Keep track of your finances when and wherever you need it. Or use a lot of service features: find the nearest ATM or branch. Sparkasse is easy to use and secure.

The official app of the Sparkasse

* Features *

- Set up any number of bank accounts you have
- Set up multiple accounts
- Payments: single, scheduled, reference, reverse and SEPA transfers
- Send money and receive it with "Kwitt" - up to €30 even without TAN. Please note: This function is available, if offered by your Sparkasse
- Share expenses among involved people with Kwitt group feature
- Standing order and direct debit functions
- Charts to analyze your personal finances
- Enhanced functionality: Store locator, ATM search
- Stock market news, quotes and forex (according to your institute)
- Service functions of your Sparkasse: card lock, releases, opening hours and appointments

* Requirements *

- Access depends on whether your financial institution makes it available online via HBCI PIN/TAN or FinTS PIN/TAN protocol
- Supported TAN security methods: chipTAN manuell, chipTAN QR, chipTAN comfort (optical), pushTAN; iPod touch in addition: smsTAN

* Secure *

Sparkasse ensures maximum safety in accordance with the provisions of the German financial institutions for online banking:

- communication via direct and secure interfaces
- high encryption
- password-protected
- automatic lock (the app locks itself after five minutes of non-use)

* Please note *

1) You do not need to have an account of a German Sparkasse to use the app. You can add any other accounts of different banks as well
2) For support requests please send your inquiry directly out of the app
3) Use can run up a bill within your financial institute. Please check whether this may be passed to you
4) Further Information see
5) Some features of the app are only available if your financial institution supports them. In addition, you can use the function Kwitt only when using the app on an iPhone.

What’s New

Version 5.2.0

News in the version 5.2.0:

+++ Kwitt on iPad +++

Being "kwitt" with friends - that's what you can do now with your iPad. For requesting or sending money Kwitt remembers the necessary data via your iPad's contact list. If you own an iPhone and an iPad, then you put Kwitt on the device you use most often to make everything go smoothly.

+++ Kwitt Group +++

All good things come to an end: From now on it is possible to delete created KWITT groups if everything is billed and each party has paid or received their share. As a group organizer, you can delete a Kwitt group even if it is no longer needed.

+++ PSD 2-EU Directive for more customer protection +++

For the app Sparkasse, we have made initial preparations to meet the requirements of the PSD 2 EU Directive for more customer protection, which will come into force in September 2019. For more information please visit:

+++ Optimizations +++

We fixed a few minor bugs of the app.

Ratings and Reviews

4.7 out of 5
530 Ratings

530 Ratings

PinoRBK ,



trixyty ,


Englisch bitte!

kelpaul ,

Funktioniert nicht

Auf iphone XS kommt immer Fehlmeldung, geht dann nicht


Star Finanz GmbH
97.5 MB

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.


English, Czech, German, Polish, Turkish

Age Rating
Rated 4+
This app may use your location even when it isn't open, which can decrease battery life.
© 2019 Star Finanz GmbH - Ein Unternehmen der Finanz Informatik und der Sparkassen Finanzgruppe


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

  • Siri

    Get things done within this app using just your voice.

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