Smart Banka app is a free mobile banking app which offers quick and easy way to manage your bank accounts from your phone. You can open our Tom checking account without the need to visit one of our branches. You will have easy access to our services, check your balance, make payments, top up your credit, or find the nearest branch. You can log in using a PIN or via Touch ID. Your PIN will also be used to confirm payment orders which eliminates the need for mobile confirmation. Both downloading and using the app is completely free of charge.

How to?
Download the app from your App Store, pair with your Internet Banka using the instructions within the app, and start using it.

Is it safe?
Yes. Digital attacks are very complicated. Logging into the app and payment orders are protected by 4-8 digit PIN number which only you know. Smart Banka also uses encrypted communication with the bank servers.

What will you find in the Smart Banka app?
• Option to open a checking account without visiting our branch
• All your current balances including Bene+
• Transactions
• Payment orders
• Option to use a payment template or a QR code
• Notices about unpaid bills and overdue payments
• Map of ATMs with the option to filter out direct deposit ATMs
• Credit top up
• Temporary or immediate card blocking or unblocking in case of theft or loss
• Changing card limits
• Overview of your loans
• Your investment product development
• Current exchange rates
• Managing user accounts (private, company, or eDisponent)

What’s New

Version 38.1.0

• Multibaking widgets - Widgets now display remaining balances on other bank's accounts, which can be clicked on to proceed to the individual accounts.

• Christmas Smart Banka - By shaking your phone, while using the Smart Banka application, you will evoke an easter egg with a Christmas wish and the option to turn on the Christmas mode of Smart Banka.

Ratings and Reviews

4.8 out of 5
42.4K Ratings

42.4K Ratings

miroslav Hrouda ,

Great app

Great and easy app! but afrer last update sort of account was changed and on top of the list is not my personal bank account. I would appreciate if i have a option to change sort of bank accounts. (Maybe is possible but i dont know how)

Thank you

Developer Response ,

Hello, thank you for your message. We would be happy to look into this with you, could you please send us e-mail on, please? With some informations about you such as your account number, version of Smart Banka, type of your phone and type of operation system.

blatpet ,

Great up BUT really one BIG annoying feature

I am using this app on daily basis. And it worked like a charm. Until recent update everything was user friendly. Now, each time you log on, at the very top of the app pops up an window with credit proposal. And after the proposal is cleared by user and the screen is updated, guess what? Yes, the credit proposal jumps right back on you. VERY ANNOYING! I understand that MONETA bank wants to lure customers in new credit loans. But doing it in such an aggressive way is, in my book, pretty low. So if I can ask for a kindnesses, please make it possible for user to choose, if the user wants to be bothered with such non welcomed adds. Thank you.

Developer Response ,

Hello, thank you for your review. We have sent your review to colleagues and we will see, what they will be able to change :-)

Otokarmatyasmore ,

One missing option

Hello, for me almost everything working fine. Design, simplicity, security... just one thing is missing and I guess, it is not only my personal issue. I think, overhelmimg majority of people have more than one account and I did not found the option to log in to the more than the only one account. Does developers plan to update this app and add this option?
Many thanks!

Developer Response ,

We are really happy, that you are so satisfied with our application. You can add your second account in menu, where you can click on your profile and then "Add a new user profile" :-)


MONETA Money Bank, a.s
295.9 MB

Requires iOS 11.0 and watchOS 3.2 or later. Compatible with iPhone, iPad and iPod touch. Apple TV.


English, Czech

Age Rating


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