YNAB—Budget, Personal Finance, Expense Tracker

YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days.

Key Features:
Bank Synching—Easily connect all your accounts in one place.
On the Go— Realtime access to all your data makes it simple to share finances with a partner.
Debt Paydown—The tools and teaching you need to help you get out of debt for good.
Goal Tracking—Set and track goals to reach them faster.
Reporting—Detailed, visual spending and trend reports help you measure progress and improve.
Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week.

Customer Testimonials:

“YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn

“I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber

“3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming

“I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives

“I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny

You’ve Never Budgeted Like This Before
YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live.

A Proven Method—YNAB’s Four Rules
Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it.

Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job.

Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable.

Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good.

Free for 30 Days, Then an Annual Subscription

Subscription Details
- YNAB is a one-year auto-renewable subscription, billed annually.
- Payment will be charged to iTunes Account at confirmation of purchase.
- Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period.
- Account will be charged for renewal within 24-hours prior to the end of the current period.
- Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase.
- Any unused portion of a free trial period, if offered, will be forfeited when the user purchases a
subscription to that publication, where applicable.

Terms of Use:

Privacy Policy:


Version 2.12

What’s New in v2.12
You've signed in with a password and you may have signed in with Google, but I don't think you've truly lived until you've signed in with Apple. And now, with this release, you can (sign in with Apple)! Just think of how convenient it will be to not have to remember your password every time you go into YNAB to give dollars jobs. The future has truly arrived...or, at least, this is a nice-to-have feature for all of you die hard Apple fans...are we calling you AppleHeads™? I am now. We've also pushed some nice bug-fixes for all of you hard core (I know what I did there) AppleHeads™:

• When you go to delete a category with transactions, we will now show you a warning explaining the risks and offer to hide the categories instead. I believe it was either Sir Winston Churchill or maybe Spiderman’s uncle who said, "with great power comes great responsibility"...but also, it doesn't hurt to throw in a courtesy warning modal with that power too.

Bug fixes
• Fixed an iPad crash in iOS 12 when tapping the "More" menu button while editing transactions...and you thought we meant MORE crashes. Nope!
• Fixed a crash that happened after doing a Fresh Start. Hopefully now, though, only your money stress levels will crash after doing a Fresh Start to go out there and get it with your financial goals. You can do this!...especially now that the app isn't crashing.
• Fixed an issue where the To Be Budgeted banner on iPad would sometimes show as green when the amount was 0.
• Fixed an issue where the Overspent Categories banner sometimes displayed a count of 0. This was a bug and NOT a Minority Report-style "Precog" feature where we tell you that you have overspent categories before you have them. Whew.
• Fixed the toolbar layout for approving or categorizing transactions.
• Fixed an issue where the scroll indicator never reached the bottom of the table on the Budget, Accounts and Transaction screens

Until next time, AppleHeads™...

Bewertungen und Rezensionen

4.8 von 5
411 Bewertungen

411 Bewertungen

Jazz09! ,

Diese App hat meine Finanzen revolutioniert!

Ich kann gar nicht genug ausdrücken, wie toll ich dieses Programm finde. Ich habe vor mittlerweile 3 Jahren angefangen, YNAB zu benutzen. Damals war ich noch Studentin mit wenig Geld. Diese App hat mir einen Überblick über meine Finanzen und die Bestimmung meines Geldes gegeben. Heute verdiene ich zum Glück selbst Geld und kann mir immer noch (oder gerade deshalb) ein Leben ohne ynab nicht mehr vorstellen. Es macht Spaß, meine Finanzen zu regeln und ich weiß ganz genau, für was ich mein Geld verwende. Ich kann mir mit gutem Gewissen Wünsche erfüllen und langfristige Sparziele verfolgen. Dieses Programm ist jeden Cent wert.

ChrissiNL ,

Einzigartige App. Volle Punktzahl!!

Diese App ist dazu geeignet, die Einstellung zu Geld grundlegend zu ändern. Ich bin sehr sehr dankbar hierfür.
Im Gegensatz zu meinen vorherigen Finanzapps weiß ich schon zu Anfang des Monats, was ich ausgeben werde:
Ich plane zum Monatsbeginn meine Kosten und sortiere die Ausgaben dann, sozusagen live, ein.
Die App ist ausgesprochen gut programmiert und die Bedienung macht Spaß.
Auch der Service war bisher makellos: Fragen werden prompt beantwortet. Service und Programmoberfläche ist auf Englisch.

sknnnkv ,

Das beste was mir je passiert ist

Es ist einfach nur unglaublich wie eine App unser Leben und unsere Finanzen verändern konnte. Jeden Cent wert. Wir haben in nur ein paar Monaten das 10x fache gespart als das Premium kostet. Ich kann es jedem empfehlen.


You Need A Budget LLC
60 MB

Erfordert iOS 12.0 und watchOS 2.1 (oder neuer). Kompatibel mit iPhone, iPad und iPod touch.



  1. YNAB Subscription 12,99 €
  2. YNAB Subscription 85,99 €
  3. YNAB Subscription 85,99 €


  • Familienfreigabe

    Wenn die Familienfreigabe aktiviert ist, können bis zu sechs Familienmitglieder diese App verwenden.

Das gefällt dir vielleicht auch