iPhone Screenshots


Pocopay – Quick and smart instant account for people on the go

Pocopay is a powerful instant account featuring everything from payments, statements and requesting money to splitting bills between friends. With Pocopay you can simply drag and drop money to your contacts. It is safe, fast and works everywhere. And the best part, we'll give you a free "Poco Basic" account to get you started! Oh, and did we mention that you can register an account from the comfort of your home, without ever having to visit an office!

Pocopay makes your everyday money matters easy with these features:
- It’s a current account – Open and manage your current account online. No need to go anywhere, just use your mobile phone to set it up.
- Easy payments – We made payments beautiful and simple by using drag and drop! All you need to know is the mobile phone number or the email address of the recipient. Good old IBAN works also.
- Requesting Money – If you need to split a bill or ask anyone for money, easily send them a money request from the app.
- Put money aside – Putting money aside with Pocopay becomes so simple that you might actually do it.
- Notifications – Get instantly notified about incoming money and accepted or rejected requests.
- Contactless debit card – Your Pocopay debit MasterCard works perfectly for online and offline shopping.
- QR code – Every Pocopay user gets a unique QR code. Scan it and quickly request or pay money.
- Simple history – Have a grasp of your payments and income. Get all transaction details and create official statements if needed.
- Sharing your account details – Finding your IBAN and remembering it can be tough, but we solved secure account sharing with one simple click.


Pocopay is a fully authorized payment institution. We comply with the EU regulations and are regulated and licensed by the Estonian FSA. Our registration code is 12732518.

What’s New

Version 3.3.4

Can we please get your attention,
your card payments now have a third dimension.
And although we could've saved it for later:
you now have an automatic billing updater!

Ratings and Reviews

4.3 out of 5
10 Ratings

10 Ratings

lonelymonkeygo ,

For those who value they time

I do all my payments through Pocopay.
Can’t imagine me having to use other payment institution services. For me nothing else make more sense; it’s easy to navigate, even more easy to manage my account settings, I do everything on the go!
Transferring more than 200€, putting money aside, sending myself an account statement has never been so simple. For me it’s just perfect, thank you!

T_Oksana ,

Better than a traditional bank's app

With Pocopay app all daily money matters are done quickly and with fun. Payments and requests with pictures, sent to email or phone number. Who wants to use account numbers after that? Love the perfect solution for putting money aside - just one move.

jhandash ,

Citizens outside EU or EEA

It is very sad that if you are a citizen of a country out of EU or EEA, you can not have an account, regardless being a resident of and EU or EEA country.


AS Pocopay
87.8 MB

Requires iOS 9.0 or later. Compatible with iPhone, iPad and iPod touch.


English, Estonian

Age Rating


  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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