MONETA Smart Banka 4+

Banka výhodných nabídek

MONETA Money Bank, a.s

    • Free


Smart Banka app is a free mobile banking app which offers quick and easy way to manage your bank accounts from your phone. You can open our Tom checking account without the need to visit one of our branches. You will have easy access to our services, check your balance, make payments, top up your credit, or find the nearest branch. You can log in using a PIN or via Touch ID. Your PIN will also be used to confirm payment orders which eliminates the need for mobile confirmation. Both downloading and using the app is completely free of charge.

How to?
Download the app from your App Store, pair with your Internet Banka using the instructions within the app, and start using it.

Is it safe?
Yes. Digital attacks are very complicated. Logging into the app and payment orders are protected by 4-8 digit PIN number which only you know. Smart Banka also uses encrypted communication with the bank servers.

What will you find in the Smart Banka app?
• Option to open a checking account without visiting our branch
• All your current balances including Bene+
• Transactions
• Payment orders
• Option to use a payment template or a QR code
• Notices about unpaid bills and overdue payments
• Map of ATMs with the option to filter out direct deposit ATMs
• Credit top up
• Temporary or immediate card blocking or unblocking in case of theft or loss
• Changing card limits
• Overview of your loans
• Your investment product development
• Current exchange rates
• Managing user accounts (private, company, or eDisponent)

What’s New

Version 63.0.0

What can Smart Banka do? In our new section you can learn useful tips on how to get the most out of your Smart Banka and all of its features.
Are you familiar with drag-and-drop transactions, hiding account balance, or compact view? We will show and introduce to you all that and much more.

The new version introduces an updated design of the Express Loan which now includes the option to arrange payment protection insurance.

You can also apply for an additional card for smartphone payments right in Smart Banka.

And as always, this version also includes minor bug fixes and improvements.

Ratings and Reviews

4.5 out of 5
613 Ratings

613 Ratings

Jan96007 ,

Overall good but painfully slow

After the recent update the app looks really nice and I like how the bank obviously understands that a high quality mobile app is a must-have and continuously improves it.

However after the last update the initial startup takes quite long but after that it works fine. What has not been improved is the loading time of Investments tab, it easily takes up to 10s to load the data.

HannCross ,

Commutation issues

They have the website and the app available in English. Then you sent them an appointment request via their website, so you can stop by at the branch to open your account. Then, they call you back to supposedly confirm the exact time of the appointment. And guess what: they will speak only in Czech over the phone (!?) and will not give you the chance to try to understand what they are telling. If the request was submitted in the English version of the website, only two options would be acceptable: 1) an English speaking person should make the call or 2)instead of calling, they could text via WhatsApp or maybe a chat feature within the website. That way we could have the chance to user a translator for the communication. It’s really nonsense.

Developer Response ,

Please contact our English speaking line 224 444 666 (available from 8:00 to 16:30) and we can help you there. Thank you for your cooperation.

blatpet ,

Great up BUT really one BIG annoying feature

I am using this app on daily basis. And it worked like a charm. Until recent update everything was user friendly. Now, each time you log on, at the very top of the app pops up an window with credit proposal. And after the proposal is cleared by user and the screen is updated, guess what? Yes, the credit proposal jumps right back on you. VERY ANNOYING! I understand that MONETA bank wants to lure customers in new credit loans. But doing it in such an aggressive way is, in my book, pretty low. So if I can ask for a kindnesses, please make it possible for user to choose, if the user wants to be bothered with such non welcomed adds. Thank you.

Developer Response ,

Hello, thank you for your review. We have sent your review to colleagues and we will see, what they will be able to change :-)

App Privacy

The developer, MONETA Money Bank, a.s, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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