MONETA Smart Banka 4+

Vaše banky pod palcem

MONETA Money Bank, a.s

    • #11 in Finance
    • 4.7 • 255 Ratings
    • Free


Smart Banka app is a free mobile banking app which offers quick and easy way to manage your bank accounts from your phone. You can open our Tom checking account without the need to visit one of our branches. You will have easy access to our services, check your balance, make payments, top up your credit, or find the nearest branch. You can log in using a PIN or via Touch ID. Your PIN will also be used to confirm payment orders which eliminates the need for mobile confirmation. Both downloading and using the app is completely free of charge.

How to?
Download the app from your App Store, pair with your Internet Banka using the instructions within the app, and start using it.

Is it safe?
Yes. Digital attacks are very complicated. Logging into the app and payment orders are protected by 4-8 digit PIN number which only you know. Smart Banka also uses encrypted communication with the bank servers.

What will you find in the Smart Banka app?
• Option to open a checking account without visiting our branch
• All your current balances including Bene+
• Transactions
• Payment orders
• Option to use a payment template or a QR code
• Notices about unpaid bills and overdue payments
• Map of ATMs with the option to filter out direct deposit ATMs
• Credit top up
• Temporary or immediate card blocking or unblocking in case of theft or loss
• Changing card limits
• Overview of your loans
• Your investment product development
• Current exchange rates
• Managing user accounts (private, company, or eDisponent)

What’s New

Version 46.1.0

• Extraordinary mortgage repayment - in Smart Banka you can request and arrange an extraordinary repayment or repayment of the entire mortgage.

• Termination of building savings - adult owners of building savings can terminate it again or request termination by agreement directly in the application.

• Statement about a politically exposed person - when setting up a Tom plus account, we ask new clients if they are a politically exposed person. This is one of the legally required data.

• Investments - you now have the option to cancel the entered sale of funds, which has not yet started processing. You will cancel the sale on the list of funds above the processed order.

Ratings and Reviews

4.7 out of 5
255 Ratings

255 Ratings

Jan96007 ,

Overall good but painfully slow

After the recent update the app looks really nice and I like how the bank obviously understands that a high quality mobile app is a must-have and continuously improves it.

However after the last update the initial startup takes quite long but after that it works fine. What has not been improved is the loading time of Investments tab, it easily takes up to 10s to load the data.

blatpet ,

Great up BUT really one BIG annoying feature

I am using this app on daily basis. And it worked like a charm. Until recent update everything was user friendly. Now, each time you log on, at the very top of the app pops up an window with credit proposal. And after the proposal is cleared by user and the screen is updated, guess what? Yes, the credit proposal jumps right back on you. VERY ANNOYING! I understand that MONETA bank wants to lure customers in new credit loans. But doing it in such an aggressive way is, in my book, pretty low. So if I can ask for a kindnesses, please make it possible for user to choose, if the user wants to be bothered with such non welcomed adds. Thank you.

Developer Response ,

Hello, thank you for your review. We have sent your review to colleagues and we will see, what they will be able to change :-)

miroslav Hrouda ,

Great app

Great and easy app! but afrer last update sort of account was changed and on top of the list is not my personal bank account. I would appreciate if i have a option to change sort of bank accounts. (Maybe is possible but i dont know how)

Thank you

Developer Response ,

Hello, thank you for your message. We would be happy to look into this with you, could you please send us e-mail on, please? With some informations about you such as your account number, version of Smart Banka, type of your phone and type of operation system.

App Privacy

The developer, MONETA Money Bank, a.s, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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