Home Credit Online Loan App 4+

Discover Home Credit's Ultimate Installment Loan App!

Welcome to Home Credit, the Philippines' trusted lending solution! With innovative installment loan app of Home Credit, managing your credit and finances has never been easier. Experience flexible payment terms, exclusive deals, and a seamless online lending process with us, Home Credit.

Why Choose Home Credit?
Flexible Installment Options: Enjoy easy and flexible installment plans for all your needs with the Home Credit App. Whether it's a new phone, laptop, home appliance, or furniture, our Home Credit Online Loan App offers product loans up to PHP 60,000 with approvals in as fast as one minute!

Buy Now, Pay Later: Shop online in the Shoppingmall by Home Credit and enjoy the convenience of buying now and paying later. Pick up your items at shopping malls near you and take advantage of fantastic deals available in the Home Credit Online Loan App.

Quick and Easy Repayments: Repay your Home Credit loans effortlessly with these 3 available payment methods within the app. Prefer over-the-counter payments? We're available at GCash, Maya, Shopee, Palawan Express, USSC, Touchpay, and more. Prefer online bank account payment? Pay within the app with our bank partners at BDO, BPI, Landbank, Metrobank, PNB, Security Bank, RCBC, and Unionbank. You can pay also using your debit cards affiliated with Mastercard or Visa. Auto-debit arrangement for your loan repayment is available too for account holders of BPI, Metrobank, Unionbank, Security Bank, PNB, BDO, and RCBC. Repay your Home Credit loans with us today!

Home Credit Qwarta and Home Credit Card: Simplify everyday purchases with your Home Credit Qwarta and Home Credit Card. Buy loads, settle bills, generate Puregold barcodes, scan-to-pay with QR, and more. Enjoy 4% discounts, rebates, and exclusive deals effortlessly. Home Credit Qwarta provides convenience, savings, and seamless Lazada Wallet top-ups. Enjoy secure, contactless transactions and exciting promos with the Home Credit Card. Make your purchases rewarding and hassle-free while keeping track of your spending and ensuring security with the Home Credit App.

Home Credit Cash Loan: Need more cash? Get up to PHP 150,000 in Home Credit Cash Loan, repayable within 6 to 60 months. With interest rates starting at 18% APR, our Home Credit Online Loan App ensures quick processing times and hassle-free applications with just one ID needed.

Interest Rates and Fees:
Interest Rate: Minimum – 1.49% per month; 18% p.a. | Maximum – 7.99% per month; 96% p.a.
Processing Fee: Fixed at PHP500 (automatically deducted from disbursed cash loan proceeds).

Sample Loan Calculation:
Cash Loan Amount: PHP 15,000
Cash Loan Term: 12 months
Interest Rate: 1.49%
Monthly Installment: PHP 1,374
Total Cash Loan Cost: PHP 16,492

Privacy and Security: Your privacy is our priority. We comply with the Data Privacy Act of 2012, ensuring your data is protected. Learn more about the privacy policy of Home Credit on our website. The Home Credit Online Loan App may request permissions such as location, emails, messages, phone calls, camera, calendar, and contacts to prevent fraud and determine creditworthiness. These permissions can be deactivated after submitting a loan application but may affect certain features.

Contact Information:
HC CONSUMER FINANCE PHILIPPINES, INC.
Doing business under the name and style of HOME CREDIT
SEC Reg. Number: CS201301354
Certificate of Authority Number 1071 issued 07 April 2017

Important Note: Please read the terms and conditions carefully before proceeding with a loan transaction with Home Credit.

Download the Home Credit Online Loan App today: Embrace the future of lending with Home Credit. Enjoy flexible installment options, easy repayments, and exclusive deals, all in one place, Home Credit Online Loan App. Manage your credit and finances effortlessly with the Home Credit Online Loan App. Start your journey towards financial freedom with Home Credit today!