Vivid Business and Personal 4+

Accounts, Cards, High Interest

Vivid Money GmbH

Designed for iPhone

    • 4.7 • 99 Ratings
    • Free

iPhone Screenshots

Description

The right app for all your needs. Open a Vivid Business account for companies and freelancers, or a Vivid Personal account for individuals.

Over 1 million Europeans downloaded the app to grow their money with Vivid.

REGISTRATION IN MINUTES
— Full online onboarding.
— Friendly onboarding.

FREE SUBSCRIPTION
— Start with our free plan for €0/month
— Test any paid plan with a free trial.

MULTIPLE ACCOUNTS, MULTIPLE IBANS
— Get up to 15 IBANs with a personal account and up to 30 with a business account.
— Share an IBAN with friends and family living in the EU (for personal accounts).

EARN DAILY INTEREST ON YOUR MONEY
— Add money to a special account with a 5% annual interest rate*.
— Top up and withdraw your funds anytime.

REWARDS EVERYDAY
— Earn up to 5% cashback on monthly categories of purchases.
— Enjoy cashback deals with selected merchants and up to 10% cashback on hotel and car bookings (for personal accounts).

SEND AND RECEIVE MONEY INSTANTLY
— Free Instant SEPA transfers.
— Add money with a card or Apple (for personal accounts).

PERSONALISED VISA CARDS
— Issue multiple virtual or physical cards to match your needs.
— Pick your favourite colour and design, or create your own!
— Add your cards to your Apple Wallet and pay with your phone.

FULL CONTROL OF YOUR CARDS
— Change your PIN and freeze your card in a few taps.
— Set monthly limits.
— Request new credentials.
— Turn on and off withdrawals, online transactions and contactless.

FREE BUSINESS CARDS WITH HIGH LIMITS
— First business card delivery is free for all members.
— High spending limits on each business card.
— No block for high activity—use it as much as you like.

INVEST IN STOCKS, ETFS (for personal accounts)
— Buy and sell 2,000+ stocks and ETFs.
— Get dividends.

FAST SUPPORT
— Quick support via chat or email.
— 24/7 availability.

MOBILE AND WEB ACCESS
— Organise your finances from our mobile app (for personal and business accounts) or web app (for business accounts).

EASY BUDGETING
— Access intuitive analytics into your spending patterns.
— Monthly financial reports.
— Pre-plan future transfers.

CONFIDENT CASH WITHDRAWALS
— Withdraw money in ATMs worldwide.
— Withdrawals with personal accounts are free of charge up to €1,000 per month.

STREAMLINE YOUR PAYMENTS
— Request funds via phone number, send instant transfers between Vivid customers and divide bills. (for personal accounts)
— Pay all your bills at once by sending transfers in bulk (for business accounts)
— Accept incoming SWIFT transfers.

ADD TEAM MEMBERS (for business accounts)
— Manage your team's access to the account.
— Assign Admin and Assistant roles with different levels of access.
— Issue cards and set spending limits for employees with Assistant roles.

STATE-OF-THE-ART SECURITY
— Get immediate notifications for each transaction.
— Your card’s CVV is only visible from your app.
— Turn on biometric login for your account.

Vivid Money S.A. provides accounts, cards and payment services for Vivid Business and Personal.
Vivid Money B.V. provides investing services, Interest accounts and Interest Rate Pockets and Vivid Digital S.r.l

More info on vivid.money.

*The promotion is valid for the first 2 months after opening an Interest Account or Interest Rate Pocket. After, you’ll receive the regular interest rate as per your plan. This rate applies to funds up to 10 million EUR.

What’s New

Version 3.26.0

VIVID PERSONAL
Major improvement on handling compliance requests! Thanks to our own Vivid Platform, we now introduced a fully in-app ticketing system. All the fields are functional, documents can be attached easily and all questions can be answered seamlessly. We also extended the working availability of our compliance team to 7 days a week.

Ratings and Reviews

4.7 out of 5
99 Ratings

99 Ratings

ahmed-khaled9 ,

Worst Banking Experience

The customer support doesn’t have all the needed information to help customers, my account has been blocked and they were not able at first to identify why that happened and after they figured out why they were not able to solve the problem. Its Solaris bank who have full control over the accounts and there is no communication channels for the customers with Solaris bank, its only through email or chat with Vivid customer support who does not have any access to solve problems and also they are extremely slow in replying. My account has been blocked because i changed my phone number on the app, which is an available option and even confirmed on everything to change it and since then the account has been blocked and they are not able to give a proper answer of when this issue could be solved

Developer Response ,

Hello Ahmed! 👋 Do you still need assistance with unblocking your account? We’d love to know what we can do to provide you with the 5 stars experience that you deserve! If it’s not resolved, we’re confident that we can find a solution! Send us an email at reviews@vivid.money and we’ll be there to help. Have a great day! Your Vivid Team 💜

Muakll ,

Worst banking experience ever

Worst banking experience ever,After identity verification, the account is created successfully but after my first payment my account is blocked without saying the reason, I contacted them more than once and they aren’t saying the reason, I was blocked because my name is Muhamed !!! The only reason for blocking me is my name and they informed me that I have to transfer all my money to another account otherwise I’ll be charged for keeping them in my account and I won’t be able to use my account anymore, That’s a pure discrimination !!!!

Update: I’ve contacted the customer support more than once they say that solaris bank blocked me and i should contsct them to know the reason, after I’ve contacted solaris bank, they informed me that I shouldn’t have contacted them and i have to contact vivid !! No one is telling me why I’m blocked and vivid insists on not telling me the reason !!!

Developer Response ,

Hello Muhamed! We're sorry that you had this experience. We never block anyone because of their name or their nationality. We must follow procedures linked to the current banking regulations that apply to all of our customers. We value our customers from any different background and culture and would never base our internal policies on discriminatory factors. Send us an email to reviews@vivid.money and we'll have a closer look at this with you to understand what happened. Have a nice day! Your Vivid Team 💜

App Privacy

The developer, Vivid Money GmbH, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Contacts
  • User Content

Privacy practices may vary based on, for example, the features you use or your age. Learn More

Supports

  • Wallet

    Get all of your passes, tickets, cards, and more in one place.

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