More than two million people are using Monzo, with over 35,000 people opening a free account every week.
It’s the bank of the future and you can sign up on your phone in minutes.
And with award-winning customer support from real people, it’s no wonder Which? voted us the Best UK Bank for Customer Service.
Making money work for everyone
The Monzo app helps you get to know your money better. Get on top of your spending with instant notifications every time you pay for something and a simple summary of what money you’re due to have left at the end of each month.
And with Monzo you can use your card abroad stress-free.
Sign up in minutes
You can open a full UK bank account in less than 10 minutes. You can do it all from your phone and you don’t need to provide proof of address (we verify your date of birth instead).
Send money easily
You can do it via bank transfer, like normal. Or you can split bills with a tap, send someone a link without needing their bank details and even pay people near you using Bluetooth.
Keep your money safe
We’re a fully authorised UK bank – which means your money up to £85,000 is protected by the Financial Services Compensation Scheme (or the FSCS for short).
And if you ever lose your card, you can freeze it from in the app. Then defrost it if you find it again.
You make Monzo, Monzo
We’re building a new kind of bank, and we’re building it together. We care about being open and doing what’s right by our customers.
We care so much that we let you vote on things like new features, withdrawal limits when you’re abroad and even our name.
Don’t just take our word for it
“Monzo? It might just be the future of banking.” — The Guardian
“A bank for people who hate banks.” — Bloomberg
“Monzo is a bank designed for the world we live in today.” — TechCrunch
Great news for Monzo Plustomers! (See what we did there?) We’re giving you two new features as part of your core bundle, at no extra cost.
- You’ll earn 1.5% AER on all positive balances up to £4,000.
- You’ll also get access to exclusive offers and discounts (including TIDAL, Zipcar and HelloFresh).
We’ve also fixed some scaling issues on smaller phones so our terms and conditions don’t get shrunk down and tricky to read.
Ratings and Reviews
Sending Funds has never been faster
Great experience with instant notifications whilst sending money from my regular account to Monzo. Great UX :)
Get all of your passes, tickets, cards, and more in one place.
Up to six family members will be able to use this app with Family Sharing enabled.