IDFC FIRST Bank: MobileBanking 4+

IDFC Bank Ltd

    • 4,7 • 40 Bewertungen
    • Gratis



Welcome to IDFC FIRST Bank’s Mobile Banking App. Enjoy a fast and seamless online banking experience, with integrated banking services and exciting features.

Experience the joy of
* One-Swipe Banking: Swipe to view your account balances and manage credit card/debit card details, deposits, investments, etc.
* Seamless Payments & Transfers: Make secure payments, UPI transfers, and bill payments instantly.
* Zero Fee Banking: Enjoy over 28 commonly used Savings Account services free of cost, including money transfers, cheque re-issuance, debit card issuance, ATM withdrawals, etc.
* Building Wealth: One screen to view your investment portfolio. Get curated investment recommendations based on your risk profile.
* Being in Control: Track, analyse and manage your expenses across categories
* Investing for your Life Goals: Choose your investment goals – be it a wedding, children’s education, or retirement. Also, create goals with curated recommendations.
* Personalized Offers: Get exciting offers you can use across dining, lifestyle, travel and more. Find what you are looking for with our suggestive in-app features.
* Affordable Instant Loans: Avail pre-approved loan offers at attractive interest rates and flexible tenures.

Secure Fund Transfers & Payments
* Free fund transfers to any bank account without adding beneficiary
* Easy bill payment and recharge – mobile recharge, DTH and utility bills
* No charges on cash withdrawals & deposits or international ATM & POS transactions
* 3-click digital payments of utility and credit card bills
* Zero fee on money transfer (मनी ट्रांसफर) to bank accounts through IMPS, NEFT, or RTGS

UPI Payments App:
* Transfer funds, pay your credit card bills, invest in mutual funds, pay personal loan EMIs, buy and recharge FASTag using UPI, thanks to our partnership with NPCI. It’s 100% online!
* Link your bank (बैंक) accounts and view your savings account (बचत खाता) balances and statements

Other Banking Services:
* Apply for debit card & cheque book via app completely free of charge
* Use smart filters to view transactions
* Manage credit card payments, download statements, and redeem credit card (क्रेडिट कार्ड) rewards
* Quick purchase and recharge of FASTag
* Zero fee on DD & Pay order issuance & 3rd party withdrawals
* No ECS return fee & decline fee at ATMs for low funds
* Get personalised offers across loans
* Contact us via Chat, Video Call and Call Centre

Steps to download and use our App:
* Download the banking app
* Log in via user ID and password or mobile number and MPIN
* Subsequent log-ins can be done via Face ID or fingerprint scanner (biometric)
* SIM Binding feature for secure banking (बैंकिंग)

Steps to open a digital banking account (बैंक खाता):
* Download and install our banking app
* Click on ‘Open savings account’ (सेविंग्स अकाउंट) on main page
* Click on Login and on the login page’s top right corner, click on three dots
* Click on ‘Open savings account’

Investment, Mutual Funds & IPOs App:

Explore online investment services:
* Invest in Mutual Funds online with Instant SIP
* Invest in equity, debt, large-cap and multi-cap
* Save tax with ELSS mutual funds
* Invest in Unit Linked Insurance Plans(ULIP) and Online Sovereign Gold Bonds

Insurance App:
Buy health, bike & car insurance through our app

Personal Loan Features:
Loan amount: ₹20,000 to ₹40 lakhs
Personal Loan Tenure: 6 to 60 months
Annual Percentage Rate: 11% to 28%

Representative Example:
Loan amount: ₹1,00,000
Loan Tenure: 12 months
Interest Rate (reducing): 20%
EMI Amount: ₹9,264
Total Interest Payable: ₹11,168
Processing Fee (incl GST): ₹3,499
Disbursed Loan Amount: ₹96,501
Total Amount Payable: ₹1,11,168
Total cost of Loan (Interest + Processing Fee): ₹14,667

By downloading the IDFC FIRST Bank Mobile App, you agree to our Terms & Conditions, as well as IDFC FIRST Bank’s privacy policy. To go through the T&Cs, please visit


Version 2.9

* Minor improvements and bug fixes to ensure a smoother banking experience for you. Try it out now!

Bewertungen und Rezensionen

4,7 von 5
40 Bewertungen

40 Bewertungen

ankit090691 ,

Missing features in Application

Please add the following features (NRE/NRO account)
- scan and pay using QR code
- BHIM UPI not possible for NRI
- apply for IPO share using mobile app.

I am not able to share my German number as your given link doesn’t support other than Indian number. Please send me other link to share my number. Thank you

Entwickler-Antwort ,

Dear Customer, we're sorry we didn't meet your expectations. In order to serve every customer better, we strive to proactively work on every feedback. We urge you to share your mobile number using and we will call you to take further details. Thanks!

kalra9 ,

Unable to use the app

You suddenly introduced new security features asking users to send sms. But did you think about nre customers who may not be able to do so while being abroad?

Entwickler-Antwort ,

We are keen to help you! It’d be great if you could call us at 1800-10-888 & select option 6 or mail us at for us to assist you better. Thank you!

YOGITA007n ,

Pathetic experience

Pathetic experience.
I am using idfc old application but today it is forcing me to use new application . When registering it is throwing technical exception

Entwickler-Antwort ,

Dear Customer, we're sorry we didn't meet your expectations. In order to serve every customer better, we strive to proactively work on every feedback. We urge you to share your mobile number using and we will call you to take further details. Thanks!


Der Entwickler, IDFC Bank Ltd, hat darauf hingewiesen, dass die Datenschutzrichtlinien der App den unten stehenden Umgang mit Daten einschließen können. Weitere Informationen findest du in den Datenschutzrichtlinien des Entwicklers.

Daten, die zum Tracking deiner Person verwendet werden

Die folgenden Daten werden möglicherweise verwendet, um dich über Apps und Websites anderer Unternehmen hinweg zu verfolgen:

  • Nutzungs­daten

Mit dir verknüpfte Daten

Die folgenden Daten werden möglicherweise erfasst und mit deiner Identität verknüpft:

  • Finanz­informa­tionen
  • Standort
  • Kontakt­informa­tionen
  • Benutzer­inhalte
  • Suchverlauf
  • Kennungen
  • Nutzungs­daten

Nicht mit dir verknüpfte Daten

Die folgenden Daten werden zwar möglicherweise erfasst, aber nicht mit deiner Identität verknüpft:

  • Nutzungs­daten
  • Diagnose

Die Datenschutzpraktiken können zum Beispiel je nach den von dir verwendeten Funktionen oder deinem Alter variieren. Weitere Infos

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