond, ZEN.COM keeps your money safe and payments simple.

Travel without borders
Grabbing coffee on your trip abroad? With ZEN.COM, you pay like a local. Exchange your money easily at fair rates and skip hidden fees that many banks still charge. Spend in the currencies you need, including euros, dollars, and yen. Withdraw cash worldwide with no extra charges (within your plan).
Shape

Receive and send money abroad, faster and cheaper
International transfers shouldn’t take days or cost a fortune. With ZEN.COM, you send money fast and at low cost across Europe, worldwide, or card-to-card.
Need to send money instantly to another ZEN user? Send it free with ZEN Buddies.
Shape

Instant top-ups, easy and secure payments
Paying for streaming? Shopping online? ZEN.COM makes it effortless. Top up instantly in 30+ ways: card, bank transfer, local methods, or even cash. Your money, exactly the moment you need it.

Pay anywhere with Apple Pay. Use your phone or watch as your wallet, and track spending in real time.
Spend smart. Get rewarded.

Every time you pay with your ZEN PRO Card, you collect Shards and Stones to redeem for rewards or money back. In selected markets, you also get instant cashback at partner stores (electronics, fashion, beauty, sports, and more) – it’s real money added directly to your account. No points, no waiting.
Shape
Your purchases, protected

Shopping online or withdrawing cash abroad? With ZEN Care, you’re covered from start to finish. If something goes wrong, we’ll take care of the claim. Plus, get up to 2 extra years of warranty on electronics bought with your ZEN PRO Card.

Why switch to ZEN.COM?
* Instant savings: no hidden fees and fair exchange rates
* Safer shopping: buyer protection and extended warranty on electronics
* All-in-one convenience: card, multi-currency account, local and global transfers and currency exchange in one app
* Designed for international professionals, travelers, expats, students and online shoppers
* Trusted by thousands across Europe and beyond


Download now and simplify how you spend, send and save at home or abroad.

What’s New

Version 1.135.3

We’ve introduced a new feature that allows you to resolve issues with ZEN Instant Cashback directly in the app, without the need to send an email. In addition, we’ve simplified access to the app settings – just tap the button in the top left corner after logging in!

Ratings and Reviews

4.5 out of 5
19 Ratings

19 Ratings

Mariajo Loaiza ,

Very use ful

very useful, for everything related to organization and financial information.

Developer Response ,

Hi there. Thank you for the feedback! We're glad to hear you find ZEN.COM useful for managing your financial information and staying organized. If you have any suggestions or need further assistance to enhance your experience, feel free to let us know. We're always here to help!






Sebastianser234 ,

Excellent Financial Tool

ZEN.COM is an incredibly user-friendly app that simplifies financial management. With multi-currency accounts, instant currency exchange, and a great cashback program, it’s perfect for both personal and business use. The security features, like biometric login and purchase insurance, offer peace of mind. Plus, their customer support is top-notch. Highly recommended for anyone looking for a reliable and efficient financial app.

Developer Response ,

Hi there. Thank you for sharing your experience! We're glad that our app is meeting your financial needs and providing peace of mind with its features. It's wonderful to hear that our customer support has also made a positive impact. Your recommendation is greatly appreciated!

Sebastián López Quiroz ,

No hay una clara explicación para usarla

Conocí la app por un TikTok, se veía bien, pero cuando uno la descarga no entiende cómo usarla. Para empezar si uno quiere hacer la verificación hay que pagar la versión completa, y si se desea pagarla, esa versión no está habilitada para toda Latinoamérica.

Developer Response ,

Sebastián, thank you for your interest in our app. We present you the list of countries in a position to create a ZEN account: https://www.zen.com/files/tc/onboarding_permitted_jurisdictions.pdf. We're sorry you were not able to open an account with us. Please keep in mind that it does not mean that it will not be possible in the future. Be ZEN.

App Privacy

The developer, UAB ZEN.COM, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Sensitive Info

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

You Might Also Like

Monese - A banking alternative
Finance
bunq
Finance
Trustee Plus | Wallet & Card
Finance
Pyypl
Finance
TransferGo: Money Transfer
Finance
Wirex: Finance Manager & Trade
Finance